answersLogoWhite

0

💰

Credit

The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date

10,683 Questions

Whats the most you can borrow using a credit card?

It depends on the card. Some cards have limits over $50,000- there are even cards with no limit at all. Other cards have maximum limits closer to $5000...

Can a spouse's judgment from credit card debt effect your home or personal property in Florida?

The answer may depend on what type of purchases or services were charged to the credit card. If there are charges for merchandise or services that were used by both parties or that both benefitted from, the creditor may be successful in attaching commonly owned property. Examples are home improvements, groceries, vacation expenses, clothing for both husband and wife, fuel, etc. You should consult with an attorney in your jurisdiction.

The answer may depend on what type of purchases or services were charged to the credit card. If there are charges for merchandise or services that were used by both parties or that both benefitted from, the creditor may be successful in attaching commonly owned property. Examples are home improvements, groceries, vacation expenses, clothing for both husband and wife, fuel, etc. You should consult with an attorney in your jurisdiction.

The answer may depend on what type of purchases or services were charged to the credit card. If there are charges for merchandise or services that were used by both parties or that both benefitted from, the creditor may be successful in attaching commonly owned property. Examples are home improvements, groceries, vacation expenses, clothing for both husband and wife, fuel, etc. You should consult with an attorney in your jurisdiction.

The answer may depend on what type of purchases or services were charged to the credit card. If there are charges for merchandise or services that were used by both parties or that both benefitted from, the creditor may be successful in attaching commonly owned property. Examples are home improvements, groceries, vacation expenses, clothing for both husband and wife, fuel, etc. You should consult with an attorney in your jurisdiction.

What is statute of limitation in NY for credit card debt?

New York

N.Y. Civil Prac. Laws & Rules § 201

Written Contract - 6/yrs.

Oral Contract - 6y/yrs.

Injury - 3/yrs.

Property Damage - 3/yrs.

Does money automatically come out of your bank account when paying for goods with a debit card?

Of course it does and quickly. The days are gone when you could, for example, write a check and count on it taking days to be cashed and have your account debited. If you don't have funds in the debit card account you might also have to pay a fee for using the card. It's all spelled out in the agreement the bank gave you.

How do you write a letter to requesting a credit report?

No need, you can do it all online. All 3 reporting agencies are required to let you have a free one once per year. Just go to their respective sites. Just get experian, that's the biggest & they all share info, so they are bound to be the same anyway.

How do you write letter to reissue new credit card?

To, Date:

Place:

The Manager,

XXX Bank,

Chennai - 600 041.

From,

ABC,

Manikonda,

Hyderabad - 500 032.

Sub: Re-issue of Credit Card

Dear sir/Madam,

I am ABC, a customer of XXXX Bank.I have a XXXX gold credit card(Card No.: YYYY YYYY YYYY YYYY) and i blocked it on 02-06-2013 due some unwanted deduction of amount for online shopping.

Please find the below details in reference for the blocked credit card

Card No.: YYYY YYYY YYYY YYYY

Reference No.: The bank provide a Ref No. when you block the card.

So kindly do the needful for re-issuing me a new credit card.

Thank You

Your Address:

Yours Sincerely

ABC

How did Watson in Hooked on Credit Cards improve his argument through revision?

Some ways Watson, in the Hooked on Credit Cards essay, improves his argument after revision are:

  • Instead of using all encompassing language, the author uses specific examples after revision.
  • He provides answers to the questions he initially posed.
  • He adds more examples and statistical information.

What are ten tips for using a credit card?

You only need one tip. Don't spend more money than you can pay at the end of each month.

Can a reporting agency change dates on credit report after a dispute?

Yes, the credit reporting agency can update the Date of Last Activity, Date last Reported, etc...

But they cannot change the FCRA compliance date, which is the date the account is supposed to come off your credit report.

Is an item removed from credit reports after four years for Texas residents?

No, although the statute of limitations for your account may only be 4 years, the account may be reported by the 3 credit reporting agencies for 7 years from the date of first derogatory.

What happens if we don't sign the back of the credit card and use it at the ATM?

It will make no difference. The ATM reads the information on the magnetic strip or microchip and accepts the PIN as verification.

What are the advantages of accepting credit card sales?

wth out doing that you have no credit score and take the oppurtunity to get a better score

Can they credit card companies sue you and take your Social Security Insurance?

A creditor can file a lawsuit against a debtor who has defaulted on a contract. But, all Social Security benefits are exempt under federal law from creditor garnishment.

This does not mean that if the creditor sues and receives a judgment against the debtor they will not have other means of executing the judgment to recover the debt owed.

Can a merchants cameras be show to prove who used your credit card?

Yes. A date and time stamp from the camera can be compared with the date, time and location of the transaction.

What Is AFNI On your Credit score?

AFNI stands for Anderson Financial Network Inc.

This is a collection agency which is a third party debt collector which buys debt from creditors and tries to collect on it.

How long do you have to wait for a charge off to come off your credit report?

Typically, you have to wait 7 years for the charge-off to come off your credit report. But, if the account is incorrect, incomplete, misleading, or unverifiable, it may be deleted much sooner.

Where can you use the card to gamble online?

Depends on what country you live in, Betsson - Betsafe - Ladbrokes - Unibet are all sites common in Europe. For American citizens the rules are stricter, and I can't answer you on that at this very moment.

Is the name on a debit card the owner of the card?

Yes. Multiple people may be onthe account but the name on the card is the owner of the card. If you are on the account but you bring in a card with someone else's name on it attached to that account, many times the bank will not accept it, even of you know the pin.