What liability insurance do you need for selling candles?
Home Business Liability Insurance
If you are selling the candles from home and not making them yourself, like drop shipping, you can obtain a simple home business insurance policy, also referred to as small business insurance or General Liability insurance. If you are manufacturing the candles as well, you may also have production liability with inventory and supply considerations.
It really depends on the scope of your operations but liability exposures are always top of the list. In an age where a spilled cup of coffee can result in a million dollar damage award, it's wise to protect ourselves from unexpected legal expenses.
There are lots of companies that will offer insurance to home based businesses and entrepreneurs. Many have small business packages specifically designed for the home based business and even for those home hosted e-commerce entrepreneurs.
What sort of liability insurance is needed if you operate tanning beds in your salonDo I have to worry about lawsuits?
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Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
form_title=Malpractice Insurance form_header=Looking for affordable malpractice insurance to protect your medical career? Get the coverage you need to protect your career from unexpected claims. Malpractice insurance needed:= () Individual Malpractice Liability Insurance () Business Malpractice Liability Insurance If you chose Business Malpractice Liability Insurance, how many employees need insured?=_ What is your professional trade?=_ Have you ever had a malpractice claim against you or your business? = () Yes () No
I'm not certain that it's actually legally required. However, even if it's not mandated, if you don't have liability insurance anyone can accuse you of breaking whatever and whether you did it or not, you're going to be the one dealing with it, including shelling out for legal fees and possibly paying for it if you lose the case. If you do have liability insurance, the insurance company will be taking care of a lot…
Answer Yep, You have to have insurance for everything. To be more specific, you need two types of insurance for a Home Watch business. You need general liability and you need Professional Liability, also called Errors and Omissions Insurance. General Liability protects you while inside the home from pre-existing conditions and general risks such as a toilet that backs up while you are in the house. Professional Liability is in case you miss something that…