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Identity Theft Issues

The criminal act of assuming another person's identity for the purpose of initiating financial transactions

475 Questions

What techniques can you use to avoid being a victim of identity theft?

Some ways to protect against identity theft:

  • Change passwords frequently, and don't use personal information in your passwords.
  • Monitor your bank accounts so that you notice if anything strange comes up.
  • Add your phone number to your bank account so that banks can contact you if anything questionable comes up.
  • Use an alternate email to sign up on random online sites, rather than the main email that you use with bank accounts, so that if they get the information for one they won't automatically have the information for another.

What is the meaning of identity theft?

Identity fraud is when someone hacks into your computer, uses your credit cards, and steals personal information. (etc).

Identity theft is actually stealing your identity to use credit cards (etc.), or perform crimes and you're the fall guy (hacks into a bank using your computer, or uses your name for some crime).

What can you do if someone has the original deed to your house and tries to sell it?

India

At the first instance of knowledge of change in title of the property, the original owner has to file / lodge a criminal complaint against the person, who has done the wrong & mischief. Secondly, to negative the wrong doing, the original owner has to initiate a civil litigation praying for declaration of the 'title' as void, as this was done without his consent & knowledge, behind his back. For that purpose, the owner has the onus to prove, prima facie his bonafides of circumstances upon which the documents of title of property was passed on to the man, who allegedly changed the title.

US, Canada & UK

In the Unites States, and any other recorded land system, you cannot sell what you do not own. As long as you recorded your deed when you purchased the property then no one else can sell your land. Their deed would have no effect. It would be null and void.

How do you open atm machine without password?

It is not possible to open an ATM machine without a password. You have insert your credit card and password in order for it to work.

Examples of how identity theft affects the victim?

A mushroom is like an elephant, if you shoot a duck, I'm terrifyed of toaster's.

What are some steps to take to protect your identity?

Some steps to take to protect your identity are: 1. Lock up all of your personal ID, such as your passport, social security card and birth certificate. 2. Check all credit card and bank statements as soon as you can. 3. Make sure your mail is safe and collect it immediately. 4. Protect your computer using a firewall and strong passwords.

What is the main problem with identity theft?

People being stupid at times (clicking on links in e-mails that are obviously scams, applying to porn sites (can get that stuff for free guys), downloading bad MP3 files, going to pop-ups). Most sites will NOT try and take your info, which is something that I find most people think is true.

How do i get a person's social security number?

There are many web sites that can help you find a person using their social security number. This is legal, but they do charge a fee. You can search your browser by typing in things such as "People Search" or "Find Someone", etc.

How do you find owner of a car?

You can't easily. Although the DMV files are public records, you must be able to correlate a license plate number or some other identifiable piece of information about the vehicle in question in order to get any information in return.

What is the first thing you do if you have been the victim of identity theft?

You report it to the police. Then with reference to the police report, contact whatever companies there is which have been targeted by the one who stole your identity.

How do you explain identity theft?

"But he that filches from me my good name/Robs me of that which not enriches him/And makes me poor indeed." - Shakespeare, Othello, act iii. Sc. 3. The short answer is that identity theft is a crime. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain. These Web pages are intended to explain why you need to take precautions to protect yourself from identity theft. Unlike your fingerprints, which are unique to you and cannot be given to someone else for their use, your personal data

How many years in jail will a person get in new york for identity theft?

Under N.Y. Statue 190.80, a person who has committed identity theft in the first degree can receive a class D felony. This is punishable with up to 7 years in prison and/or fined up to $5,000.

How can people protect themselves from the nuisance of identity theft?

People can proactively take protection for the nuisance of identity theft by doing many things such as buying identity theft protection, and taking proper precautions such as securing safe personal information and not divulging it to 3rd parties.

Are identity theft protection plans expensive?

Services offering identity theft protection range in cost. Common services such as LifeLock, Idenitity Guard, TrustedID, and IDFreeze. The typical cost of identity theft protection services ranges between $10 to $25 per month.

Can you report attempted identity theft?

To report identity theft of credit cards you should do it as soon as you possibly can. First inform the company who you have your credit card with as well as your bank and loan companies. You should also inform your local police department.

What should you do to avoid becoming a victim of identity theft?

To avoid becoming a victim of identity theft, regularly monitor your financial statements and credit reports for any suspicious activity. Use strong, unique passwords for your online accounts and enable two-factor authentication when available. Be cautious about sharing personal information, especially on social media, and shred documents containing sensitive information before disposing of them. Additionally, consider using identity theft protection services for added security.

