Do you need liability insurance for a wedding reception?
Wedding Liability InsuranceYou can get a special event policy for under $300 depending on the size of your wedding and the budgeted cost. The best company I have worked with is Abacus Insurance. You can also get cancellation coverage. If the wedding is canceled due to weather etc, this ensures a refund of your deposits and some other coverage.
FYI-during my insurance classes my teacher told me of a wedding he attended where a woman got drunk left the wedding and was in a car accident. She sued the parents who hosted the wedding and won a million dollars. Be careful! Frivolous lawsuits have become a big part of our society.
Dry weddings are now the norm here.