Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.
Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.
Online at below-
700 Quaker Ln. Warwick, RI 02886 Individuals (not Employee Benefits) New Products & Services:1-800-638-5433Have a Rep Contact You:Request InformationCustomer Service:Email UsLife Insurance Policies:1-800-638-5000Auto & Home Policies:1-800-422-4272Annuities:1-800-638-7732Disability Policies:1-800-929-1492Long-Term Care Policies: 1-800-308-0179
i believe it's 3 days but I'm not sure
A third party can't buy a life insurance policy as they have no insurable interest; such as grandparent's taking out a policy on their grandchildren. As to taking out a policy when they're dying, the policy plan would prohibit issuing the policy.
Only if the insurance covers more than one driver. Check the policy.
The cost of medical insurance premium for low income people under the health care bill should be affordable and keeping parity with their income standard.What person with white color job can afford to pay ,cannot be compared with a rickshaw puller or taxi driver. But disease makes no discrimination among rich and poor and therefore the low income people need the medical insurance most. But their need will not bear fruit if the rate of… Read More
It depends. Check the small print.
To begin with, a life insurance policy can only be paid out if the company issuing it had been notified of the insured's death. Other times the company may know, but the beneficiaries could not be located or never submitted a claim form on the policy. Cash value is the amount the owner receives if the policy is surrendered. Face value is the amount that the beneficiary receives upon the death of the insured. Both… Read More
Insurance companies have proven that those people who have a lower credit rating also have a high amount of claims. This is statistical information and in no way is meant to state that everyone who has a low credit score will have claims.
There is not a simple concise answer to this question as too many variables can come into play. Here are some of the variables: Does the company self insure itself. Does the company administer the self insurance program or do they vendor out its administration. What are the caps, if any, of the annual coverage and/or lifetime coverage. What are the required co-pays, if any. Are employee dependents included? If the medical insurance is contracted… Read More
The beneficiary is the only one that can collect benefits unless otherwise specified in the policy such as a rider.
No. Each State covers annuities and life insurance. It's actually a lot better than the FDIC.
The Group Personal Accident Insurance Scheme is a welfare measure formulated to insure the employees against the consequences of personal accidents and help affected employee--------------ASIR
This means the member works for the Federal Government in some capacitation.
Health insurance will cover the majority of it up to a certain amount. You are also responsible for the deductible (a specified amount that you have to pay before insurance kicks in).
I don't know how insurance calculate it, i think they should go after gross income instead of net income
You receive workers compensation because you are unable to work. Under item 2. of the Related Link below, you are not eligible to receive unemployment benefits if you are unable to work. It can't be had both ways or it may be unemployment fraud.
You are going to go to jail. Enjoy!
best to contact your local law enforcement or OPP they will let you know because I getting conflicting answers of $5,000 and 30days min. you can do a search on-line for mto (Ontario ministry of transportation web page) on the left side related links and click on highway traffic act. but might change between state and Provence. Depending where you live...
Whether or not an insurance company is responsible to repair a roof depends on a number of things. Homeowner's insurancetends to only cover things that are sudden and accidental. If your roof needs repair because it is worn out and now you have leaking going on inside, you are not going to get the insurance company to fix your roof. That is routine maintenance that comes with the privilege of ownership of a house. If… Read More
I was arrested for having expired registration in Massachusetts. Seriously.
Open Outcry. It's used in all kinds of trading.
Yes. Collision coverage pays for damage to your vehicle, minus the deductible, regardless of who is driving it. Also, if you loan your vehicle to someone they are considered a permissive driver and you are liable for damage they cause in your vehicle even if they have their own insurance. Insurance always applies to the car not the driver.
Because they take care of their parents even when they get old they move in with them and care medically and financially. They support them until they die(parents). The people in the U.S. dont do that, they are selfish. Sorry to differ. They do not care for them financially. They needn't that care. They neither need medical care from parents. Japanese complain about doing what they do, but it is not financial or medical. It… Read More
If you have an auto accident and you do not have auto insurance with medical payments coverage for your injuries and medical costs, you may need to research the coverages available through your medical insurance policy. If you are not at fault for the accident that caused you injury, and the third party insurance provider has taken responsibility for the accident, the at fault party's liability insurance should pay for medical injuries up to the… Read More
Generally, no, if you are on Workers' Compensation because of a work-related injury, it is illegal for your employer to punish or fire you for having a job injury, or for filing a workers' compensation claim when you believe your injury was caused by your job. If you feel your job is threatened, find someone who can help. Note that there are deadlines for taking action to protect your rights. However, while the employer cannot… Read More
No really accurate statistics can exist, because the cause of financial failure can be considered many different things by your own definition of things. However, it is well agreed that a large percent of personal bankruptcies are due to medical problems and costs, with or without insurance.
