Home Business Liability Insurance
If you are selling the candles from home and not making them yourself, like drop shipping, you can obtain a simple home business insurance policy, also referred to as small business insurance or General Liability insurance. If you are manufacturing the candles as well, you may also have production liability with inventory and supply considerations.
It really depends on the scope of your operations but liability exposures are always top of the list. In an age where a spilled cup of coffee can result in a million dollar damage award, it's wise to protect ourselves from unexpected legal expenses.
There are lots of companies that will offer insurance to home based businesses and entrepreneurs. Many have small business packages specifically designed for the home based business and even for those home hosted e-commerce entrepreneurs.
Guess products liability.
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
You need A General Liability Insurance Policy
Your need Professional Liability
You need a commercial general liability policy.
You Need General Liability Insurance.
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
You need commercial General Liability Insurance
personal insurance public liability
A commerical liability policy.