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Wedding Liability InsuranceYou can get a special event policy for under $300 depending on the size of your wedding and the budgeted cost. The best company I have worked with is Abacus Insurance. You can also get cancellation coverage. If the wedding is canceled due to weather etc, this ensures a refund of your deposits and some other coverage.

FYI-during my insurance classes my teacher told me of a wedding he attended where a woman got drunk left the wedding and was in a car accident. She sued the parents who hosted the wedding and won a million dollars. Be careful! Frivolous lawsuits have become a big part of our society.

Wedding Reception with Alcohol ServiceIn certain jurisdictions, such as in Canada, the law is quite clear. If a host allows a guest to drive away intoxicated, the host shares the criminal responsibility for the resulting accident, and can be charged with criminal negligence if anyone is injured or killed by the drunk driver.

Dry weddings are now the norm here.

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2013-03-13 21:20:50
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Q: Do you need liability insurance for a wedding reception?
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Related questions

Do you need event liability insurance for a big wedding?

You do not need event liability insurance for a big wedding. However, if the event is outside, then you may want to consider it. You should take out the insurance if it will give you comfort.


Do you need a car to get liability insurance?

Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.


What does a wedding reception director do?

A wedding reception director works alongside a wedding planner. The director helps to organize the reception and directs people where they need to go.


What can you do if you have liability who was hit by someone with liability insurance?

If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.


When is it necessary to have events insurance Should I purchase this for my company?

Events insurance is insurance on a one-time event, such as a wedding. You'd be better off going with just regular business insurance or liability insurance for your company. You don't need events insurance for a company, just liability. Events insurance is more for things like concerts or special events that need one-time coverage.


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Clarification needed: are you hosting or attending?


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You need a commercial general liability policy.


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A wedding reception isn't any fun without music. Don't overlook the need to hire a wedding DJ, or else you might be stuck with a dusty old wedding singer.


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Which one? You need to be more specific.

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