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Identity Theft Issues

The criminal act of assuming another person's identity for the purpose of initiating financial transactions

475 Questions

What should you do to avoid becoming a victim of identity theft?

To avoid becoming a victim of identity theft, regularly monitor your financial statements and credit reports for any suspicious activity. Use strong, unique passwords for your online accounts and enable two-factor authentication when available. Be cautious about sharing personal information, especially on social media, and shred documents containing sensitive information before disposing of them. Additionally, consider using identity theft protection services for added security.

How does identity theft affect the government?

In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. In each transaction, you reveal bits of personal information, like your bank and credit card account numbers; your income; your Social Security number (SSN); or your name, address, and phone numbers - a goldmine of information for an identity thief. Once a thief has that information, it can be used without your knowledge to commit fraud or theft. Identity theft is a serious crime. People whose identities have been stolen can spend time and money cleaning up the mess the thieves have made of their good name and credit record. They may lose out on job opportunities, and loans for education, housing, or cars. They may even get arrested for crimes they didn't commit. Can you prevent an identity theft? As with any crime, you cannot completely control whether you will become a victim. But according to the Federal Trade Commission (FTC), the nation's consumer protection agency, you can minimize your risk by managing your personal information cautiously. Skilled identity thieves use a variety of ways to gain access to your personal information. For example, they may get information from businesses or other institutions by stealing it while they're on the job; bribing an employee who has access to these records; hacking these records; and conning information out of employees. Or: * they may steal your wallet or purse.

* they may steal your personal information through email or the phone by saying they're from a legitimate company and claiming that you have a problem with your account. This practice is known as "phishing" online, or "pretexting" by phone.

* they may steal your credit or debit card numbers by capturing the information in a data storage device in a practice known as "skimming." They may swipe your card for an actual purchase, or attach a device to an ATM machine where they may enter or swipe your card.

* they may get your credit reports by abusing the authorized access that was granted to their employer, or by posing as a landlord, employer, or someone else who may have a legal right to your report.

* they may rummage through your trash, the trash of businesses, or public trash dumps in a practice known as "dumpster diving."

* they may steal personal information they find in your home.

* they may steal your mail, including bank and credit card statements, credit card offers, new checks, and tax information.

* they may complete a "change of address form" to divert your mail to another location. Once identity thieves have your personal information, they may use it to commit fraud or theft. For example: * they may call your credit card issuer to change the billing address on your account. The imposter then runs up charges on your account. Because the bills are being sent to a different address, it may be some time before you realize there's a problem.

* they may open new credit card accounts in your name. When they use the credit cards and don't pay the bills, the delinquent accounts are reported on your credit report.

* they may establish phone or wireless service in your name.

* they may open a bank account in your name and write bad checks on the account.

* they may counterfeit checks or credit or debit cards, or authorize electronic transfers in your name, and drain your bank account.

* they may file for bankruptcy under your name to avoid paying debts they've incurred under your name, or to avoid eviction.

* they may buy a car by taking out an auto loan in your name.

* they may get identification such as a driver's license issued with their picture, in your name.

* they may get a job or file fraudulent tax returns in your name.

* they may give your name to the police during an arrest. If they don't show up for the court date, a warrant for arrest is issued in your name. Source: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre30.shtm

How do you find out what a judgment is from?

It's almost inconceivable you wouldn't know....as it isn't done without communicating and advising you many times. Ignoring the notices doesn't make it go away.

You get it from wherever it is recorded and read it. Then not only will you know who was awarded it, but why.

Could you use a dead person's social security number to get credit cards?

I hope you wouldn't want to. The idea is that this fraud should be prevented by financial institutions' referring to the Social Security Death Index or Death Master File. This information is freely available at many sites online and most financial institutions reportedly access this information on a continual basis. Most deaths are logged into the SSDI and therefore most families should be protected from this kind of fraud. However, to ensure you and your loved ones are best protected, either you, the funeral director, the executor of the will or probate administrator should contact the Social Security Administration ASAP with proof of death. Once this information is reported to the SSA the social security number is flagged as belonging to a deceased individual and can no longer be used for most fraudulent purposes.

How do you show your identity?

In one section, The Bible describes that true religion is to look after widows and orphans. In essence the religious practitioner should be representing the fundamental truth they believe in and if they are not they are hypocrites. For instance, the Bible also states that if someone says they follow God, but do not show who God is through there life or do what He says, that they are worse than someone who blatantly confesses they don't believe in or follow God. AKA Hypocrites. For instance "Christians" believe the essence of "showing their religion is "showing" the love of God. :)

Govt spelling name with all capital letters to create a corporation to use as collateral in paying debts is this identity theft?

No. There is no evil scheme behind a Government's use of either small or capital letters. It's just the (fairly common) way the computer programmer was instructed on how to let the program write an adressee's name.

How are Internet users susceptible to identity theft?

You can effectively prevent internet identity theft by having a very strong password. Also, you should watch out for any phishing and you should never give out your password to anyone.

How may identity theft be prevented?

Hello!

While you most likely cannot prevent your identity from getting stolen, you can take certain measures to minimize the possibility of it happening.

