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Auto Insurance

Parent Category: Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
That varies state to state and county to county, speeding in mostcases is a minor offense, however, how much you go over the speedlimit can make the fine more expensive and how many points go onyour driver's license. So for speeding tickets in general, there isno exact amount. If the officer that...
You may use only electroning file to report diesel, gasoline,ethanol and propane fuel types on an original return for thecurrent reporting period.
You will get a warrant issued for your infraction in the statewhere you committed the offense.
The US congress is covered under the FEHBP system - they have achoice of over 300 health care options. So it depends on the planthey pick. The Government pays about 70%-75% of the cost so if theypick a Blue Cross Blue Shield family plan that costs $1,327.80/mo.,they would only have to cover $430.04...
Usually the bank needs a writen paper with your signature for proof that you were allowing him to cash your check. Your husband was doing something against the law, watch out, he pay get into trouble when the bank, state, and government go through all the papers and such each year.
Depending on what state you are in you can file for title based on abandoned vehicle laws,but in West Virginia you can only re-title if your a state trooper or a auto repair business owner
Can you give more detail? Are you asking if you need insurance to"register" your vehicle?
Most likely you will. You need to notify your insurance company ofthe move immediately so that they can change the garaging address.Ask your agent about whether or not your company even does businessin your new state. If you are an adult, you need your own insurancein your name. You vehicles should...
If you are referring to premium, it depends upon many factors. Included are the insurer, the amount of coverage, the type of coverage, characteristics of the vehicle, characteristics and driving history of the insured, who else will be driving the car, how much the car will be driven, and other...
This depends on the situation. It feels like there may be more toyour question than what you are asking but I will assume not forthe sake of my answer. If you are taking out a new auto policy, theagent you are dealing with has the authority to bind coverage andtherefore it can be in force when you...
That was a Progressive Insurance commercial that was advertisingmotorcycle insurance.
Firstly, you need to purchase an adequate amount of liabilitycoverage for your situation. You have a choice of liability limitsthat you want when purchasing auto insurance. You can also purchasean umbrella or excess liability policy that will give you coverageover an above your auto, home, boat, etc...
No. If you do not go to court you will be put in jail.
Are you familiar with how to ride a bike (as in Schwin, notHarley)? Sorry but I couldn't help myself. I assume that your Statehas not suspended your license or you wouldn't need to ask thisquestion. More than likely your current insurance will either go updrastically or they may cancel your...
Your right, you are responsible to leave enough distance betweenyou and the vehicle in front of you in order for you to be able tostop. Good measure is one car length for every 10 mph that you aretraveling. This also applies to the person behind you. Technicallyyou are responsible for the damage to...
It depends on what you mean by short distance? If you mean howfar you drive back and forth to work, yes. Most companies ratedriving by how far you drive to work or school one way and have itin catagories. Also they may consider miles per year driven. . If you mean do they offer coverage for a short...
You can call the 800 number that is on the back of your insurancecard and speak to the customer service person on the phone. Theymay make you sign a cancellation request or perhaps they can take arecorded statement in lieu of this.
It depends on if the officer will add wreckless driving to theticket. It will be around $200 if he doesn't.
It seems that the primary cause of the accident was that you lostcontrol of your vehicle and may or may not have left your lane. Itis probably your fault but I'm not sure. Whatever the policeofficer wrote on the report if law and is most likely final. If youleft your lane then you are at fault. If...
Citations and fines are controlled by the local municipality thatthe violation occurred in, no matter whether the ticket was issuedby State Patrol, Sheriff's Deputy, or City Police. If you were inthe City, call the Magistrate Judge in that city. If in the Countyit will be Magistrate or Probate in...
Sure they are, they just might have to pay through the nose. There's a handy little van insurance website here http://www.motordirect.co.uk maybe they'll be able to answer over the phone for you Answer 2 You will have to check with individual insurance brokers. Some companies will insure you...