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
If you are required to carry homeowners insurance by, say, the bank through which you have your loan, you can switch to another provider for insurance at any time (there are a few forms you would need to fill out, but your new agent would be able to help you with that). You wouldn't be able to switch to another kind of insurance, though. The new policy would need to be a homeowners policy.
Yes, It does. Call'em at 866-509-9444
Speak to the good people at the National Insurance Registrations Helpline on Tel 0845 915 7006 for advice. For more background, see the Related Link below.
what is the procedure and problem in international purchaising
Not if you neglected to remove her from the policy
Only if you report it accurately.
Why in the world would you want to. If this is an immediate family situation, you need to put them on one policy so that you get the multi-vehicle discount which is usually about 25%. If you get separate policies, the policy will still require that each household member be listed on each of the separate policies, defeating the purpose and costing you much more money overall. As a matter of full disclosure, I own… Read More
The initial answer is not correct. While there may not be a statute of limitations as such for a life insurance claim (like there is for a civil lawsuit), waiting to file a claim often makes it far more difficult to collect. Among the reasons include: (1) the insurance policy may become lost. It shows the policy number which makes it a great deal more difficult for the insurer to identify the applicable policy. (2)… Read More
He sounds Australian and also British at the same time to people. People from New Zealand have the same accent, so he has a New Zealand accent. Not British, nor Australian. New Zealand.
buses and trains
"They are Labradoodle's. Chopper & Harrison are their names." The dog is definitely NOT a Labradoodle. Labradoodles tend to be very large and have very different features.
If you suffered the fracture either on the job or as a rsult of your job you could file a claim under Workman's Compensation.
Maybe. I think it depends on what it is used for. Be careful, though, if you wanted DNA testing for breast cancer since it runs in your family it could become a "pre existing" condition with the health insurance. Call your carrier to see if they will pay for the DNA.
This is a Unified Building Code covering the USA that one window grill per bedroom, whether you sleep in there or not, MUST have a Quick Release Fire Exit. If not, Yes you can be canceled.
Hopefully, they have insurance. That insurance should cover everything, including a rental car for you if needed. If your insurance has to cover you, it depends on your policy. This is a good question to ask your agent directly.
Your 19 and Don't have a job? ok go apply at McDonalds get hired... go to progressive give them money after you get your first paycheck... oh and dont drive till you have insurance...and honestly you shouldn't drive after you have insurance
I believe geico does.
In term insurance, benefits are only payable against unfortunate eventuality of the policy holder within the term of the policy period and are payable to the appointed nominee.
no your uninsured motorist will though. your deductable will be lower, and making too many claims on homeowners will likely caused them to be dropped by the company. i once heard you can only make a claim on homeowners once every 3 years but i don't know if that's true.
I have been looking for my 77 year old father-in-law .The isurance companies will not issue it, becauce of his life expectency.There are some out there that will issue it but between 400-1000 dollars a month , thats only for 10,000 coverage.Time to start putting money away...
Start off by contacting the police first and making a accident claim. After that, file papers in small claims court to sue them. People who owe money to the courts and to the government can have their wages garnished, and "I think" that if the person is sued for damages, the judge could impose garnishments on their wages. May take a long time for them to pay it off, but at least you would get… Read More
Piedmont Southern Life Insurance Co. merged with Georgia International Life Insurance Co which became Integon, then Security Life and Trust, then Soutwestern Life, then finally merged with Valey Forge Insurance Co in Chicago.
There may be laws in some jurisdictions that address this but mainly it is up to the insuror themselves as to what they require in order to issue a policy. Customarily the pool must be completely fenced, emptied, and covered in such a way as to be unable to collect any water including rainwater.
Theft is not the same as accidents. If you drive a car, whether it is in your name or someone else's name, and you have an accident, then your own insurance is applicable, but if someone else's car is stolen, that doesn't seem to involve you. Presumably you were not in the car when it was stolen, right? What involvement do you have?
You probably would.
Any kind of injuries you suffer within your own house would not be covered by your Home insurance; that would fall under your medical (or in this case, dental) coverage.
