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Can wages be garnished by more than one judgment creditor at a time in North Carolina?
Wiki User
∙ 15y ago
When a creditor garnishes your wages they can only take a certain percent. Then when another creditor comes along they cant garnish your wages to because the first one is already taking the maximum allowed.
Wiki User
∙ 15y ago
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Can a debt collector garnish wages if they are not the original creditor?
Yes. If they sue the debtor and win a judgment the creditor or collector can execute the judgment in accordance with the laws of the debtor's state. Texas, Pennsylvania, South Carolina and North Carolina are the only US states that do not allow wage garnishment for creditor debt.
Can a credit card company put a lien against your property in North Carolina?
Yes, if they file suit and receive a judgment the creditor can execute the judgment as a lien against the debtor's property.
Can your wages be garnished in North Carolina for credit card debt?
No, they can only be garnished for taxes, government services and child support arrearages.
What does a credit card judgment mean?
The creditor has won a lawsuit judgment against the debtor(s) and can execute the judgment against any nonexempt property belonging to the debtor(s). The preferred method of judgment execution is wage garnishment followed by bank account levy, or seizure and sale of nonexempt property or a lien against real property. North Carolina, South Carolina, Pennsylvania and Texas do not allow wage garnishment for creditor debt. The exception is Texas where the court can grant wage garnishment if the debtor has no other property for which the judgment can be executed against. Married couples living in community property states are both usually responsible for debts incurred during the marriage regardless of which spouse is the account holder or borrower.
If your wage is already garnished can they garnish it again before the other one is paid?
Wage garnishment laws and procedures vary by state. Wage garnishment is usually not a one time thing. A wage garnishment order will usually last a specified time or until the judgment is paid in full, whichever comes first. Unless the garnishment is for child support or spousal support, the most they can garnish is 25% of your net pay and you can only have one garnishment going on at a time. A little further information, wage garnishment for creditor debt is not allowed in North Carolina, Texas or Pennsylvania. It is not strictly prohibited by the laws of Florida and South Carolina, however the requirements make it very difficult for a creditor to garnish the wages of the head of household. Wage garnishments cannot run concurrently, this does not mean that it is not possible for a different creditor to levy the debtor's bank account or take other action if they have a valid judgment.
Can a debt collector garnish wages if they are not the original creditor?
Yes. If they sue the debtor and win a judgment the creditor or collector can execute the judgment in accordance with the laws of the debtor's state. Texas, Pennsylvania, South Carolina and North Carolina are the only US states that do not allow wage garnishment for creditor debt.
How do leins work in North Carolina?
North Carolina does not allow wage garnishment for creditor debt. Liens against real property are possible if the creditor wins a lawsuit judgment and chooses to execute it as a lien against real property owned by the debtor. N.C. also allows a judgment creditor to levy bank accounts even if they are jointly held.
Can wages be garnished after small claims court in nc?
Yes, wages can be garnished after a judgment is issued in small claims court in North Carolina. The creditor would need to bring a separate action to obtain a wage garnishment order from the court. Once granted, an employer would be required to withhold a portion of the debtor's wages to satisfy the debt.
In the state of Mississippi can wages be garnished for unpaid medical bills?
Yes, a lawsuit judgment can be executed as a wage garnishment. Wage garnishment for creditor debt is possible in all states with the exception of North Carolina, South Carolina, Pennsylvania and Texas (with certain exceptions). Before wages can be garnished the creditor must file a lawsuit in the appropriate state court where the debtor lives. If the creditor prevails in the suit a judgment will be entered against the debtor, and the judgment creditor can then execute it as a wage garnishment. Federal law allows for a maximum of 25% of disposable income to be garnished, with the first $154.50 (weekly based) being exempt. Some states have established there own garnishment laws and percentages. If the state's percentage is lower than the federal the state is the one that is used. No. Only child support and unpaid taxes may be unvoluntary taken from your pay check. * Yes. The issue of child support and tax arrearages only pertains to exempted income such as Social Security benefits. Mississippi allows a judgment creditor to execute said judgment as a wage garnishment.
Can a credit card company put a lien against your property in North Carolina?
Yes, if they file suit and receive a judgment the creditor can execute the judgment as a lien against the debtor's property.
If you work in North Carolina and live in South Carolina can your wages be garnished?
Certainly, why not?
What is the process used to garnish a person's wages?
The creditor or person who is owed money must bring a lawsuit against the debtor in the proper court. If the plaintiff wins the case they will be granted a judgment, the judgment can then be enforced as a wage garnishment against the debtor, in accordance with the laws of the state where it is issued. Please be adivised there are four states that do not allow wage garnishment for the collection of creditor or personal debt owed, they are Texas, Pennsylvania, South Carolina and North Carolina.
If your wages are garnished in Virginia and you move to North Carolina is the wage garnishment applicable in North Carolina?
Yes, as soons as your social security number is located in the department of labor system, you will be garnished.
Can your wages be garnished in Virginia for a defaulted car loan made in North Carolina?
Yes. The lender can file a lawsuit in the debtor's state and if awarded a judgment can execute it as a wage garnishment.
Can your wages be garnished in North Carolina for credit card debt?
No, they can only be garnished for taxes, government services and child support arrearages.
In the state of North Carolina can wages be garnished for unpaid medical bills?
Yes, any debt can eventually result in wage garnishments, however it requires a court order that can only occur in a post-judgment lawsuit.
How do I renew a civil judgment in NC?
In North Carolina, judgments are valid for 10 years and they can be renewed for another period of 10 years. The creditor must file a new action and have the debtor served.
