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How do you remove your co-signer wife from a car loan when you are the only one on the title and registration and you are separating?
Wiki User
∙ 18y ago
You should contact the loan company and ask how to go about this. I don't know if proof of filing for a legal separation at the courthouse would be sufficient. They (loan co.) may require a dissolution of marriage along with a copy of the MSA (marriage settlement agreement) that stipulates the car was awarded to you. Good Luck!
Wiki User
∙ 18y ago
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Can a cosigner have a primary title holder taken off the title?
If you go to the registration office with the primary and have them give consent to the cosigner
How can one remove a cosigner from an equity loan if the cosigner is not on the first mortgage title?
The title has nothing to do with the loan. The loan will need to be refinanced using a different cosigner or only the primary borrowers.
Can a car be reported stolen if the thief is on the insurance?
As long as the title or registration do not have the thief's name on them....and even if the thief's name is a cosigner you should be able to file a theft report. Ask your local registration office or DMV
How can you find out if you are a co-buyer or a cosigner on a car loan and would your name be on the title and registration if you are a cosigner?
Easy, you can check your own credit report OR go to a registries office and do a quick search. A simpler method is to ask the person that is the primary borrower/buyer or call the lender. Either a cosigner or co-buyer can be listed on the title depending upon the agreement made by the persons involved. The title to a vehicle determines ownership, a cosigner generally has no vested interest in the property only the responsibility of the debt.
Can a cosigner drive a car if they are on the title?
yes.
Can the cosigner get her name off the loan or can she take the car if her name is not on the registration?
The only way to be relieved from cosigning obligations is for the primary borrower to refinance the vehicle. And no, if the person's name is not on the car title they have no ownership rights.
Can a cosigner request half of the insurance check if his name is on the title but he didn't have to make any payments or buy insurance?
Cosigner just means someone who guaranteed the note. What's on the title? If the cosigner is on the title, he/she is entitled to half of the proceeds of a sale or insurance liquidation because it's the TITLE that determines the ownership, not who paid for it.
After the vehicle title has been issued can the bank request a change of title and have the cosigner added.?
In most states, yes, the lender is actually the 'owner' until the loan is paid off and can require that the cosigner be on the title.
What if your name is on the title of a vehicle but does not show on the registration?
Take the title in to your DMV and show it to them, and get a new registration.
Does a cosigner own the property if he pays off the original loan?
The cosigner of the loan owns 1/2 of the property if they are on the title.
How do you remove deceased spouse from car title?
Take the death certificate, car registration, and car title to the department of motor vehicles in the city/ town of the state you live.
Can the cosigner demand that the car remain in the same state where he or she resides?
No, a cosigner does not have any legal rights to the vehicle, but does have the legal obligation to repay the debt if the primary borrower defaults on the contract. An exception could be if the cosigner is also named on the title to the vehicle, and if so, how the title is worded.