Yes but there is no coverage for the vehicle under the homeowners policy.
No. You cannot insure a vehicle that you do not own. The only exception to this is in a family situation where a married couple has one vehicle in one name and the other vehicle in the other name. I always recommend that the insurance be listed in both names to prevent any problems and to allow both parties to make changes and sign documents. The fact is that you cannot insure something that you… Read More
I was in an accident that was not my fault. My car was in the shop for three month for repairs, only to find out today that the insurance wants to TOTAL the car. Which is okay with me, but they are saying that the car is worth $12,000 and that the repairs were $8000, and that they are only going to give me $4000. HOW is this possible, I did not make that decision… Read More
For the Dave Ramsey "Name That Investment" worksheet, the answer is VIATICALS. :)
I am not a lawyer but any car loan I have ever signed, the following are true. The car is the collateral for the loan. The loan company a.ka.,the bank, is the owner of the car and holder of the title not you. I also make the promise that I will maintain what we call collision (accident loss) and comprehensive (theft, vandalism, weather etc. loss) which protects the bank from loss by insuring the vehicle… Read More
If you are planning to get an affordable car insurance and avoiding to pay a broker, i recommend you visit the site below and get free car insurance quotes. The site will pull up comparable premiums between different insurance companies and show you the best quote. http://www.goodinsurancepolicy.com
In terms of the lender, probably not. If the car is financed, the buyer/owner has the contract with the creditor. The creditor requires collision and comprehensive coverage for THEIR vehicle which they finance. They do NOT have any relationship with any other person but the person named on the vehicle loan. An insurance policy is only issued when the 'policyholder' has a financial interest in the item for which they are requesting insurance. If you… Read More
Yes they can but most dont bother to change your premiums unless you've done it many times. Anyway, if you are planning to get an affordable insurance, i recommend you visit the site below and get insurance quotes. The site will pull up comparable premiums between different insurance companies and show you the best quote. http://www.goodinsurancepolicy.com
I think you are referring to food service or a restaurant insurance program where you are not allowing guest to sit down and dine, but instead actually delivering the food to an off site location. If this is the case you still will need many of the same coverages that normal restaurants would need for insurance but in the case such as liability specific to your products. However you would be able to save on… Read More
Government insurance claim forms must be maintained for six years.
In Irish it's "árachas"
The cost for renters insurance in Florida starts at as little as $10 per month, but depends on the amount of coverage, the type of property you are renting and other factors. You can check with companies like apartmentinsurance.com for a quote.
Cyber Liability addresses the first- and third-party risks associated with e-business, the Internet, networks and informational assets. Cyber Liability Insurance coverage offers cutting edge protection for exposures arising out of Internet communications. The concept of Cyber Liability takes into account first- and third-party risks. The risk category includes privacy issues, the infringement of intellectual property, virus transmission, or any other serious trouble that may be passed from first to third parties via the Web.
I guess it depends on the insurance carrier? I think, most won't allow it. I, on the otherhand, can cover my stepchildren with my employment healthcare provider and union agreement.
need to find out how much my life insurance policy is worth
To become an insurance agent in CA, there is a pre-licensing requirement of 52 credit hours (including 12 credit hours of California Code and Ethics). Once you fulfill the state's pre-licensing requirement, you will be eligible to take the state insurance exam. The last step to obtain your insurance license would be to successfully pass the state insurance exam.
That question varies depending on who you talk to. The normal household is usually under insured. The recommended amount of insurance that a household should have is as follows Main Bread Winner/s Enough to pay off all debts plus 10 times the annual income Spouse Enough to pay off all debts plus ether 5 times annual income of Main Bread Winner if children and does not work, or 10 times Spouse's annual income. These should… Read More
Liability insurance may cost as little as $500 per year, but it all depends on the type and size of your business. Check with a local agents to obtain at least three quotations and make sure you are getting the best deal.
If you're just looking for a quote then there really aren't any documents you'll need. The quote will just ask some questions, such as what kind of car you drive, how much you expect the drive the vehicle, etc, which you should be able to answer easily. As far as actually purchasing a policy the company you purchase the policy through will let you know what kind of documents they require. Usually the only time… Read More
Generally, almost any property can be reached by a creditor if they can find it. There is usually a statutory provision that allows a creditor to attach property of a debtor that is in the hands of some third party. In Massachusetts it's called trustee process.