Answer . As with all such matters, you should consult a legal professional to protect you rights. Generally, YES both VEHICLES should be insured (but that requirement may vary in some states). Drivers are NOT usually insured unless they hold special vehicle licenses or have personal umbrella...
It is very doubtful that the insurance company will even notice theinspection sticker being out. It should have no impact on yourclaim. The only issue is if the wreck was caused by lack ofmaintenance and if the inspection would have caught this issue.This may prove you knew about the issue and did...
You have had an accident. At this point the only law broken was thelaw of physics stating that two objects cannot occupy the samespace at the same time. If you leave the scene then you have brokena law of man and could be in trouble for this. If not you are atfault for the accident but that's all.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
The amount is "Zero" that company will not accept a 16 year old driver
If it was not you it is not your business. If it is not yourbusiness you cannot find out about the situation. Privacy laws aretaken seriously and everyone privacy must be protected. Don't thinkyou can find out some else's financial business.
Yes. Many states have laws that require a witness to an accident (which you would be) to also stop.
Each could be ticketed. The driver for no insurance, and the owner for allowing unlawful operation. In the UK both are equally responsible for 'using a motor vehicle on a road without insurance' and both will be prosecuted.
What you wrote here is not a question. I don't know what you arewanting to know about a ticket. The ticket will show up on yourVirginia drivers license even though you received it in anotherstate. As far as the status of your license that will depend onyour home state.
Prices for fines are control by the individual jurisdiction inwhich the violation occurred. You will need to call the City orCounty listed on the ticket itself to find out what the fine is forthe violation for which your were cited.
They will pay for a rental car for the normal time of repair forwhat was being fixed on your vehicle. If your vehicle was notdrivable they will also pay for the time that the vehicle was outof service. This does not mean that they are responsible for arental car just because you didn't want to drive...
This is why you want to have uninsured motorists coverage on yourpolicy. UM will act the same as if the other party had coveragewith the exception of a small deductible for property damage. Insome states your physical damage may also take care of the vehiclethough then it will count against you on...
Leaving the scene of an accident can be a major issue. In Georgia,fines and such are handled by the individual jurisdiction where theviolation occurred. Fines are different depending on the Magistrateor Probate Court that is handling the matter.
Driving on a suspended drivers license in tennessee, will give you a free trip to jail. you will have to make bond and appear in general sessions court.
No. And you can't use regular vehicle insurance to racewith.
I've never heard of this in my 30 years in the insurance business.It doesn't sound like a real insurance product.
Of course not. You should legally move over to the turning lane,signal and make your turn, always knowing that any other vehicleoccupying the lane has the right of way. You can never legally cutacross lanes.
Not necessarily. Book value is the basis of the item lessaccumulated depreciation. Book value is rarely the actual cashvalue of an item, any item. Book value has to do with accountingand taxes, not sales price or actual cash value.
Not until the estate has gone through Probate. If an Executor orAdministrator has been assigned by will or by Court then they haveresponsibility to secure property belonging to the estate until itis settled. If a loss occurs, they could be personally liable tothe heirs of the estate.
This document would be available from the RV rental company thatyou are dealing with as each company probably has theirs slightlyaltered for their company.
You should see a doctor if you feel any level of pain anddiscomfort. It may even be a good idea to get checked out even ifyou feel fine. Your doctor will be in the best position todetermine whether you sustained any serious injuries in theaccident.
Sure if you own and operate a normal body shop and the companyagrees to such. You cannot pocket the claim check based on someoneelse's estimate. Firstly the company must make certain the repairsare done in the same manner as the shop would do. Also, someone isgoing to get a 1099 for the amount paid...
This is how they evaluate the risk that you pose. Insurancecompanies use many different variables to evaluate the risk of aloss occurring. Driving record is only one of these factors. Aperson who receives several tickets for speeding or otherviolations will have an accident, guaranteed.
Yes, you are probably paying for the next 30 days. This does nottake into account any changes that you make during the policyperiod. If you make a change that produces an increase in thepremium, often times the company will divide this out among futurepayments so that you are not made to pay the...
