If they come to repo the vehicle can you protect your property?

Answer 1

No. This is because it is not "your" property. If it is being repossessed, it means that the bank "owns" it since you financed it. That is why it's legal for them to take it from you. If you assault a repo man, you will go to jail. Plain and simple. The flip side of this, of course, is that the repo man is acting under restrictions as well. For example, nearly all states will not allow the repo man to "break and enter" to get the property. If you garage door or gate is open, they can go in and pull the vehicle. If its closed, they can't. That's the basic rundown, varies a lot state to state. Some states, you can open a gate or garage door as long as its not locked. Just varies. But don't assualt the repo man, and he better not assault you either.

As a Repossesion Agent, I would like to say a word. Remember that the repo guy is not the one that owns the loan on your car. YOU signed on the line saying you could and would make the monthly payment on the vehicle. I, as do all Repo Professionals, understand that things come up, people get laid off, relatives get sick, etc. Things happen, and that's okay. But if you can't make the payments, you can't keep the car. If that was the way the world worked, we would all have brand new cars. Let me tell you something: I don't drive a brand new car, neither does my wife. I repo because that's how I feed my two baby daughters and my wife. That's how I keep my electricity and heat flowing to keep them warm. I understand you are frustrated and probably embarassed. But don't take it out on the repo man. He is doing his job and working hard for his family.