a company or a person that hired your husband or wife, so it's kinda like their boss.
ofcourse!
Assuming the employer offers coverage to spouses, then the employer would not have the right to turn a spouse away. The spouse's loss of coverage is a "qualifying event" and the employer's insurer would allow the spouse to join.
Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.
The employer does not have to pay for the spouse's coverage. It can be offered to the employee and the cost taken from his/her paycheck to cover the spouse. There is no legal requirement for the employer to offer coverage for spouses -- even at the employee's expense. However, it would be very unusual for a plan to cover only employees and not have coverage available for spouses and children.
Yes you can select whatever coverage you want through your employer. However, your enrollment is through your employer and they usually only allow you to make changes to your coverage during open enrollement (the beginning of the year most commonly).
No, it is not illegal. If it is a group plan (through an employer), the employee could submit the enrollment change without the spouse's signature. The employer or insurer would not question it, since he or she is still married to the person. The spouse would know that he or she had been dropped when a COBRA notice arrives, assuming the employer offers COBRA coverage.
Yes they usually do, check it with your employer.
yes they can
You will have a choice between your employer's plan and your spouse's plan. Your employer may ask you for proof that you are covered by your spouse's plan. Your employer's plan will want this, in order to ensure that people are not dropping out for other reasons (such as they can't afford to join).
The term "Working Spouse Rule" refers to some employer provided medical insurance plans. These types of plans require that if the employee's spouse works for a company which also offers medical insurance benefits, that spouse must be enrolled in that plan. This means that if your spouse is employed, and his or her employer offers medical and/or dental coverage, the spouse must be enrolled for at least individual coverage in that company's plan, regardless of cost, in order to be covered on a secondary basis under your medical and/or dental plan.
An employer can hire or not hire based on almost any criteria they choose, as long as it does not violate any discrimination law.
Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.