Debt and Bankruptcy

However long it takes you to get a lawyer and/or complete the motion to reopen and pay the filing fee. If you are planning on not having a lawyer, be careful what you do. If you reopen a case, you allow a lot of things to happen that you may not want, including having your discharge revoked.

No, a judge cannot accept a complaint for an Adversary Action once a bankruptcy has been discharged. Once a bankruptcy has been discharged, the case is typically considered closed and any further legal actions must be pursued in a separate lawsuit outside of the bankruptcy process.

Chapter 7 - Debt goes away. You cannot be behind on your house, car, etc to keep them. You cannot have massive amounts of "stuff" including equity in home/car. Chapter 13 - Lets you repay some debt at a percentage over time (up to five years). Perfect if you are behind on car or house. You get to pay the arrears over time. Chapter 11 - Like 13, except only applies if you have over $200,000 in unsecured and/or $800,000 in secured debt. (Those are the round limits.)

As of July 27th, 2014, the exchange rate between Euros and Indian Rupees is 80.67 Indian Rupees for 1 Euro. The Indian Rupee has shown small but steady gains in economic strength over the week beginning July 21st.

Try to find a good Realtor in your area. Not necessarily one from the huge firms but one who is actually local and is active in your community. These can be found most effectively by asking people you already know who have recently bought a home or looking online. Check sites like wikihow on how to find a good Realtor if you are still struggling.

Bankruptcy action handled Pro Se must be done in person it cannot be transacted via U.S. Postal Service or any other courier agencies. Some states do allow licensed attorneys to file bankruptcy petitions and other litigation procedures via electronic filing.

25! I am 20 and I own a condo and they dont let me buy a freaking time share because of my age!

You may have the option of converting to a 7. Although the court could decide you are capable of paying back your debt via 13. You are in a better position of keeping a car and home in 13 than 7. Unless you cannot reaffirm the loans, and the lender is calling in the property. They would still have that option in a 7 also.

You can file a Chapter 7 (or another 13) after 70% of the plan payments are completed.

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Currently, there are no limits to the amount of times you can file for bankruptcy or the time frame between each filing. However, if you file too soon you are less likely to be eligible for "discharge." It is suggested by most to wait at least seven years between each filing in order to qualify for discharge.

For more information on bankruptcy you find it on our site: http://www.kohlawfirm.com/bankruptcy

These materials do not, and are not intended to, constitute as legal advice.

In chapter 16 of "The Giver," the mood shifts from tension and anticipation to relief and hope. During the ceremony, Jonas experiences fear and uncertainty, but as he receives the memories from the Giver, he begins to feel a sense of possibility and liberation. This chapter marks a turning point in the story as Jonas starts to question the rules and values of his community.

Paul gives his mother the money he has won by gambling on horse races to ease her anxiety over the family's debts. He believes that this will make her happy and alleviate the financial stress the family is experiencing.

It depends upon the type of BK filed and the time span between the filing or discharge of the BK and the winning/payment of the monies.

Yes, a default judgment can be granted against you in Texas without your knowledge if you do not respond to a lawsuit within the specified time frame. This typically occurs when the plaintiff files for a default judgment after you fail to appear or file an answer. However, if you were not properly served with notice of the lawsuit, you may have grounds to challenge the judgment and seek to have it overturned. It's important to consult with a legal professional if you find yourself in this situation.

is there a special form to fill out to file motion for release stay? where is the form obtained? what's the cost, are there attorneys that will assist?

"Broke" refers to a temporary state of having little or no money, often due to poor financial management or unexpected expenses. In contrast, "bankrupt" is a legal status that signifies an individual or entity is unable to repay their debts and has sought protection under bankruptcy laws. While being broke can be a short-term issue, bankruptcy typically involves a formal legal process and can have long-lasting implications on credit and financial standing.

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Nowadays bankruptcy usually lasts about a year. Once your bankruptcy is discharged you will be free to start re-building your debt free life. You will probably find it almost impossible to get unsecured credit for a number of years. Mortgages are more available, but the rates will be higher. It pays to shop around, because the rates on adverse credit loans can vary widely.

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The bankruptcy proceedings remain on your credit record for 10 years. During this period, it is very difficult to reestablish credit and borrow funds for items such as a new car or home.

Usually by making "bad" loans (one's that don't get paid back),

or embezzlement,

or the whole society goes broke.