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Auto Accidents

For questions and answers on these topics: determining who is at fault; insurance; accident statistics; and, trends and automotive safety issues.

2,604 Questions

If you have a adult child with his own policy can you be sued if he lives with you if he has a car accident?

no, his own policy will cover him.

A2:

Yes, you can be sued any time for anything. If you are sued for something that an adult child did there is a good chance that they will not prevail against you. Chances that you will end up paying improve if some of the following conditions can be shown to have existed:

  • The adult child was in your employment and was operating the vehicle as an employee;
  • You caused the adult child to have the wreck;
  • The car that the adult child was driving suffered a mechanical failure from an improperly performed repair that resulted in his loss of control and you were the one who performed that repair;
  • You served alcohol to the adult child and allowed him to drive while impaired.

Why do you think that most traffic collisions occur close to the drivers' home?

Someone is more likely to get in an accident closer to home because they are near their home more than any other place. Leaving in the morning and returning that night for example.

You turned right out of a parking lot blinker on and a car pulled up on your right next to you and hit your car Who is at fault?

Generally speaking, you can not pull out of a parking lot into on coming traffic. The on coming traffic most always will have the right away, regardless of your blinker!

How many people die a year from a car accident in Canada?

In 2008, 15,935 people were killed in alcohol-related traffic crashes, an average of one every 33 minutes. These deaths constituted approximately 38.4% of the total 41,471 total traffic fatalities in Canada. Hope this helps!

What if you have a car accident while driving someone else's car?

Accidents in Someone Else's car?Primary Legal and Financial Liability for an automobile accident is always with the driver of the vehicle at fault, The vehicle owner can also be held financially liable as they enabled the usage. So in most cases the vehicle owners policy will invoke. This is why many people mistakenly assume that the coverage followed the car.

Contrary to popular belief, Auto liability Insurance does "not" automatically follow a car. Cars don't drive themselves. It follows the defined insureds legal liabilities which may arise out of vehicle ownership or operation. This may or may not extend to another driver. Liability follows the named Insureds while property coverage follows the vehicle.

"Coverage from the Owners Policy not withstanding" The Law requires that All Operators of a Motor Vehicle on public roads carry proof of financial responsibility at all times irrespective of ownership. Their is no exception when it's not your car.

Depending on the owners Auto Insurance Policy Form selected, coverage may or may not extend to other drivers. A standard Form Auto Insurance Policy will typically extend coverage for permitted drivers not engaged in a crime. A "Limited Policy" a "Non Owners Policy" or a "Named Driver Policy" while more economic in some cases will not extend coverage at all to any other permitted drivers.

Consult with your Insurance Agent for appropriate coverage. Don't make broad assumptions about your financial responsibilities. You should always verify coverage before driving an unowned vehicle or make sure your own policy follows you as a named insured driver to a replacement or loaner vehicle.

Insurance regulations vary by state regulation so it's always best to talk to an agent in your area. A local agent will be most familiar with your state regulations.

Why would a person have difficulty in breathing after a car accident caused a hole in the thorax?

A hole in the thorax can cause "Pneumothorax". This is a condition where ambient air enters the chest cavity between the lungs and the lining of the chest cavity. Pneumothorax can cause the lungs to collapse because it allows air to fill the cavity without filling the lungs. If the lungs collapse you will suffocate unless you receive medical attention.

Does someone have to get a ticket in a car accident?

it counts if the other person ran a red light or a stop sign most of the time at least 1 person gets a ticket if not both

Who is at fault if you pull out of a private driveway and a car has to stop to avoid hitting you and the car behind them rear ends them?

You are charged, and responsible. The law in every state requires the driver entering the roadway to yield to traffic travelling on the roadway.

Who is at fault in a car accident when you're backing out your parking and hes parked in a no parking zone?

If you strike him - you are at fault. He can be charged with the No Parking violation but YOU are charged with the collision.

How many people are injury from car traffic accidents in us?

According to the National Highway Traffic Safety Administration there are about 43,000 people killed in fatal car crashes each year in the United States. In addition to fatal accidents, about 2.9 million people are injured each year.

If you have a car accident to whom would you go to rectify the damage to your car?

I would go to the insurance company and then have the car taken to a shop of my choice. I would recomment asking the insurance company to recommend some shops as they will sometimes warranty the work of these. If you choose another shop the insurance will not recognize the warrantee. This has been my experience. Good luck!

Being sued for car accident with no police report?

In many cases of parking lot collisions there is not a police report since it did not happen on a public thoroughfare. Still, anyone can sue anyone over anything. In the civil case be careful about proof of liability. A lawyer may be needed if the loss is great.

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