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Can you repair a totaled car?

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βˆ™ 2015-07-15 20:42:03

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keep in mind that "total loss" only means that it costs more to repair your car than it is worth on the market. that 89 beretta that you had since highschool is probably a total loss from a monatary standpoint. but can it be fixed? of course it can. my wife had an 85 Buick skylark (x-car) that she thought was the greatest thing since sliced bread. we had over 6000 dollars in this 1200 dollar car(at the time) before she finally listened to me when i told her i could not do any more for this car. the rear shock towers were banging against the 1/4 panels. another example is my mother-in-laws 91 lesabre. she had a fender bender, got screwed by the insurance company, i ended up painting her car for 1700 dollars. o, don't it look pretty. 5 years later, her suspension has given up the ghost. it needs new springs, struts, etc. at that time, i told her it would cost about 2000 to fix the car, & she should consider getting a new one. she went ballistic. i ended up fixing her car & ate the labor. some things you do for family.

Sure, if you have the tools and training, and get yourself a Factory Service Manual as well.

yes, just make sure u know how to fix everything or take it somewhere that does... it takes money

it is hard to do because usually they mark it as "totaled" since it is not worth the money to fix canbe repaired, anything can be

in Canada its called branded and that is what sneeky car dealers do . get these cars and put them back on the road buy getting mechs to sign papers that says its good to go . but in fact most of these cars are damage in the frame and do not handle good any more and are unsafe to drive , that's why it was takin off the road . would i trust a car like that , not in the world , a bone yard car is good for scrAP .

In Most States a car that has been declared totaled by an insurance company cannot be legally repaired and put on the road. You'll find most of these cars are purchased by used car dealers that ship them across US borders to Mexico and Canada where they are repaired (If that's what you want to call it) and sold to un-suspecting motorists.



Keep this in mind that anytime you repair/restore a vehicle that has been totaled by the insurance company. When you apply for a new title it will get what is referred to as a SALVAGE Title. This means the title must state that the vehicle has been salvaged from a total loss. You cannot sell it as a normally repaired wreck.


In some states, once a vehicle has been declared a total loss by the insurance company the state motor vehicle department is notified and that's that. The VIN is recorded as a total loss and the vehicle may only be used for parts for other vehicles. In some states it is permissable to reconstruct a total loss, but the vehicle is titled as rebuilt from junk. You just need to contact your state's department that handles title and tags and ask them.

Usually a vehicle is totaled when the cost of repair reaches 80% of value or amount owed on lien.

It is not necessarily that the vehicle damage is more than what the car is worth but can be "totaled" because the frame or substructure of the car is damaged beyond repair. And if repaired, it would not meet the original safety requirements of the vehicle.

It is not always a monetary thing.


TOTAL LOST can be fix but there is not going to allow to run on the road, you have to export the vehicle out of the US

REBUILD SALVAGE TITLE can be fix and they are allow to stay in the us but before you can get a title it will need to be inspect

2015-07-15 20:42:03
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2015-01-30 20:48:41

From the standpoint of insurance, an insurer is generally required to total a car if the cost of repair exceeds a stated percentage of the actual cash value of the vehicle; that percentage may vary by state. The insurer then settles with the owner for the actual cash value (assuming that the owner maintained collision coverage on the car) in retirn for which the insurer gets title to the car. If the owner wishes to keep it, the insurer will deduct the salvage value of the vehicle from the amount paid to the owner.

2015-01-30 20:48:41
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Related Questions

Can auto body shops fix a totaled car?

The definition of a totaled car is when the repair cost of the vehicle exceeds the actual value of the vehicle. Hence, although it is unadvisable, it is possible for an auto body shop to fix a totaled car, depending on how severe the damage was.

How do you know whether a car will be repaired or totaled?

if the repair job out weights the price of the vehicle

What if your car is worth less than the damage?

