Liability Insurance
Weddings

Do you need liability insurance for a wedding reception?

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2013-03-13 21:20:50
2013-03-13 21:20:50
Wedding Liability InsuranceYou can get a special event policy for under $300 depending on the size of your wedding and the budgeted cost. The best company I have worked with is Abacus Insurance. You can also get cancellation coverage. If the wedding is canceled due to weather etc, this ensures a refund of your deposits and some other coverage.

FYI-during my insurance classes my teacher told me of a wedding he attended where a woman got drunk left the wedding and was in a car accident. She sued the parents who hosted the wedding and won a million dollars. Be careful! Frivolous lawsuits have become a big part of our society.

Wedding Reception with Alcohol ServiceIn certain jurisdictions, such as in Canada, the law is quite clear. If a host allows a guest to drive away intoxicated, the host shares the criminal responsibility for the resulting accident, and can be charged with criminal negligence if anyone is injured or killed by the drunk driver.

Dry weddings are now the norm here.

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You do not need event liability insurance for a big wedding. However, if the event is outside, then you may want to consider it. You should take out the insurance if it will give you comfort.

Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.

A wedding reception director works alongside a wedding planner. The director helps to organize the reception and directs people where they need to go.

If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.

Events insurance is insurance on a one-time event, such as a wedding. You'd be better off going with just regular business insurance or liability insurance for your company. You don't need events insurance for a company, just liability. Events insurance is more for things like concerts or special events that need one-time coverage.

Clarification needed: are you hosting or attending?

A wedding reception isn't any fun without music. Don't overlook the need to hire a wedding DJ, or else you might be stuck with a dusty old wedding singer.

Specialty Lines - Wedding Event InsuranceThe type of insurance you need is called "Event Insurance" sometimes called "Special Event Insurance". There are specialty Lines underwriters that cover this market.For your Wedding Reception the best place to seek out coverage would be through a Professional Wedding Planner. A Professional Wedding Planner will likely know of Specialty Insurers that may offer this kind of one-off coverage.Alternatively, you could try your usual family insurance agent. If you already have other long term personal or professional lines coverage placed through your agent and he considers you a valued client he may be willing to find coverage for you.Since Event Insurance is generally for a rare occurrence, especially for a wedding which is a one off event that most hope will occur only once in a lifetime. Most Insurance Companies and Agents find it too rare a demand in the market place to offer such coverages.

Which one? You need to be more specific.

Which one? You need to be more specific.

Which one? You need to be more specific.

There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.

Many party rental companies rent out everything you would need for your wedding and reception.

you need to ace the wedding reception so complete it with out dieing.

You need commercial General Liability Insurance

personal insurance public liability

You may be required to purchase insurance on the rental. Your business should always carry liability insurance to protect you.

It depends on what type of liability insurance you need. Contact an agent in your area.


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