answersLogoWhite

0

  • Pregnancy
  • Conditions and Diseases
  • Medical Insurance
  • Healthcare Coverage While Pregnant

Is pregnancy considered a pre-existing condition?

User Avatar

Wiki User

βˆ™ 2015-07-17 17:48:20

Best Answer
Copy

Pregnancy is not a pre-existing condition when enrolling in a group (employee benefits) plan.

That is not the whole answer to the question. It needs to be determined if your question is about group or individual insurance?

It is true that pregnancy is not considered a pre-existing condition if you are going from one HMO to another. But it is a different story when when you go from private coverage to an HMO, or if you did not have insurance previously then tried to go to an HMO.

HIPPA (federal law) requires that when going from one job to another, and also changing HMO, then the new HMO can not bar you from coverage. There is however no federal protection if you did not have coverage before.

**** It depends on when you got you medical insurance. I have been told by my insurance that it could be if you got prego before you got your insurance. It all depends on the company you work for or where you insurance is through. ****

2015-07-17 17:48:20
This answer is:
πŸ€“
🀯
πŸ€”
User Avatar

Your Answer

Loading...

Related Questions

Is asthma considered a preexisting condition?

Yes, it is, and so is pregnancy, or herpes......in the USA anyways...


Is pregnancy a preexisting condition?

If the pregnancy began before the first date of coverage - yes it is preexisting.


Does there have to be a diagnosis to be considered a preexisting condition?

According to my insurance company if you have seen a doctor about the condition it is preexisting.


Is prematurity considered a preexisting condition?

yes


Is premature birth a preexisting condition?

No, premature birth is not at all a preexisting condition. Premature birth becomes imminent when the doctor thinks the condition of both mother and child would be safe to allow premature birth. In this way it will not be considered as a preexisting condition while applying for Medical insurance.


Is gout considered as a preexisting condition for oesteoarthritis?

Gout and osteoarthritis are different conditions.


Is Pregnancy considered a pre exsisting condition?

is pregnancy considered a pre-exsisting condition for medical coverage


What is in other words of preexisting pregnancy?

pregnancy


Would a complete knee replacement be preexisting condition?

Yes. In order to have a knee replacement done you must first have a significant amount of damage to the knee joint. That is your preexisting condition. The knee replacement itself was done to replace the damaged joint and may or may not be considered a preexisting condition.


Is sleep apnea considered a preexisting condition?

It depends on what is causing the sleep apnea. It is preexisting if it is caused by tonsils, adnoids, or an elongated uvula. It is not preexisting if it is caused by being overweight, or possibly by a deviated septum.


Is an STD a preexisting condition?

A sexually transmitted disease may be a preexisting condition, but not necessarily.


Is a dislocated shoulder a preexisting condition?

If your shoulder commonly comes out of its socket, then it is a preexisting condition. If it is the first time you have dislocated your shoulder or if you have never dislocated your shoulder, then it is not a preexisting condition.


Is cancer consider pre existing?

If you try to get health insurance and you have cancer, it is considered a preexisting condition.


Is it harder to get pregnant with thyroids?

A thyroid condition can present some challenges when a woman is trying to get pregnant. However if a woman's doctor(s) are aware of her preexisting thyroid condition going into pregnancy, this will aid in the management of the condition during pregnancy and postpartum.


Is it possible to add a pregnant spouse during the open enroll period for insurance and the pregnancy not be considered preexisting?

== == Probably.


Is having a heart cathetor test considered pre existing condition?

Tests, of any kind, are not included in the definition of preexisting condition. You have to be given a definitive diagnosis from that testing in order to have a preexisting condition. If by having a heart cath test, it was determined that you did not need to have one placed, then you do not have a preexisting condition. For example, you may have an MRI/CAT Scan and then a PET Scan to determine if you have cancer, but if they find you do not have cancer, then you are not diagnosed with a condition, therefore cannot considered preexisting. I should add that, generally if a Dr. wants to evaluate for a heart cath, then you currently have or have had issues with your heart in the past. This may be something like a high percentage blockage, irregular heart beat, thickening of the lining around your heart, etc. This would be considered a preexisting condition and future insurance companies may determine that any intervention needed on your heart would be preexisting. However, insurance companies usually have a preexisting time frame (generally 12 or 24 months) in which a condition is no longer consider preexisting. For example, if you were diagnosed with a heart condition 13 months ago and the insurance company you are planning on joining policy is a 12-month limit on pre-existing conditions, then you are in the clear and the preexisting condition clause does not apply to you.


Can you file workman's comp for a preexisting condition?

no


Would multiple sclerosis considered a preexisting condition?

Yes. Depending on your prior coverage, it may or may not be excluded... see links.


Is pregnancy preexisting in group health insurance?

Only if the pregnancy began before the insurance policy.


Is an ovarian cyst considered a preexisting condition if it has dissolved on its own months prior to being enrolled in an insurance plan?

An ovarian cyst would not be considered a pre existing condition. You should have no problem getting an insurance plan.


You got a broken leg had to have surgury is this considered a preexisting condition?

AnswerNo, though the onset date would still be necessary to apply emergency benefits,


Is prostate cancer considered a preexisting condition?

If you have prostate cancer and you then apply for health insurance, it would be a pre-existing condition. Pre existing meaning that you have it prior to some other action.


Is a genetic condition considered a preexisting condition?

Yes, if it was known prior to coverage. If you have had continuous insurance since the genetic condition was known and there was no lapse in coverage (or the lapse was short enough), care for that condition will be covered by your new insurer, per HIPAA.


Is preexisting the correct spelling?

"Preexisting" : a condition or state which preceded another. (sometimes appears hyphenated as 'pre-existing') A "preexisting condition" : A status for medical afflictions that were already affecting a patient before the beginning of the current (or future) medical coverage or treatment.


Would a condition be considered preexisting if you have never been treated for it but you may have had it without knowing?

A condition is considered pre-existing only if confirmed and diagnosed by a Medical provider. You may think you have high blood pressure for example, and you may have, but until diagnosed by a doctor it's not considered a fact.