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Auto Insurance

Parent Category: Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
You may use only electroning file to report diesel, gasoline,  ethanol and propane fuel types on an original return for the  current reporting period.
You will get a warrant issued for your infraction in the state  where you committed the offense.
The US congress is covered under the FEHBP system - they have a  choice of over 300 health care options. So it depends on the plan  they pick. The Government pays about 70%-75% of the cost so if they  pick a Blue Cross Blue Shield family plan that costs $1,327.80/mo.,  they would only have to...
Depending on what state you are in you can file for title based on abandoned vehicle laws,but in West Virginia you can only re-title if your a state trooper or a auto repair business owner
Can you give more detail? Are you asking if you need insurance to  "register" your vehicle?
Most likely you will. You need to notify your insurance company of  the move immediately so that they can change the garaging address.  Ask your agent about whether or not your company even does business  in your new state. If you are an adult, you need your own insurance  in your name. You...
If you are referring to premium, it depends upon many factors. Included are the insurer, the amount of coverage, the type of coverage, characteristics of the vehicle, characteristics and driving history of the insured, who else will be driving the car, how much the car will be driven, and other...
This depends on the situation. It feels like there may be more to  your question than what you are asking but I will assume not for  the sake of my answer. If you are taking out a new auto policy, the  agent you are dealing with has the authority to bind coverage and  therefore it can be in...
That was a Progressive Insurance commercial that was advertising  motorcycle insurance.
Firstly, you need to purchase an adequate amount of liability  coverage for your situation. You have a choice of liability limits  that you want when purchasing auto insurance. You can also purchase  an umbrella or excess liability policy that will give you coverage  over an above your auto,...
No. If you do not go to court you will be put in jail.
Are you familiar with how to ride a bike (as in Schwin, not  Harley)? Sorry but I couldn't help myself. I assume that your State  has not suspended your license or you wouldn't need to ask this  question. More than likely your current insurance will either go up  drastically or they may cancel...
Your right, you are responsible to leave enough distance between  you and the vehicle in front of you in order for you to be able to  stop. Good measure is one car length for every 10 mph that you are  traveling. This also applies to the person behind you. Technically  you are responsible for...
It depends on what you mean by short distance? If you mean how  far you drive back and forth to work, yes. Most companies rate  driving by how far you drive to work or school one way and have it  in catagories. Also they may consider miles per year driven.  If you mean do they offer coverage for...
You can call the 800 number that is on the back of your insurance  card and speak to the customer service person on the phone. They  may make you sign a cancellation request or perhaps they can take a  recorded statement in lieu of this.
It depends on if the officer will add wreckless driving to the  ticket. It will be around $200 if he doesn't.
It seems that the primary cause of the accident was that you lost  control of your vehicle and may or may not have left your lane. It  is probably your fault but I'm not sure. Whatever the police  officer wrote on the report if law and is most likely final. If you  left your lane then you are at...
Citations and fines are controlled by the local municipality that  the violation occurred in, no matter whether the ticket was issued  by State Patrol, Sheriff's Deputy, or City Police. If you were in  the City, call the Magistrate Judge in that city. If in the County  it will be Magistrate or...
Sure they are, they just might have to pay through the nose. There's a handy little van insurance website here http://www.motordirect.co.uk maybe they'll be able to answer over the phone for youAnswer 2You will have to check with individual insurance brokers. Some companies will insure you while...
  == Answer ==   As with all such matters, you should consult a legal professional to protect you rights. Generally, YES both VEHICLES should be insured (but that requirement may vary in some states). Drivers are NOT usually insured unless they hold special vehicle licenses or have personal...
It is very doubtful that the insurance company will even notice the  inspection sticker being out. It should have no impact on your  claim. The only issue is if the wreck was caused by lack of  maintenance and if the inspection would have caught this issue.  This may prove you knew about the...
You have had an accident. At this point the only law broken was the  law of physics stating that two objects cannot occupy the same  space at the same time. If you leave the scene then you have broken  a law of man and could be in trouble for this. If not you are at  fault for the accident but...
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
The amount is "Zero" that company will not accept a 16 year old driver
If it was not you it is not your business. If it is not your  business you cannot find out about the situation. Privacy laws are  taken seriously and everyone privacy must be protected. Don't think  you can find out some else's financial business. 
Yes. Many states have laws that require a witness to an accident (which you would be) to also stop.
What you wrote here is not a question. I don't know what you are  wanting to know about a ticket. The ticket will show up on your  Virginia drivers license even though you received it in another  state. As far as the status of your license that will depend on  your home state.
Prices for fines are control by the individual jurisdiction in  which the violation occurred. You will need to call the City or  County listed on the ticket itself to find out what the fine is for  the violation for which your were cited.
They will pay for a rental car for the normal time of repair for  what was being fixed on your vehicle. If your vehicle was not  drivable they will also pay for the time that the vehicle was out  of service. This does not mean that they are responsible for a  rental car just because you didn't...
