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If the accident was your fault - he may want to avoid his insurer finding out as even if it was not his fault his insurance premuim would go up if it was officially reported. For most little "prangs" etc it is cheaper to not get the insurers involved and get the cars repaired at your own expense - this way you do not incur your excess fee and your premium will not be increased.. It you make a claim, the insurer will be sure to make both parties pay for it in increased premiums for at least 5 years.
Another View: WIthout researching the traffic laws of all 50 states, I feel relatively safe in saying that all states REQUIRE that colliding operators exchange theiir information.
If such an instance occurred to you, report the other party's llicense tag number to police. They could be charged with failing to identify themselves- maybe not as serious as hit and run but there is a charge in some jurisdictions called "Leaving after Colliding."
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∙ 12y ago
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How can you find out if the owner of the car has insurance if someone else was driving that hit you and didnt provide the proof of insurance?
whut if you were in a bus accident and the bus didnt get the insurance information
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
Is it the same to be refused insurance as it is to be refused a quote for insurance?
No it is not the same. Being refused insurance means you did not meet the underwriting guidelines of the insurer. If you were refused a Quote, Then it just means that the Agent or insurer declined for whatever reason to offer you a quote. Like any business owner, an insurance agent may reserve the right to refuse service.
Does homeowners insurance cover bodily injury to the owner from an accident within the residence?
No it does not.
If you have an accident while driving another person's car will your insurance or the owner's pay the claim?
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
Who would be held responsible for a car with no insurance if it is involved in an accident would it be the car owner or the person driving the car?
Owner.
If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?
No. Car insurance is insurance on the car not insurance on the driver.
In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?
The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.
Do I have to provide insurance for my company vehicle?
Unless you're the company owner, you generally don't need to provide insurance for a company vehicle.
Would the insurance premium of the car owner increase if he was not the actual driver at the time of an accident?
If a claim is made against his insurance...yes.
Can a car owner be sued for letting a person drive the car without insurance?
Yes, if there is an accident.
