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Boat Insurance

In most countries, boat insurance is a requirement for marine, pleasure, and commercial watercraft. Depending on the coverage, the insurance protects the owner of the craft from any loss or liability arising from accidents, theft, or other events.

287 Questions

One boat is overtaking another which boat must give way?

The boat that is doing the passing is the Give-way vessel. They must stay clear of the boat that they are passing. The boat being passed is the Stand-on vessel, they do not move or alter speed.

How does the size of a boat affect how much it can hold?

Bigger the boat, bigger the cargo hold. In theory, if you had a boat and ocean big enough, you could transport an infinite mass of stuff.

What actions is required of Boat A while overtaking Boat B in darkness or reduced visibility?

Go around on either side is the action that is required of Boat A while overtaking Boat B in darkness or reduced visibility.

When must the certificate of boat registration be carried on board the vessel?

A certificate of boat registration must be carried on the boat when the boat is in operation. If the registration is not on the boat the owner could be fined.

In Louisiana if a boat is insured can someone other than the policy holder operate the boat without the policy holder with them?

One would think so...just like a car. Because insurance laws and costs vary state to state, you should call your agent.

Why did the boat industry decline in Florida?

Simple answer. Gas costs too high, jobs went south so less people with leisure time, over law enforecement from 911 funding to eliminate boating and boozing, less real men being replaced by the new generation of more feminized geldings taking ridlin and adderoll, increased boat costs due to pollution mandates all added up and killed the industry

Who's insurance covers a borrowed boat?

Typically, the insurance coverage for a borrowed boat depends on the specific policies of both the boat owner and the borrower. The owner's boat insurance may cover the boat while it is being borrowed, but this can vary by policy. Additionally, the borrower’s personal liability insurance may provide coverage for accidents or damage while using the boat. It's important for both parties to check their respective insurance policies and consider additional coverage if needed.

What is Mandatory evacation?

Means you are required to leave the area.

Does Allstate carry boat insurance?

Yes, they carry boat insurance as well as jet, ski or any other water craft you wish to have insured.

Does Allstate have boat insurance?

Allstate insurance insures all types of vehicles. They insure motorcycles, cars, RV's and even boats.

What insurance companies offer boat insurance?

There are many insurance companies that offer boat insurance. These include: gieco, progressive, allstate, globalmarine, state farm, nationwide.

Does Erie insurance have a boat policy?

Yes, Erie Insurance offers boat policies. It covers comprehensive coverage that covers many types of losses and coverage for bodily injury caused to others such as swimmers, jet skiers or other boaters.

Will homeowners insurance cover damage to boats?

provided it is a covered cause of loss - there is a limited amount of coverage for watercraft on the policy - depends on policy usually between $1,000 - $5,000