Loans

The lender that you paid off, OR the lender who officially holds title per the registry of deeds. (You'd determine this by reviewing the title exam).

When I filed my taxes they did not offer me same day but a one day anticipation loan for a pretty hefty fee.

It means Subsidized Consolidated.

If a company has adopted 'Table A', it can charge interest on calls-in-arrears at the rate of

Bad loan is a loan that can't be recovered.

As a old person which has a loany ac andby chance he dies that loan can't be payed by his family member because of absence of nominee.

Same happens with vechile,hoam loan etc

You won't qualify for a mortgage. If you do it will likely be by a predatory lender who will charge you high fees and roll them into the amount of the loan, knowing you won't be able to pay it.

In general, the majority of traditional mortgages require that both principal and interest (P&I) is paid on a monthly basis.

There are Interest-Only products which are geared towards only paying interest for a set period of time, then they require either a balloon payment (of the original principal less any non-mandatory principal payments made during the pre-balloon term) or convert to a more traditional structure (for a shorter amount of time).

As indicated by the original answer, one can discuss terms changes with your lender, however, unless one qualifies for homeowner relief, a refinance would be required to secure interest-only payments.

Prime Rate

-A+

it is not easy for a sole trader to get a loan so easily as the business is new and the bank ownt know if the sole trader will be able to repay the loan.

There is no single interest rate. It varies by region, type of loan, borrower's credit rating, length of loan, amount of down payment and many other factors. You need to check several lenders.

FHA Loans is the one who required mortgage insurance as in protection to the banks and lenders. While in conventional loan, PMI or private mortgage insurance is required for those borrowers with less than 20% equity.

A mortgage is a loan that is secured by real property.

borrower dies then it is not suitable that amount recovered from gaunter because of person taking guaranty of live person nor death

I'm not sure what a "new law auto title loan" is, but basically, if you are using your car as collateral for a loan, yes they can take it if you fail to make payments on time. This should be pretty explicitly spelled out in the paperwork.

YES AND NO. depend how it affects your LTV and liens. As long Loan to Value is less than 80% does not matter who financed your house you can get the HELOC to the amount of 80% LTV. Some times it may change by the lenders internal policies.

Also how the lien on your title is affected by private loan and if there is any condition that may affect your additional borrowing. Check the documents before you apply for the HELOC.

Best bet contact the local small banks. They do not charge any fee for the HELOC. You do not need an agent for it.

A bank will want full coverage.

It is a state law to carry comprehensive insurance ( collision ) on any vehicle with a lien.

We're smart, but we don't have crystal balls. Nobody knows.

They can, HOWEVER, they normally don't. They will keep it. If, however, it goes unsold for a significant period of time (normally 2-3 years, sometimes more), and racks up town fees and listing fees, the bank will sometimes give the house back to the original owner. You would be stuck with all those fees, any damage done, (I.E. Graffiti, vandalism, etc.) and so on, though.

no...

30 is the "term" in years of the mortgage. You will have a schedule of monthly payments that you will pay over the 30 year term. Most of the upfront payments will go to pay the interest on the loan. For more examples of amortization (payment tables) visit the Mortgage Calculator in the related links.

yes they do, there is an Internet hoax based on the fact some government employees get a part, up to 60k , paid for but no elected official or their family members are eligible. Check with Snopes, Breakthechain.org etc.

That depends on several additional pieces of information you didn't include in your answer, notably interest rate and length of the loan.

As an example, a 30000 mortgage at 4% for 15 years would have a monthly payment of $221.91.

Please provide the additional details on your loan terms for a more accurate answer.

They are not automatically forgiven their student loans, if that's what you're asking. The word "loan" implies that it's supposed to be paid back.

Some children of congressmen might default on their loans, but they're on the whole not treated (at least in theory) any different than anyone else.

Obtaining a new loan to pay off an old loan using the funds from the new loan. Any time you take old money owed and pay it off with new money owed you have refinanced.

The buyer at a foreclosure sale pays to the bank the amount they bid at the sale. The foreclosure process nullifies the outstanding (or foreclosed) mortgage as it affects the property. However, a buyer at a foreclosure sale should have the title examined by a professional in order to disclose any other liens and encumbrances that affected the property prior to the recording of the mortgage that was foreclosed. A person who plans to bid at a foreclosure sale should always work closely with an attorney.