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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
You have no collision coverage and was hit by another car what can you do?
Collision coverage covers accidents you are at fault for. Their insurance should pay for any damages to your vehicle.
What states have no-fault auto accidents?
California, Nevada, and Oregon are no fault states. If you need a complete list of all the fifty states that are no fault or driver fault states you can ask an insurance agent.
How do you check your auto insurance coverages?
The best way to review your coverages is to contact your Insurance Agent. Your agent can go over the terms and scope of your Insurance Policy with you and answer any question you may have.
Answer:You can find your insurance coverage after determining your damage. You must also be familiar with your entitled insurance coverage mean what are the things that are included in you insurance coverage. You can determince your insurance coverage by completing the docs required for the insurance claim. A detailed procedure link for determining and claiming of insurance is submitted in "Related Link".
Under the terms of your Insurance Contract, All licensed drivers in your household and all drivers that have access to your vehicle are required to be declared either as a covered driver or not. If not, then you can request they be excluded from coverage on your policy by way of form 515A.
Failure to disclose a licensed driver in your home is a violation of the terms of your Insurance Contract and can result in voidance of all coverage.
Bare in mind that once excluded the driver will have no coverage under your policy for any accident if they do for some reason drive the vehicle.
Can you drive someone elses vehicle in California if you're not on the insurance?
This is not a state specific question. If you are given permission, then you are covered.
Note: you can only drive a rental vehicle if your name is on the rental agreement.
HIPAA, or the Health Insurance Portability and Accountability Act, protects the privacy of patients in a healthcare setting such as in the pharmacy or in the hospital. HIPAA prevents the disclosure of personal information of patients other than what is necessary or in some cases, only in emergency settings.
Who has the cheapest auto insurance in Georgia?
As Bob Dole would say, it depends. Your premium is not only based by the company's rates, but your driving history, your vehicle, your claim history, usage, coverage, policy limits, and your credit score. All are factors to what your premium cost is. There is no one company that is always the cheapest. Visit your state's department of insurance to find a reputable company. Interview the representatives to find someone that will look out for your interest. Preferably one that will assess your situation and professional advice you as to what your needs are.
Can Geico really save you 15 percent on car insurance?
well... i did a lot of research looking for the answer... and drum roll please... they CAN in some situations
Will your life insurance cover injury from an accident?
No. However, you may have provision in it that will pay for your premium if you are unable to work.
Can you drive without car insurance in Wisconsin?
You can under July 1, 2010. It becomes mandatory at that time. However, it is really foolish to not carry insurance. Really, really foolish. In the words of the script from Christmas Vacation..."of all the cheap, lousy way to save a buck!"
Can you file a claim on both insurance companies yours and the party at fault in an auto accident?
Yes, you can. However, ultimately it is the at fault party's insurance company that will pay for the claim. In such a case, you will file a claim under your collision coverage and be subjected to the deductible. Once the claim is settled, your company will subrogate the loss with the other company(i.e. get reimbursed). Once that happens, you will be provided your deductible back. If you go through the at fault party's policy, you would file the claim under the property damage of the policy.
Does violation of company policy mean fault of your own?
Not necessarily. The situation may have been beyond your control, or it may have been unavoidable to breach either of two parts of the policy, and various other reasons.
However, if you are the one who violated the policy, it does not matter why; just the fact you did it is enough to cause problems. If necessary, talk to a union or legal representative.
Parking lot accident are the most awful claims to deal with. Unless you have witnesses or video of the accident. It is a case of he said/she said. Since all parking lot of private property, it is not a policy issue either. Most of these cases end up being a 50/50, 60/40, or 30/70 type of at fault claim.
If you are ever involved in an accident in a parking lot, find witnesses and get their information! Also, check to see if there are cameras in the lot and get footage of the incident.
Can your parents have liability insurance when you have a learners permit?
Sure, just make sure yor parent also lists your name as an additional driver on the policy so that you can be covered to drive the vehicle as well.
Will state farm auto insurance drop you after a DUI in Kansas?
Kansas has some of the most stringent DUI laws in the United States. The response to a DUI conviction varies from insurance carrier to insurance carrier, so there is no way to determine if your specific situation will cause State Farm to cancel your insurance coverage. If you do lose coverage due to a DUI, you may be required to obtain SR-22 insurance, which is a kind of high-risk coverage that offenders must sometimes purchase instead of regular coverage.
Do drivers with learner permits need car insurance?
Yes, A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions.
You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage.
A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility.
Can i still file a claim even if its been 2 and half years since i been involved in an accident?
Yes you can still file a claim.
Who pays if you are involved with an accident?
if you're from UK and you have suffered an accident in the last three years with these type of accident, work accident, road accident, medical negligence, trips&slips, public liability and others that you know that its not your fault.
http://accidentsdirect.tk
The link that i gave you will help you claim your personal injury claim even if the accident happened in the last 3 years. I've already tried their service and they provide free services and has No win no fee policy.
Car insurance can coverage medical payment on motorcycle accident?
If you put medical insurance on the policy when the policy was purchased.
Oregon law requires you to report a crash to the DMV if there is more than $1,500 damage to your vehicle or any property
or if another vehicle has $1,500 damage and is towed
or if there is injury or death from the crash.
Other states probably have similar laws.
Auto insurance
Both cars are uninsured who pays?
Whoever is determined to be at fault for the accident. Best thing to do may just be to pay for your own cars.
Do you need to carry UIM on ALL vehicles you own?
UM/UIM policies are in case you are involved in an accident with a driver who doesn't have insurance or doesn't have enough. This policy is only in the event that the uninsured motorist is at fault for the accident.
it is not necessary on all vehicles but it might be a good idea.
What do you do if you hit a car in a dealer's lot?
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars.
If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
Yes. That is what your Uninsured/Underinsured Motorist coverage is for. Limits & conditions are very state & company specific.
