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Loans
Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.
13,117 Questions
Does Jackson Hewitt give you same day anticipation loan?
When I filed my taxes they did not offer me same day but a one day anticipation loan for a pretty hefty fee.
Who has had dealings with Apex Members for Loan Modification?
They are a membership based program that allows people the opportunity to get legal counsel to defend their rights as homeowners and stop foreclosure. They allow you to get an excellent real estate lawyer to modify the terms of your mortgage with a comfortable payment plan stretched out up to eight months. Most lawfirms that do this type of work will request an upfront retainer of around $3-5K in one lump sum. At Apex, you can get them to work with you for as low as $490 down and $250/mo until it is paid off. This of course is based on approval and it only makes sense if they are saving you at least $250 a month or more, or they are stopping a sale date so a potential client can save their home.
What is unsecured personal indebtedness?
Unsecured personal indebtedness is debt that is not secured against an asset. For example, a mortgage is a debt secured against an asset, being a house. If you fail to pay your mortgage, your house will be taken of you. An unsecured debt is that of a loan or credit card bill which is not backed up by an asset.
Is a certificate of deposit the same as a promissory note?
No, they are not the same.
Promissory note: represents a loan
- A promissory note written document in which a borrower agrees (promises) to pay back money to a lender according to specified terms. It usually includes specific terms of repayment, such as when the note is payable on demand and whether payment is due by a stated time or through a series of payments. A promissory note is a legally binding written promise to repay a debt.
Certificate of deposit: represents money deposited in a term account
- A certificate of deposit (or CD) is similar to a savings account in that you are paid interest on money deposited in a financial institution. However, you earn higher interest in exchange for agreeing to leave the money on deposit for a set period of time. CDs are a safe investment as long as you understand how they work and especially the penalties for early withdrawal of the funds. CDs are issued by commercial banks and savings and loans (or other thrift institutions).
What is the average mortgage payment in Michigan?
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Does taking a loan on land to pay off credit card debt make sense?
No. That doesn't make sense.
If a person is trying to figure out how to pay their credit card debt that means they haven't managed their finances very well. That behavior won't change by itself. There is a good chance it will continue after they have mortgaged their home as security for a loan to pay off their credit cards. People who mismanage money often continue to use their credit cards and get deeper into debt. If they can't make their mortgage payments on time the lender will take possession of their property by foreclosure.
Try credit counseling before placing your home at risk due to out of control spending.
If the three owned the property as joint tenants with the right of survivorship the decedent's interest passed automatically to the two surviving co-owners. A copy of the death certificate should be recorded in the land records to clear the record title.
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Is Embrace Home Loans a real loan company?
No, they are a huge scam. They are ''out to get your money''.
One resource, Sarah Julia Williams got a loan from Embrace Home Loans and they took her 10,000 dollars and relocated.
Is Jackson Hewitt doing rapid refund loans?
I am already a Jackson Hewitt customer and already have a Jacson Hewitt smartcard which I have my paycheck directly deposited to. Can I get an instant loan from them. I know it costs more but I really need it. And can I do it online
Can you use your credit card to pay your monthly car loan?
I don't have an exact answer but for sure Chase and Capital One don't take credit cards. You can use credit card checks but no direct debit from credit card.
What is the bank Repo rate in India?
Repo Rate - also called Bank rate is the rate at which central banks lend loans to the member banks of a country. This rate actually impacts the rate at which these member banks grant loans to their customers.
How do you put a lien on a title if you gave the loan but the title is in there name?
too late now. You must put yourself down BEFORE you lend them money. Or go with them to the DMV and have them allow you to be put on after the fact. You cant do it without their permission.
Can you get a home equity loan if the house is financed by a private party?
YES AND NO. depend how it affects your LTV and liens. As long Loan to Value is less than 80% does not matter who financed your house you can get the HELOC to the amount of 80% LTV. Some times it may change by the lenders internal policies.
Also how the lien on your title is affected by private loan and if there is any condition that may affect your additional borrowing. Check the documents before you apply for the HELOC.
Best bet contact the local small banks. They do not charge any fee for the HELOC. You do not need an agent for it.
Do you have to have collision on car that has car loan?
A bank will want full coverage.
It is a state law to carry comprehensive insurance ( collision ) on any vehicle with a lien.
Will mortgage rates decrease this quarter?
We're smart, but we don't have crystal balls. Nobody knows.
Which mortgage loans require mortgage insurance?
FHA Loans is the one who required mortgage insurance as in protection to the banks and lenders. While in conventional loan, PMI or private mortgage insurance is required for those borrowers with less than 20% equity.
What happens if the loan borrower dies then the guarantor passes away shortly after?
borrower dies then it is not suitable that amount recovered from gaunter because of person taking guaranty of live person nor death
Can they take your car with the new law auto title loans?
I'm not sure what a "new law auto title loan" is, but basically, if you are using your car as collateral for a loan, yes they can take it if you fail to make payments on time. This should be pretty explicitly spelled out in the paperwork.
Bad loan is a loan that can't be recovered.
As a old person which has a loany ac andby chance he dies that loan can't be payed by his family member because of absence of nominee.
Same happens with vechile,hoam loan etc