You are required to obey any court order that is presently in effect. If your situation has changed you must return to court to request a modification of the order. Until the order is modified it must be obeyed. You should submit a motion for modification ASAP.
If you are donating blood to a legit blood bank or Red Cross you do not have to pay to donate so you do not need medical insurance to donate your blood. If you see nurses or technicians who see marginal in their efforts to collect blood then you should report them to the head administrator at the blood bank or Red Cross. If the technician scares you then you have the right to stop… Read More
You can't really say "Best"' health insurance as all insurance policies have their strengths and advantages. If you want a policy that has very little costs when you use coverage, you will have to pay high premiums up front. If you have a small budget for monthly premium, you will have high costs when you use the insurance. Work with a local insurance broker to get quotes and they can help you understand the different… Read More
Insurance definitions found on the web can explain property and liability insurance more in detail. However the type of business you have will tell you what type of coverage you will need.
There is no average book of business for a property and casualty agent, but there is definitely something to be said about how much a single person, a staff of two, a staff of 3, etc., can service. Keep in mind that it takes about the same amount of time to service a duplex rental (investment property insurance) as it does to service an apartment building (commercial real estate). The commissions are far greater for… Read More
In the United States, people purchase health insurance through their employer. Rather than collect 100 checks from 100 individuals, the health insurance companies collect one check from the employer. That makes book keeping a whole lot simpler. Sometimes husbands and wives have health insurance from different companies. One can lose his or her job. The one without a job purchases insurance from COBRA. Once a year the insurance company will have an open enrollment period… Read More
You can try asking them. Failing to get an answer you'd have to file a suit against the company for injury or loss before there would be any compelling reason to disclose to you whether they do or do not have liability insurance.
Title insurance and mortgage insurance are NOT the same. Title insurance policies are written to cover a specific tract of land and can be offered to either the mortgage lender (called a lender's policy) or the purchaser of the property (called an owner's policy) and is usually paid out of closing costs. Title insurance protects against any hidden defects in the title to the property that would not be disclosed by a search of the… Read More
Health insurance can be purchased either as a group policy or as an individual policy. If group insurance is involved, it is most frequently obtained through one's employer. It can also sometimes be available through clubs and organizations to which you may belong. These are generally known as "affinity groups". Individual health insurance is a policy that insures you or your family, and not a larger group. It is obtained through a licensed insurance agent… Read More
For people over 65 years of age.
Physicians Mutual does not have a division office in Dallas, however they are located in Fort Worth, TX. Their office number is 817-656-3933.
Ameriplan offers an inexpensive discount dental plan (about $20 per month for household). There a many providers located throughout the US.
Endorse the check & send it to your Mortgage company. They will decide how much you get from it.
Yes it is and is now owned by American General Life and Accident which is based in Nashville TN. Phone 1-800-888-2452
The type of policy you have will determine if you need to keep coverage in place or not. There are occurrence forms, which cover situations that occur during the policy period, and there are claims made policies, which cover claims that are made during the policy period. Claims made policies may cover situations that happened before your policy started. Either way, there is a statute of limitations on how long someone has to make a… Read More
I'm sorry, but you have to understand that the life expectancy in the United States is substantially less than 89. You will find it very difficult to get life insurance on a parent who could die any time. I'm not saying it is impossible. But you would be paying a great deal in a premium that would pay out only about as much as you put in. Do not be fooled by the multiplicity of… Read More
TROUBLE by Ray Lamantagne he has alot of great music. you should check him out.
If the accident was not your fault (someone rear-ended you, for example), then you would claim on their insurance, and they would pay out.
Yes, its true. Bajaj Allianz has many ULIP products
No. But you can count it's redeemable value as part of your net worth. Be aware that not all life insurance policies have redeemable value. Contact your insurance agent for more details.
You would need to discuss that with an agent from your insurance company. Only they are in any position to give you a definitive answer on this.
Depends on the policy.
You better believe it.
You need to check with your state on that one. Start with your local DOL office and see what they say about it. The DOL (Department of Labor) Office is one who write the rules in each state which governs full time and part time as well as workmans comp. Myself I was on workmans comp for 1 hour 2x a week for a month and my boss didnt say a word. Then again I… Read More
The US congress is covered under the FEHBP system - they have a choice of over 300 health care options. So it depends on the plan they pick. The Government pays about 70%-75% of the cost so if they pick a Blue Cross Blue Shield family plan that costs $1,327.80/mo., they would only have to cover $430.04/mo.