How does identity theft affect the government?

In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. In each transaction, you reveal bits of personal information, like your bank and credit card account numbers; your income; your Social Security number (SSN); or your name, address, and phone numbers - a goldmine of information for an identity thief. Once a thief has that information, it can be used without your knowledge to commit fraud or theft. Identity theft is a serious crime. People whose identities have been stolen can spend time and money cleaning up the mess the thieves have made of their good name and credit record. They may lose out on job opportunities, and loans for education, housing, or cars. They may even get arrested for crimes they didn't commit. Can you prevent an identity theft? As with any crime, you cannot completely control whether you will become a victim. But according to the Federal Trade Commission (FTC), the nation's consumer protection agency, you can minimize your risk by managing your personal information cautiously. Skilled identity thieves use a variety of ways to gain access to your personal information. For example, they may get information from businesses or other institutions by stealing it while they're on the job; bribing an employee who has access to these records; hacking these records; and conning information out of employees. Or: * they may steal your wallet or purse.

* they may steal your personal information through email or the phone by saying they're from a legitimate company and claiming that you have a problem with your account. This practice is known as "phishing" online, or "pretexting" by phone.

* they may steal your credit or debit card numbers by capturing the information in a data storage device in a practice known as "skimming." They may swipe your card for an actual purchase, or attach a device to an ATM machine where they may enter or swipe your card.

* they may get your credit reports by abusing the authorized access that was granted to their employer, or by posing as a landlord, employer, or someone else who may have a legal right to your report.

* they may rummage through your trash, the trash of businesses, or public trash dumps in a practice known as "dumpster diving."

* they may steal personal information they find in your home.

* they may steal your mail, including bank and credit card statements, credit card offers, new checks, and tax information.

* they may complete a "change of address form" to divert your mail to another location. Once identity thieves have your personal information, they may use it to commit fraud or theft. For example: * they may call your credit card issuer to change the billing address on your account. The imposter then runs up charges on your account. Because the bills are being sent to a different address, it may be some time before you realize there's a problem.

* they may open new credit card accounts in your name. When they use the credit cards and don't pay the bills, the delinquent accounts are reported on your credit report.

* they may establish phone or wireless service in your name.

* they may open a bank account in your name and write bad checks on the account.

* they may counterfeit checks or credit or debit cards, or authorize electronic transfers in your name, and drain your bank account.

* they may file for bankruptcy under your name to avoid paying debts they've incurred under your name, or to avoid eviction.

* they may buy a car by taking out an auto loan in your name.

* they may get identification such as a driver's license issued with their picture, in your name.

* they may get a job or file fraudulent tax returns in your name.

* they may give your name to the police during an arrest. If they don't show up for the court date, a warrant for arrest is issued in your name. Source: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre30.shtm

How do you find out what a judgment is from?

It's almost inconceivable you wouldn't know....as it isn't done without communicating and advising you many times. Ignoring the notices doesn't make it go away.

You get it from wherever it is recorded and read it. Then not only will you know who was awarded it, but why.

Could you use a dead person's social security number to get credit cards?

I hope you wouldn't want to. The idea is that this fraud should be prevented by financial institutions' referring to the Social Security Death Index or Death Master File. This information is freely available at many sites online and most financial institutions reportedly access this information on a continual basis. Most deaths are logged into the SSDI and therefore most families should be protected from this kind of fraud. However, to ensure you and your loved ones are best protected, either you, the funeral director, the executor of the will or probate administrator should contact the Social Security Administration ASAP with proof of death. Once this information is reported to the SSA the social security number is flagged as belonging to a deceased individual and can no longer be used for most fraudulent purposes.

How do you show your identity?

In one section, The Bible describes that true religion is to look after widows and orphans. In essence the religious practitioner should be representing the fundamental truth they believe in and if they are not they are hypocrites. For instance, the Bible also states that if someone says they follow God, but do not show who God is through there life or do what He says, that they are worse than someone who blatantly confesses they don't believe in or follow God. AKA Hypocrites. For instance "Christians" believe the essence of "showing their religion is "showing" the love of God. :)

Govt spelling name with all capital letters to create a corporation to use as collateral in paying debts is this identity theft?

No. There is no evil scheme behind a Government's use of either small or capital letters. It's just the (fairly common) way the computer programmer was instructed on how to let the program write an adressee's name.

How are Internet users susceptible to identity theft?

You can effectively prevent internet identity theft by having a very strong password. Also, you should watch out for any phishing and you should never give out your password to anyone.