In most states no, they cannot break into a locked garage to get the car.
The car can only be repossessed from a locked garage if the car is spotted in the garage from a window or a crack, but the repo company cannot enter the garage if the car was not visibly spotted.
No, a repo man can enter your driveway but if the car is in a locked garage they do not have the right to enter without your permission. This rule applies to your home as well.
No , Not without a written and sworn Warrant from a Federal Judge.
NO! It would require a court order. The garage is private property and the owner has the right to keep it secured. If an attempt is made to remove the car from the garage (locked or not) the repo. agency has committed a Breach of Peace. Which may result in fines and the loss of the lender's right to any deficiency judgment.
Every state has its own rules, but the general rule of thumb is that an individual that works for a repo company can repo a car on prive property as long as the property is not locked (i.e. a locked gate surrounding the house, or if it's inside a locked garage).
Nowhere in the US is that legal.
legally they are not aloud to break and enter into a building to get anything now if your garage is open and the repo man comes by and sees that he will try to take the item needed repo-ed and that is ok It is legal in some states for a repo man to enter an open, unlocked garage. In others it is a crime, and conducting a repossession in a case like this would be prosecutable as Larceny from a Building.
NO locked anything in any state. CALL a local atorney for state specific advice.
Probably not. If the garage is locked and the repo agent must break the lock, then that is breaking and entering. Even if the garage is unlocked and the act of opening it can (in some areas) be considered breaking and entering.
NO THIS IS ILLEGAL! They cannot go inside your house, garage, or locked private property
Was the gated garage really locked at the time the car was repoed?, Could have one of the other resident been coming or going so the gate was open when the repo people entered the property? Can you prove they broke in? Is there a security camera that will prove they did or didn't break in?