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Credit

The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date

10,683 Questions

Where can you use a visa debit card?

Most places that accept VISA credit cards will also accept VISA debit cards.

Should teenagers have a credit card?

I don't think that is a good practice if parents would allow their teenagers to have credit cards.

The reason in general most teenagers shouldn't have a credit card is because until you reach the age of 18 you cannot legally sign a contract and be held to it. Someone else would be responsible to repay the debt if the teenager doesn't.

Another reason it may not be a great idea is because teenagers are just learning to handle finances. It is much more responsible to learn to live within your budget without relying on credit.

A teenager with a job should consider opening a bank account and using a debit card, rather than a credit card. Another option is a prepaid card, where the card has x number of dollars already paid for and is used just like a regular credit card.

What are the best credit cards for young adults?

None. Best to budget and live on cash. Without financial discipline, it is too easy to run up credit cards to levels that can't be paid off. Consider a Debit card on your checking account. Allows easier payments at stores versus a check, but you must remember you are withdrawing money from your checking account and need to keep accruate balances. If a credit card is an absolute necessity, consider a credit card with a $500 limit. If best credit card means best reward credit card to you, I personally will recommend Discovercard, they have both 5% cash back for gas and everyday purchase. I got mine from here http://creditindustrial.com/#DiscoverCard5%gas If you just start to build up your credit score you can start with student credit cards. hope this helps

What books are available to educate young people about credit cards and how to handle them responsibly?

It's not just young people who would benefit from reading some of these books. Learn more about your credit cards and how to handle credit card debt wisely. Credit Card & Debt Management: A Step-By-Step How-To Guide for Organizing Debt & Saving Money on Interest Payments by Scott Bilker, Claude Tygier How to Be More Credit Card and Debt Smart by Scott Bilker Credit Card Security by John J. Williams What Every Credit Card User Needs to Know: How to Protect Yourself and Your Money by Howard Strong Credit Card Secrets That You Will Surely Profit from: A Special Report from the Boswell Corporation by Howard Strong Do your kids a favor and start teaching them early how to handle money responsibly. The earlier the better! Piggy Bank to Credit Card : Teach Your Child the Financial Facts of Life by Linda Barbanel

What reader reads the magnetic stripe on the back of credit cards entertainment cards bank cards and other similar cards?

A magnetic stripe reader is used to read the information stored on the magnetic stripe on the back of cards like credit cards, entertainment cards, bank cards, and other similar cards. The magnetic stripe contains data such as account number and expiration date, which is swiped through the reader to facilitate transactions.

Are children allowed debit cards?

Children of the age of 11 or over are allowed to get debit cards from banks with parental permission. However you must be 18 or over to obtain a credit card.

Banks I know of that run this service are:

Lloyds TSB (Under 19's account)

Natwest (Adapt young person's account)

Barclays (Childrens bank account BarclayPlus)

Hope this helps ;)

What should you do if someone is trying to get a credit card in your child's name?

Credit card fraud /is/ a crime. If you know which company contacted you, I would get in touch with them and let them know what you suspect is going on. Otherwise, I guess you could contact the police or maybe even the FBI. Not only would this be credit card fraud, but maybe identity theft, as well.

When destroying documents like junk mail credit card applications how many times would you tear an A4 sheet in half before you consider it unreadable?

You don't need to destroy the whole document, just tear off the piece with your personal information and tear it into tiny pieces and sharing them around garbage cans. And this does not just apply to junk mail, anything with any personal information on it can be used to steal your identity. You can buy shredders quite cheaply in office supply stores and I have even seen them in supermarkets (in UK). I bought one the other day for

How to "Fix" Your Credit by Yourself Check Your Credit Report · Improve Your Payment History · Know Your Credit Utilization Ratio?

To improve your credit by yourself, start by checking your credit report for errors and inaccuracies. Next, focus on improving your payment history by making timely payments on your debts. Additionally, keep your credit utilization ratio low by not using all of your available credit. This can help demonstrate responsible credit management to lenders.

What are bookoo credits?

Bookoo credits are virtual currency used on the Bookoo online platform to purchase premium features and services. Users can earn credits by participating in various activities such as referring friends or completing certain tasks on the site.

Can you order from barnes and nobles com without a credit card?

Yes, you can order from Barnes and Noble online without a credit card by using alternative payment methods such as PayPal, gift cards, or digital wallets like Apple Pay or Google Pay. These options provide secure transactions without the need for a credit card.

Can you buy a Sony E-reader if not living in the US Can you use an intl credit card. If possible can I still buy e-books at Sony Connect store with an intl. credit card?

yes you can i got one off eBay it was the prs 500 but i had to pay 38 pound vat and handeling charge. you can not buy the books off the connect book store you have to live in America or caneda to do that .sony are about to bring the sony ereader to this country in September and you can pre order it from waterstones and sony UK web site and you will be able to buy the ebooks from waterstones in the aurtum make sure that the ebooks are the ones for the sont prs 505 as it is the new reader as the books for the prs 500 will not work on the new reader you can also buy the new ebooks from book on board on the internet.

What is the most exclusive credit card?

There are sever. The most popular being 1 of the 3 black amexs(the centurion), the other two are the chairman and accolades cards. There also is the world elite and coutts cards, both very difficult to obtain. The ones people don't know about however are even more exclusive...so exlcusive in fact, there are VERY few card holders. The JPMorgan Private Bank card is one you wont find anywhere. Requires an annual income of at least $20M. Hope this helps!

