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Loans
Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.
13,117 Questions
Can the Mortgage be in your name and deed be in both your names not married?
All the owners of the property will be required to sign the mortgage so that in the case of a foreclosure the lender can take possession of the property. If only one owner signs the bank cannot foreclose on the other owner's interest.
All the owners of the property will be required to sign the mortgage so that in the case of a foreclosure the lender can take possession of the property. If only one owner signs the bank cannot foreclose on the other owner's interest.
All the owners of the property will be required to sign the mortgage so that in the case of a foreclosure the lender can take possession of the property. If only one owner signs the bank cannot foreclose on the other owner's interest.
All the owners of the property will be required to sign the mortgage so that in the case of a foreclosure the lender can take possession of the property. If only one owner signs the bank cannot foreclose on the other owner's interest.
What happens if you get your car repaired and don't pay?
if you dont pay usualy they will keep billing you until you do pay it or even you might have to go to court.
That means another bank has purchased your mortgage. The original lender should arrange to have an assignment of mortgage recorded in the land records to make the assignment legal. As long as you make your payments on time you shouldn't suffer any effects except a change in the address where you send your payments.
That means another bank has purchased your mortgage. The original lender should arrange to have an assignment of mortgage recorded in the land records to make the assignment legal. As long as you make your payments on time you shouldn't suffer any effects except a change in the address where you send your payments.
That means another bank has purchased your mortgage. The original lender should arrange to have an assignment of mortgage recorded in the land records to make the assignment legal. As long as you make your payments on time you shouldn't suffer any effects except a change in the address where you send your payments.
That means another bank has purchased your mortgage. The original lender should arrange to have an assignment of mortgage recorded in the land records to make the assignment legal. As long as you make your payments on time you shouldn't suffer any effects except a change in the address where you send your payments.
Can you change from a variable loan to a fixed loan?
If agreed by the Bank/Loaner - fixed load has fixed interest
What are the documents required for a NRI to get a home loan?
For Salaried Individuals
Almost 95% or more of the NRI's would fall into this Category and they would comprise a huge chunk of the population that apply home loans from banks in India. The documents required would be:
1. Employment Proof - Offer Letter or Contract Letter or Agreement Letter
2. At least 3 months' Salary Slip (Some banks may ask for up-to 6 months' payslips)
3. At least 6 months Bank Statement - Statement from the bank where your employer credits your salary
4. Latest Foreign Identification Copy (Ex: NRIC in Singapore and equivalent identification for other countries)
5. Passport (All non-blank pages)
6. VISA/Work-Permit
7. Residence Address Proof in the Country of Residence/Work - Electricity/Gas Bill, Telephone bill etc
8. Passport Size Photographs (The number may vary from bank to bank. They will atleast ask one photo)
9. Latest Credit Bureau Report (Wherever applicable. For country's like US, Singapore etc this will be required)
10. A Cheque favouring your bank for the Processing Fee
How do you remove co-sign on mortgage?
By paying off that mortgage. If necessary the primary borrower would need to qualify to refinance in their own name alone.
By paying off that mortgage. If necessary the primary borrower would need to qualify to refinance in their own name alone.
By paying off that mortgage. If necessary the primary borrower would need to qualify to refinance in their own name alone.
By paying off that mortgage. If necessary the primary borrower would need to qualify to refinance in their own name alone.
Can a co signer be relieved of responsibility on a home loan after a period of time?
Only with the OK of the lender.
Once a mortgage has been signed it will remain in effect until it is paid. The bank required a co-signer in order to guarantee that mortgage would be paid if the primary borrower defaults on the payments. The co-signer remains responsible for the mortgage until it is paid off. In order to get your name off a mortgage you co-signed the mortgage would need to be paid off and refinanced in the sole name of the primary borrower.
Can a payday loan file fbank fraud against you?
Not usually, however if you use an unregulated provider then they may be able to. My advice would be to use a well known and respected comparison site such as Payday Provider.
Can a person with very bad credit get a car loan if they have a co signer with excellent credit?
Yes they can if they have had another loan with your name and their name.
What happens if all owners did not sign mortgage and bank is now foreclosing?
The bank has a problem. It cannot foreclose on the interest of the owner who did not consent in writing to the mortgage. The mortgagor who didn't sign should contact the legal department of the bank. There may be contact information in the notices and documents that have been sent in relation to the foreclosure.
The bank has a problem. It cannot foreclose on the interest of the owner who did not consent in writing to the mortgage. The mortgagor who didn't sign should contact the legal department of the bank. There may be contact information in the notices and documents that have been sent in relation to the foreclosure.