What. Why would you think this is required? An insurance companywill not find you a new vehicle is your is totaled, they will payyou the actual cash value of the vehicle you had.
\n. \n Fault in a Parallel Parking Accident \n. \nHere are several opinions from FAQ Farmers:\n. \n . Always always always the person behind. There are so many reasons you might not see someone behind you, but you should always see the person in front and give them enough room, no matter what...
Some parks are located on private property and some are publicproperty. It would depend on the owner of the park. A homeownersassociation for instance can own a park within their subdivision.This would be a privately owned park and can be only for members ofthe homeowners association if they desire....
Generally all policies state that when you enter a state withdifferent minimum liability limits or requirements, then yourpolicy will adjust to the minimum standard of the state you enter.This does not include a situation where you move to another stateand do not tell your insurance company. IF this...
You may wish to read your policy but all I have ever seen statethat their policy will convert to the greater of the limits on yourpolicy or the minimum required in any other state you drive into.There are different forms of no fault and fault policies dependingon your state requirements, but you can...
A stolen vehicle is just that, a stolen vehicle. Were the keys accidentally locked in the car? Had a locksmith been called to unlock the vehicle and get the keys back to the reg. owner? There will be many questions that would require an answer for the claims adjuster investigating the claim. Was...
You cannot get or give rates on a forum such as this. There are fartoo many factors that drive auto insurance rates to do in a formatlike this. I represent some insurance companies that have up to 88classes or rating factors and you have only given 2. All insurancecompanies rate based on territory...
The way you are describing it B is at fault. If B is at fault andhas no insurance, A's uninsured motorist coverage will take over asif the person had coverage. Any amount paid out will be retrievableby the insurance company through suit or other means. You subrogateyour loss to your insurance...
Here is an anecdotal answer: . This evening I wrote a policy for $100/300-50 liability, $100/300 uninsured motorist annual policy for $283.00 including all fees for a non-owner driving a leased 2005 Cadillac Seville. A lot of coverage for a little dough, but he has a good driving record. I...
This depends. Do you live with him? Is his name on the title of thecar? If these are no then your answer is no. Generally you cannotinsure something you don't own. In an immediate family situationwhere you are all members of one household, they make exceptions.You should really start your own policy...
There are some supplemental insurances that will cover incidents that come up. You use the money as you see fit. Usually though, you are really saving money by taking an insurance that has a higher deductible/copay since the premiums are lower. We are so used to an all-encompassing insurance plan,...
Please read your question before publishing it. I'm not sure whatyour asking so I will guess. If you have uninsured motoristscoverage, you can file a claim on this. If not, your only hope isto sue the other driver for damages, but if they don't haveinsurance they probably don't have anything worth...
Answer . \nAny four door sedan like a camry, accord, or crown vic would be your best bet.
Speeding tickets and other accidents and violations will affectyour auto insurance rates no matter what state you are in. Thespeed at which you were speeding can also affect your rates. Oneminor ticket will make very little difference in your insurancerate. Some companies do not increase your rate...
Assuming that the car hit was stopped when the other car wasbacking up, the one backing will be at fault. If there is nodamage, or if it is below a certain threshold it may not even countas a collision.
If you purchase liability coverage on the dwelling policy then yesit will have liability coverage. If you only wanted the minimumprice with no extra coverage that's what you get. Make sure youpurchase the coverage you want when you talk with an agent.Dwelling coverage is used in situations when you...
Vehicle restoration, the process of returning a vehicle to a like-new state. are your really that dumb go make me sandwich
It is more expensive but the risk of a car accident is much higher.In case of a lawsuit it is well worth it.
I don't know if there is any time limit on collection of fines likethis. Generally if you don't show up for court and have not paidthe fine, a bench warrant is issued for your arrest automatically.At some point, your driver's license will be cancelled as well. Ata point when you go through a road...
