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Credit Reports

A report detailing one's borrowing and repayment record used to determine one's credit reputation. It is used by lending institutions to find the subject's credit worthiness.

9,778 Questions

Is there a seven years time frame for reporting negative info?

Time limits for reporting negative credit information are established in the Fair Credit Reporting Act, 15 USC Section 1681c, Subsection 605(a)(b)(C). A copy of this statute can be read and printed from the website www.ftc.gov There are exclusions to this general time limit. They include: unpaid tax liens, federally guaranteed student loans and child support obligations. Subsection (b) also details exclusions in which the time frame is not applicable. The actual occurence of those exclusions is rare in the "real" world, but possible.

How is it possible for a 22 year old student loan drop off your credit report then come back at a later date?

Oh, dude, it's like this magical thing called credit reporting. Sometimes those pesky student loans can drop off your report if they're not being reported regularly, but they can totally come back if the lender decides to start reporting them again. It's like a yo-yo, but with your credit score. So, yeah, keep an eye out for those sneaky loans making a comeback.

How do you get through the automated system to speak to a person at Experian?

Ah, getting through automated systems can be a little tricky, but don't worry, friend. Just follow the prompts carefully and sometimes saying "speak to a representative" or pressing "0" can help you reach a real person at Experian. Remember, patience is key, and you'll get through to someone who can assist you in no time.

What digit is in the hundredths place in the number 10.008?

In the number 10.008, the digit in the hundredths place is 0. The hundredths place is two places to the right of the decimal point. The digit in the hundredths place represents a value that is 1/100 or 0.01 of the whole number.

How do you write nine and two hundredths in standard form?

9.02

Other forms are fractional 9 2/100 (9 1/50 ) or exponential 9.02 x 100

What is five hundredths from 1.72?

To find five hundredths from 1.72, you need to move two decimal places to the right because hundredths are two places to the right of the decimal point. So, five hundredths from 1.72 is 1.77.

How do I fix my credit score?

This is a easy answer. Karma could not do what this company done for me in 90 days. Just use this link. h tt ps :/ / yazing dot com / deals / creditrepai r/ jroach912 ( just remove all the spaces and replace the dot with .

What are the examples of Philiphine consumer protection agencies and acts or laws?

There is no such a thing in the Philippines. If there should be its not implemented of followed.

Can you get satellite TV with low credit score?

Yes, it may be possible to get satellite TV with a low credit score. Some providers offer prepaid or no-contract options that do not require a credit check. Alternatively, you may be asked to provide a security deposit or pay a higher upfront fee to compensate for the credit risk.

Who went in space first?

Yuri Gagarin. First American Alan Sheppard but did not orbit, that was John Glenn.

What is the highest beacon score possible?

The highest possible Beacon Score is 900. This indicates excellent creditworthiness and a strong likelihood of receiving favorable terms on loans and credit.

Why is it important to report experimentalresults honestly even when the results go against you hypothesis?

well because if you dont report honestly someone else may make the same product or item you did and they speak honestly and they get the credit and the more money than you! ;(

and i knew this because im not lazy and actually open my textbook you lazies out there!

What kind of disaster relief does the SBA provide?

catastrophic disasters, such as wildfires, hurricanes, and terrorist attacks. While the fiscal year 2005 budget requested $792 million for such disaster recovery funding, since 2001 disaster relief assistance exceeding $3.3 billion has been provided.

How do you get freeze lifted from your Experian credit report?

Please help me get access to my account. I have tried and tried using the information that I have used for years but suddenly they no longer work. I also have a pin that I have tried to use without success. I have always kept my accounts at all three credit reporting agencies LOCKED at all times. The other two continue to be locked but I can not get access to Experian because the words and symbols that I have used for a long time no longer work and I am concerned that someone else has stolen my information. Please contact me so I can provide all my information and help me refreeze my account and keep it locked like I do for Equifax and Trans Union.

What is the cost of piezoelectric crystal in Indian rupee?

There is a tremendous variety of piezoelectric ceramics, used for medical devices, sonar, adaptive optics, and so on, and price discounts are available based on quantity and application. Prices would range from a few rupees for the smallest, cheapest device to many hundreds of thousands of rupees for more expensive, specialty components.