The bank has a problem. It cannot foreclose on the interest of the owner who did not consent in writing to the mortgage. The mortgagor who didn't sign should contact the legal department of the bank. There may be contact information in the notices and documents that have been sent in relation to the foreclosure.
The bank has a problem. It cannot foreclose on the interest of the owner who did not consent in writing to the mortgage. The mortgagor who didn't sign should contact the legal department of the bank. There may be contact information in the notices and documents that have been sent in relation to the foreclosure.
Will your be son be responsible for the mortgage on the property left to him in your will?
Yes, unless you arrange for insurance to pay the mortgage in the event of your death. Your son would inherit the property subject to the mortgage. He would need to continue paying the mortgage or the bank will take possession of the property by foreclosure.
Yes, unless you arrange for insurance to pay the mortgage in the event of your death. Your son would inherit the property subject to the mortgage. He would need to continue paying the mortgage or the bank will take possession of the property by foreclosure.
Yes, unless you arrange for insurance to pay the mortgage in the event of your death. Your son would inherit the property subject to the mortgage. He would need to continue paying the mortgage or the bank will take possession of the property by foreclosure.
Yes, unless you arrange for insurance to pay the mortgage in the event of your death. Your son would inherit the property subject to the mortgage. He would need to continue paying the mortgage or the bank will take possession of the property by foreclosure.
Can a bank or loan company repossess a vehicle if you are not 30 days late on the loan?
The simple answer is yes. However you should read thru your contract to see if you are in default, that would trigger a repossession. For example, one way to be in default is if your insurance got cancled.
How long does it take to get a FHA loan after you apply?
Your closing date-typically 30 days if all goes well.
How long does it take once you apply for FHA Loan to be approved?
Your loan officer should be able to tell you immediately upon completion of the paperwork if you aqe a "qualified buyer" i.e. approved for the loan.
Does a quitclaim deed transfer mortgage payments to the Grantee?
Absolutely not. The property remains subject to the mortgage and the person who signed the mortgage remains responsible for paying the loan. You should review the documents you signed when you granted the mortgage. The lender usually includes a clause stating that in the event of any transfer of interest in the property the full amount owed is due immediately. If the grantee wishes to assume the mortgage that must be done with the written consent of the lender and the written guarantee of the grantee.
Absolutely not. The property remains subject to the mortgage and the person who signed the mortgage remains responsible for paying the loan. You should review the documents you signed when you granted the mortgage. The lender usually includes a clause stating that in the event of any transfer of interest in the property the full amount owed is due immediately. If the grantee wishes to assume the mortgage that must be done with the written consent of the lender and the written guarantee of the grantee.
Absolutely not. The property remains subject to the mortgage and the person who signed the mortgage remains responsible for paying the loan. You should review the documents you signed when you granted the mortgage. The lender usually includes a clause stating that in the event of any transfer of interest in the property the full amount owed is due immediately. If the grantee wishes to assume the mortgage that must be done with the written consent of the lender and the written guarantee of the grantee.
Absolutely not. The property remains subject to the mortgage and the person who signed the mortgage remains responsible for paying the loan. You should review the documents you signed when you granted the mortgage. The lender usually includes a clause stating that in the event of any transfer of interest in the property the full amount owed is due immediately. If the grantee wishes to assume the mortgage that must be done with the written consent of the lender and the written guarantee of the grantee.
Is Jackson and Hewitt giving money now loans with 2011 last paycheck stub?
i have last paye stub i need money
Is a loan is current liability or long term liability in the balance sheet?
If loan is payable within twelve month of issuance of loan then it is current liability but if it is payable in more than one fiscal year then it is long term liability but even in long term loan, that portion of loan which is payable in current fiscal year is current liability and remaining portion is long term liability.
Can someone without a driver's license co sign on an auto loan?
Yes, the lender is looking for the ability to pay, not the ability to drive.
How do you get loan modification?
You have to apply to your lender for a loan modification. Some people use attorneys to make application on their behalf, and others choose to go the "do it yourself mortgage modification" route.
If you decide to do your own home loan modification, make sure you get your paperwork correct. You need to know precisely what your lender requires, otherwise your application will be rejected.
It may be a good idea to buy a loan modification system that can show you, step by step, how to go about the loan modification application.
What happens if up you stop paying your car loan and move to a different state?
It is a felony if you take the car across state lines and you are no longer paying on your loan.
Can you be forced to take unpaid time off?
Yes, such as being sentenced to do community service. You can 'refuse' to do it, technically, but you are forced to under threat of further (and possibly worse) punishment.