That is the true definition of totaled ...when the repair cost is more than the car is worth

How extensive does the damage have to be to determine a car totaled?

In most cases the cost of repair for a damaged car has to be greater than 25% of the value of the car.

Does insurance help with buying a new vehicle if your car gets totaled?

Yes, they will help, but they won't buy you a new car. Once your car is deemed totaled, the insurance company will usually pay you the value of the car before the accident minus your deductible. You can either buy back the totaled car and repair it or use the money towards a new car.

Will you owe taxes on a totaled car?

Not if you notify you local PVA that the car is totaled and not longer in service. You will pay taxes up to the day it was totaled.

Car is totaled in car accident?

That will really took a time to repair it or much better to buy one. Just think it clearly either of them can cost you less.

When is your car totaled?

Your car is considered totaled when it would cost more to fix it than it is worth. when your insurance company says it is or it cost more to fix than it's worth == When the repair costs exceed 50-75% (depending on what state youre in) of the actual cash value of the car.

How do you determine if vehicle is totaled when burned?

A vehicle is totaled if it cost too much to repair it. Usually, insurance companies determine whether or not a vehicle is totaled.

If an insurance company totals your car can you get a new car?

Totaled means that the cost to repair it is more than what its worth...they will most likely give you something below KBB ...

How do you know if you car is totaled?

You need to file a claim with your auto insurance carrier. The insurance adjuster will physically examine the vehicle's damage. If the estimated cost to repair all damages exceeds the total value of the car, then the insurance company will total the car. This means they will write you (or the lender) a check for the total value of the car before damages.Most of the above is true but a car is considered totaled when the repair costs exceed 50-75% (depending on the state you live in) of its actual cash value. If it is totaled you will sign the title over to the insurance company and they will take ownership of the car after they pay you.

Why is repair preferred than replacement by the insurance companies?

If repair costs are up to 76% of the vehicles value then the vehicle is totaled. Whichever option is least expensive is the one they go with but you will never find one that is going to actually replace your car, just give you the estimated value at the time. If you have ever had a car totaled you know that you never get enough to replace it.

How do you finance buying back a totaled car?

Home equity loan perhaps. No bank is going to finance a totaled car.

How is a car considered totaled?

When repair costs exceed 50-75% (depending on the state you live in) of the car's actual cash value before the accident.

What if your car is totaled?

Get a new car. == If someone hit your car you will be paid the actual cash value of the car. If you totaled the car and had collision coverage you will be paid actual cash value, too.

Do you have to accept the cash if your car is totaled or can you tell them that you want to have your car fixed?

If you have collision insurance, they will pay out up to 40-70% of the value of the car in repair costs. Over that amount, it is considered totaled., and they cut you a check for the value of the car. The percentages vary with companies, vehicle, etc. You don't have any say in it. If you have only liability insurance, you're on your own for the repairs.

If a new car was purchased and driven for two months and then hit by a vehicle who was at fault what should a fair settlement be if the car is not totaled?

The amount of the repair bill. You might also get a rental car if you have that coverage on your own insurance.

Is the cost for Volvo repair more expensive than the car?

The cost for repair on a vehicle depends on what year it is and what shape it is in. If the damage to the vehicle costs more than the vehicle itself, it will be totaled by an insurance company.

Can you register a totaled car in Texas?


If your car is totaled can you legally drive it?


How do i totaled my car?

drink driving

How do you know if your car is totaled?

The insurance company tells you. The way they figure this out is by comparing the cost of repairs to the value of the car. If the cost is the same, or greater, the car is totaled.

What happens to a totaled car after the insurance co pays you for it?

Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.

What happens if you Car title loan in default and car is totaled?

Typically you need a car with insurance to get a title loan. If your car is totaled, the loan company are entitled to that money since they hold the title for your car.

What is considered totaled in a car accident?

A car is considered "totaled" if the cost of repairs is equal to, or greater than, the blue book value of the vehicle.