This is why you want to have uninsured motorists coverage on your  policy. UM will act the same as if the other party had coverage  with the exception of a small deductible for property damage. In  some states your physical damage may also take care of the vehicle  though then it will count...
Leaving the scene of an accident can be a major issue. In Georgia,  fines and such are handled by the individual jurisdiction where the  violation occurred. Fines are different depending on the Magistrate  or Probate Court that is handling the matter.
No. And you can't use regular vehicle insurance to race  with. 
As long as you are listed as a driver on the policy and an accident  occurs in a covered vehicle, then yes you will be covered under the  terms and conditions of the policy just as any other driver on the  policy.
I've never heard of this in my 30 years in the insurance business.  It doesn't sound like a real insurance product.
Of course not. You should legally move over to the turning lane,  signal and make your turn, always knowing that any other vehicle  occupying the lane has the right of way. You can never legally cut  across lanes.
Not necessarily. Book value is the basis of the item less  accumulated depreciation. Book value is rarely the actual cash  value of an item, any item. Book value has to do with accounting  and taxes, not sales price or actual cash value.
Not until the estate has gone through Probate. If an Executor or  Administrator has been assigned by will or by Court then they have  responsibility to secure property belonging to the estate until it  is settled. If a loss occurs, they could be personally liable to  the heirs of the estate.
This document would be available from the RV rental company that  you are dealing with as each company probably has theirs slightly  altered for their company.
You should see a doctor if you feel any level of pain and  discomfort. It may even be a good idea to get checked out even if  you feel fine. Your doctor will be in the best position to  determine whether you sustained any serious injuries in the  accident.
Sure if you own and operate a normal body shop and the company  agrees to such. You cannot pocket the claim check based on someone  else's estimate. Firstly the company must make certain the repairs  are done in the same manner as the shop would do. Also, someone is  going to get a 1099 for the...
This is how they evaluate the risk that you pose. Insurance  companies use many different variables to evaluate the risk of a  loss occurring. Driving record is only one of these factors. A  person who receives several tickets for speeding or other  violations will have an accident, guaranteed.
Yes, you are probably paying for the next 30 days. This does not  take into account any changes that you make during the policy  period. If you make a change that produces an increase in the  premium, often times the company will divide this out among future  payments so that you are not made to...
What. Why would you think this is required? An insurance company  will not find you a new vehicle is your is totaled, they will pay  you the actual cash value of the vehicle you had.
    == Fault in a Parallel Parking Accident ==     Here are several opinions from FAQ Farmers:     * Always always always the person behind. There are so many reasons you might not see someone behind you, but you should always see the person in front and give them enough room,...
Some parks are located on private property and some are public  property. It would depend on the owner of the park. A homeowners  association for instance can own a park within their subdivision.  This would be a privately owned park and can be only for members of  the homeowners association if...
Generally all policies state that when you enter a state with  different minimum liability limits or requirements, then your  policy will adjust to the minimum standard of the state you enter.  This does not include a situation where you move to another state  and do not tell your insurance...
You may wish to read your policy but all I have ever seen state  that their policy will convert to the greater of the limits on your  policy or the minimum required in any other state you drive into.  There are different forms of no fault and fault policies depending  on your state requirements,...
You cannot get or give rates on a forum such as this. There are far  too many factors that drive auto insurance rates to do in a format  like this. I represent some insurance companies that have up to 88  classes or rating factors and you have only given 2. All insurance  companies rate based on...
The way you are describing it B is at fault. If B is at fault and  has no insurance, A's uninsured motorist coverage will take over as  if the person had coverage. Any amount paid out will be retrievable  by the insurance company through suit or other means. You subrogate  your loss to your...
Here is an anecdotal answer:This evening I wrote a policy for $100/300-50 liability, $100/300 uninsured motorist annual policy for $283.00 including all fees for a non-owner driving a leased 2005 Cadillac Seville. A lot of coverage for a little dough, but he has a good driving record.I recommend you...
This depends. Do you live with him? Is his name on the title of the  car? If these are no then your answer is no. Generally you cannot  insure something you don't own. In an immediate family situation  where you are all members of one household, they make exceptions.  You should really start...
Please read your question before publishing it. I'm not sure what  your asking so I will guess. If you have uninsured motorists  coverage, you can file a claim on this. If not, your only hope is  to sue the other driver for damages, but if they don't have  insurance they probably don't have...
Answer . \nAny four door sedan like a camry, accord, or crown vic would be your best bet.
Speeding tickets and other accidents and violations will affect  your auto insurance rates no matter what state you are in. The  speed at which you were speeding can also affect your rates. One  minor ticket will make very little difference in your insurance  rate. Some companies do not increase...
Assuming that the car hit was stopped when the other car was  backing up, the one backing will be at fault. If there is no  damage, or if it is below a certain threshold it may not even count  as a collision.
If you purchase liability coverage on the dwelling policy then yes  it will have liability coverage. If you only wanted the minimum  price with no extra coverage that's what you get. Make sure you  purchase the coverage you want when you talk with an agent.  Dwelling coverage is used in...