What credit card offers the lowest interest rate?

Many credit companies are offering low interest rate credit cards; such as citicards. However, you need to be careful and look at the fine print to make sure it is not just an introductory offer.

What is difference between credit debit card?

The main difference between a credit card and a debit card lies in how they access funds and the impact on your finances.

A credit card allows you to borrow money up to a certain limit. When you use a credit card, you're essentially taking a short-term loan, and you're expected to pay back the borrowed amount by the due date. If you don't pay the full balance, you'll be charged interest on the remaining amount.

On the other hand, a debit card is linked directly to your bank account. When you use a debit card, you're spending the money that is already in your account. There's no borrowing involved, and you won't be charged interest. However, you must have sufficient funds in your account to cover the purchase, or the transaction may be declined or result in overdraft fees.

Now, regarding the term "credit default repair placeholder," it seems like a placeholder for a specific term or concept related to credit repair. If you have a more specific question or if you meant to provide additional information, please clarify, and I'll be happy to assist further.

How do you get free credits on Habbocouk?

It's important to note that attempting to obtain free credits through unofficial means or hacks on Habbo or any other platform is against the terms of service and can result in consequences, including account suspension or banning. To legitimately earn credits on Habbo, you can consider the following methods:

  1. **Participate in official events:** Habbo often hosts events where you can earn credits by participating and completing specific tasks or challenges.

  2. **Trade and sell items:** Engage in trading activities with other users to acquire valuable items that you can then sell for credits.

  3. **Complete offers and surveys:** Some official promotions may offer credits in exchange for completing surveys or participating in certain activities. Be cautious and ensure they are legitimate offers.

  4. **Check for promotion Keep an eye on official announcements and promotions from Habbo that may offer free credits as part of special events or campaigns.

Always prioritize using official and legitimate methods to earn credits on Habbo to avoid any risks associated with unauthorized methods.

Additionally, be wary of scams or phishing attempts that may promise free credits but c

Does transferring a debt to another collection agency exend the time it appears on credit report?

No! You need to be careful if considering paying the collection agency. At that point it will start the 7 years entry. Bad credit remains on a credit report 7 years from the last date of activity, in other words, the date you make a payment. Make sure you negotiate a deletion prior to paying any collection account. Source: Credit Bible by Phil Turner.

What is the best description of a debit card?

A debit card is a payment device, typically issued under an international bank card mark such as Visa or Master Card, that allows people to use the card at any place accepting cards under that logo, where the user of the card can access a pre-deposited amount of money.

It allows you to access the money in your checking or savings account electronically to make purchases.

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I lost my Shell credit card who do I contact to report it missing?

"Shell credit cards are hosted by a number of different financial institutions in both Canada and the United States. The best place to start is with the toll free customer service line, for whatever bank or financing partner your particular Shell Card is hosted through. Call through to their lost and stolen card center and they will be able to assist you."

Who is the drummer in the free credit report dot com ad?

This is a silly question but its driving me crazy. I'm a huge Hugh Laurie (HOUSE MD) fan and everytime I see these free credit report. com commercials I think that's gotta be his son, he looks just like him only younger. He’s the one who plays the drums in the bathroom, the passenger in the front seat of the car and the one sitting at the table at the restaurant, while the other guy sings the little song. Someone's gotta know…lol

Does cvs sell prepaid debit cards?

As of my last knowledge update in September 2021, CVS, the pharmacy and retail store chain, did sell prepaid debit cards. They typically offered a variety of prepaid cards from different issuers, such as Visa, Mastercard, and American Express. These prepaid cards could be used for various purposes, including making purchases and managing personal finances.

However, the availability of specific prepaid cards and their terms may vary by location and could have changed since then. I recommend checking with your local CVS store or visiting their official website to confirm if they still sell prepaid debit cards and to inquire about the specific brands and options available.

Do you need a job to get a credit card?

== Obtaining a credit card== I did. In fact, my first card was a gold card. I had no job, hadn't had one for years. Nor did I have any other form of income. Now I have three cards all of them platinum and I don't want any more. (It's not good for your credit rating to have too many cards even if you don't use them!) I've done a little freelance work over the past several years but nothing steady or longterm. Right now, I only work part time, yet each one of my cards (only one carries a small balance - less than $1000) has a limit of over $10,000, and my interest rates range from 5% to 9.9%. See, good credit is rewarded with low interest rates. I would never pay the exorbitant interest rates a lot of cards charge - it's outrageous. I don't think card companies really care who they issue cards to as long as they get paid. If someone can only afford to make the minimum payment, that's even better for the card companies because the tiny payments barely cover the interest. More input from FAQ Farmers: * I have a terrible credit rating, ccjs etc due to a few years of financial difficulty............however I concentrated on paying back my bank overdraft and have kept my current account in credit for a year. My bank has now given me an overdraft facility and a credit card, and I,m not working at the moment. But be careful: If you charge anything, pay it off that month. Many of these cards have low amounts available and if you are late or over the limit, you could wind up in a neverending cycle of fees. Yikes!

How much credit to be a junior?

Typically, you are a junior when you have between 60 to 89 credits.

Typically, you are a junior when you have between 60 to 89 credits.

Typically, you are a junior when you have between 60 to 89 credits.

Typically, you are a junior when you have between 60 to 89 credits.

Typically, you are a junior when you have between 60 to 89 credits.

Typically, you are a junior when you have between 60 to 89 credits.

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