I came across idtheftauthority.com and learned how to help prevent identity theft by doing the following:

• Maintain your records carefully

• Shred your financial documents yourself

• Protect your SSN

• File your taxes early (I thought this was a strange one too, but read the information on this page to learn why!)

• Don't respond to suspicious emails or text messages

• Don't conduct transactions or give personal info out while in a public places

We really cannot do enough to stop this entirely, but we can slow it down if we get smart about it and do what we can to protect our important information on our own.

What is the meaning of online identity?

An online identity is usually some sort of anonymous personality that someone has when they are on the internet. Sometimes people do it for fun, sometimes people will troll (this means to annoy others constantly), to bully others, and for some odd reason pretend they are a celebrity.

Why are many people victims of fraud or identity theft?

Although criminals that steal identities are getting more and more sophisticated, and there are increasingly more security measures to prevent this, the vast majority have their identity stolen because they do not take the most basic precautions.

Keeping passwords and PINs secret, shredding bank statements and documents with personal information on them etc.

How do you get election voting id card in Mumbai?

You can log on to

http://www.mumbaicityelection.org/

This site is mainly developed as an interface between the Election Branch of the Collector Mumbai City District office and the voters of Mumbai City District. It seeks to provide information regarding the election related activities in a year that will see parliamentary elections of State Legislative Assembly Elections with delimited Legislative Assembly Constituencies and so also Parliamentary Constituencies in the Mumbai City District.

http://www.mumbaicityelection.org/downloads/6-%20form%20r.pdf

Even if individuals want to correct or change the existing details in their Voters card or if they want to delete their Voters card they can download Form-8 & Form-7 from the below mentioned link

http://www.mumbaicityelection.org/forms/doc_download.php

What is the process of pressing charges for a minor theft?

Civilians cannot "press charges." Only law enforcement and prosecutors can "press charges." However, you can REPORT the offense (and whom you suspect) to law enforcement and they will investigate and take action if they find enough probable cause that the offense occurred, regardless of the age of the perpetrator.

How do hackers steal a password?

ANSWER:

Your going to have a hard time finding out your husband's password. You can ask an expert who knows how to hack computer, you might know it. I also did this to the man I married a long time ago to find out if he was still writing his mistress, but never had no luck. But one time I got in because one of my kids helped me, and I found out 2 of her email to him. but I will call it luck.

What is Identity Guard used for?

Identity guard is a great system in order to protect yourself from identity theft which is a very common thing to occur in the United States. Also if anything does happen to your money it allows you to get reimburted up to so much.

What is the punishment of identity theft?

Identity theft is a criminal activity that is taken seriously. It is classed as a felony in most states in America. Penalties vary by state and according to the severity of the crime. For example, in Michigan anyone convicted of identify theft faces a maximum of 5 years imprisonment and a minimum fine of $25,000. However, Rhode Island law states that identify theft is punishable by imprisonment for 3 years.

How can you check to make sure your identity hasn't been stolen?

There are websites available to help one determine if their identity has been stolen. One can also check their credit card statements for charges that are not familiar.

Is their anyone who has switched their bodies?

It is not possible. Scientists did research and test this subject, but it was discovered a long time ago that there is no possible way to switch bodies. Neither is there a way to have had a past life as, say, a tree or grasshopper. There are many theories for where you go when you die, but it is up to you to decide what you believe.

To whom do you report identity theft and hackers?

It depends on what kind of identity theft you're talking about. If someone has opened accounts in your name using your personal identity, it would show up on your credit reports and you should file a police report with your local jurisdiction. It should also be reported to the Federal Trade Commission at 877-ID-THEFT.

Identity theft occurring over the internet or using the internet should be reported to the FBI, as the internet is federal jurisdiction. You can reach the FBI's Internet Fraud Complaint Center (IFCC) at www.ifccfbi.gov. That site acts as a clearinghouse, directing complaints to the proper authorities and agencies.

Identity theft occurring through the US mail system should be reported to the USPS Postal Inspector. There are local offices in every state.

People whose social security numbers are being used can usually make a report to the local police, though that report is generally for records purposes and only provides the victim with a case number to prove they've been to the police. They need to also report the identity theft to the Social Security Administration and the IRS, because payment of taxes is often affected.

Is it a common way to commit identity theft?

There have been many identify theft scams in the last decade. Some of the most common include email phishing to get credit card details, spyware to retrieve personal data and spoof companies tricking people into signing up for services that don't exist.

Who are most at risk of identity theft?

Someone who has no knowledge of the things that contribute to a scam. Someone who doesn't take precocious in sharing their personal information such as social security, date of birth, and credit card information

What programs offer identity theft protection?

I find some of the best identify theft protection comes from your bank - after all, they often pay (part of) the bill if your identity is stolen.However, in terms of computer programs, I use ""Trusteer Rapport"" which will warn me if I ever use the same credentials on a website which I do for my internet banking, or paypal, etc. It will also warn me of known phishing websites.

What are elements of identity theft?

The most typical indication is that there are charges appearing on your credit card bill for things that you did not buy. In general, any bills that you get which you had not personally incurred would be possible indications of identity theft. This can go as far as getting a bill from a bank for a mortgage on your house that you did not take out.