It is more expensive but the risk of a car accident is much higher.  In case of a lawsuit it is well worth it.
I don't know if there is any time limit on collection of fines like  this. Generally if you don't show up for court and have not paid  the fine, a bench warrant is issued for your arrest automatically.  At some point, your driver's license will be cancelled as well. At  a point when you go...
Yes, Minnesota requires minimum limits of liability insurance, PIP  No-Fault, Uninsured Motorists, and Underinsured Motorists  Coverages. Other coverages and higher limits are available as well  if desired.
If you have a lienholder on your automobile, the insurance company  should already have their name and address listed on the policy. If  you never gave them this information, make sure the adjuster knows  this when you speak to him/her.
If you hit the vehicle, you are usually responsible for the  accident.
Absolutely. You have one drivers license. The ticket is tied to  this drivers license number and therefore will go on your driving  record no matter what state the license is from. It will definitely  show up on your record.
The insurance company stipulates, any household member that can  drive. It doesn't say how often so yes.
If you registered car, plate is under your name. The second you  drop it, insurance will report it to state and you can have your DL  suspended. You must have her register car under her name.
My opinion is that you should not be driving any longer. Jail is  most likely the best alternative. Thanks for your question. I hope  my answer was helpful to you.
  Category D     Most likely to be nonstructural damage and should be relatively easily repairable. In this case the vehicle may have been economical to repair but for other reasons it was written off. For example where the insurer have to provide a courtesy car the time taken to repair...
Should who's insurance cover who's car??? The Brother who owns the  car will have to file the claim with his insurance policy.  Insurance follows the car, not the driver. If you didn't have the  Sister listed on the policy as a driver the company can deny the  claim for material...
You cannot find out someone else's auto carrier. You cannot find  out their Dentist either if you wondered. Privacy laws prohibit  anyone from revealing this information to you. If they had an  accident with you their carrier will be listed on the accident  report. Otherwise, ask them.
YES call your auto insurance provider.
You will be handcuffed, put into the back of the police car and  taken to jail. This assumes you are not driving to or from work.  This is the same as driving without a license.
Being listed as a driver on one auto policy will not hurt you when  you go to get your own policy. If you have a car that you own, and  you are listing that on your policy, you should be very careful as  you cannot insure a vehicle you do not own. If you have an  accident, you daughter's auto...
If you are both moving, the one at fault is whoever the police  officer says is at fault on the accident report. That's all I can  tell you with this information. I hope you called the police. They  will say you backed into them and you will say they ran into you.  Without a police report...
Answer Yes, the issue is not how many policies one has, it's the  total amount compared to ones income, assets & responsibiities.  I think the asker was more interested to know if it is possible to  have more than one policy, as some insurers will only offer a  policy up to a certain amount....
Why are you driving a salvaged car. If the car has any value they  may pay something. If they damaged something that wasn't already  damaged, they might pay something. You may end up having some fault  for driving an unsafe vehicle as well if it was salvaged vehicle  that was not repaired.
Someone was at fault if their was an accident. Just because you  didn't get a ticket, doesn't mean that the Police Officer didn't  cite one driver for the accident. The codes tell who is at fault.  Police have become way to cautious about issuing tickets in  accident situations because they...
Well you should never buy a car or anything with someone you are  not married to or related to. Hopefully not both. Either one of you  can insure the vehicle without help from the other if both of you  are co-owners. I suggest that you get him to sign over his interest  somehow. Good luck. You...
The car that is moving is the only one with the power to avoid the  accident therefore, the other car is at fault. They may say they  weren't moving as well though. Good luck.
Usually the dealership will not let you off the lot without  confirming coverage. As long as you call them Monday and get it  changed it will be fine, just don't drive until you talk to them.  Many companies offer immediate coverage for new purchases but many  do not. If you had full coverage on...
In force in auto insurance terms means that a policy is in place or  active. So, seeing that in that box typically means the same as  active.
This is not a question. Dog hit by car. Not good for dog.
Why were you driving without a license? You will be prosecuted for  the violation but it has nothing to with fault. If the other party  was at fault their insurance is responsible for damages to your  car. You will never get your license back. Habitual gets you jail  time.
If you can pay it out of pocket fine but be ready for a large cost  as the person is going to try to get you badly. Call the police and  get a report done at the least. If is within your means you will  benefit by not making a claim just be ready for more than you think  it will be.
The fact that they were a police officer has little to do with the  accident unless they had their lights on and were responding to a  call. Otherwise, fault will pay for damages. That's all.
Do you mean drivers license suspension? If so, it depends on the  insurance company. It used to be that non-moving violations didn't  count on your insurance rating but in the past few years they have  starting allotting points for items like this.
  I think what you are referring to is a legal issue, as opposed to an insurance issue.   If you receive a traffic citation, the court MAY forgive the ticket under certain circumstances, most frequently, traffic school.   Insurance carriers, however, are sharing a financial risk with you...