Yes, Minnesota requires minimum limits of liability insurance, PIPNo-Fault, Uninsured Motorists, and Underinsured MotoristsCoverages. Other coverages and higher limits are available as wellif desired.
If you have a lienholder on your automobile, the insurance companyshould already have their name and address listed on the policy. Ifyou never gave them this information, make sure the adjuster knowsthis when you speak to him/her.
Yes. The only time you are not allowed to pass a school bus is if the stop sign arm is extended.
If you hit the vehicle, you are usually responsible for theaccident.
Absolutely. You have one drivers license. The ticket is tied tothis drivers license number and therefore will go on your drivingrecord no matter what state the license is from. It will definitelyshow up on your record.
The insurance company stipulates, any household member that candrive. It doesn't say how often so yes.
I would say it would be and could be longer as well depending on what your tickets were in.
It can, most often it depends on the risk symbol assigned to the vehicle.
If you registered car, plate is under your name. The second youdrop it, insurance will report it to state and you can have your DLsuspended. You must have her register car under her name.
My opinion is that you should not be driving any longer. Jail ismost likely the best alternative. Thanks for your question. I hopemy answer was helpful to you.
Category D . Most likely to be nonstructural damage and should be relatively easily repairable. In this case the vehicle may have been economical to repair but for other reasons it was written off. For example where the insurer have to provide a courtesy car the time taken to repair the vehicle...
Should who's insurance cover who's car??? The Brother who owns thecar will have to file the claim with his insurance policy.Insurance follows the car, not the driver. If you didn't have theSister listed on the policy as a driver the company can deny theclaim for material misrepresentation. Then you...
You cannot find out someone else's auto carrier. You cannot findout their Dentist either if you wondered. Privacy laws prohibitanyone from revealing this information to you. If they had anaccident with you their carrier will be listed on the accidentreport. Otherwise, ask them.
YES call your auto insurance provider.
You will be handcuffed, put into the back of the police car andtaken to jail. This assumes you are not driving to or from work.This is the same as driving without a license.
Being listed as a driver on one auto policy will not hurt you whenyou go to get your own policy. If you have a car that you own, andyou are listing that on your policy, you should be very careful asyou cannot insure a vehicle you do not own. If you have anaccident, you daughter's auto insurance will...
If you are both moving, the one at fault is whoever the policeofficer says is at fault on the accident report. That's all I cantell you with this information. I hope you called the police. Theywill say you backed into them and you will say they ran into you.Without a police report faulting one of...
Answer Yes, the issue is not how many policies one has, it's thetotal amount compared to ones income, assets & responsibiities.I think the asker was more interested to know if it is possible tohave more than one policy, as some insurers will only offer apolicy up to a certain amount. It is possible,...
Why are you driving a salvaged car. If the car has any value theymay pay something. If they damaged something that wasn't alreadydamaged, they might pay something. You may end up having some faultfor driving an unsafe vehicle as well if it was salvaged vehiclethat was not repaired.
Someone was at fault if their was an accident. Just because youdidn't get a ticket, doesn't mean that the Police Officer didn'tcite one driver for the accident. The codes tell who is at fault.Police have become way to cautious about issuing tickets inaccident situations because they don't want to be...
Well you should never buy a car or anything with someone you arenot married to or related to. Hopefully not both. Either one of youcan insure the vehicle without help from the other if both of youare co-owners. I suggest that you get him to sign over his interestsomehow. Good luck. You can't sell...
Sorry, the illegally parked car is not responsible. Any time a car slides into the back of another, that vehicle is considered to be traveling at an unsafe speed for the conditions. You will probably get a ticket for following too closely, or reckless driving.
The car that is moving is the only one with the power to avoid theaccident therefore, the other car is at fault. They may say theyweren't moving as well though. Good luck.
Usually the dealership will not let you off the lot withoutconfirming coverage. As long as you call them Monday and get itchanged it will be fine, just don't drive until you talk to them.Many companies offer immediate coverage for new purchases but manydo not. If you had full coverage on the vehicle...