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Auto Loans and Financing
Car loans from institutions such as banks or credit unions for the purchase of an automobile
5,540 Questions
Can you return your car to buy here pay here on day3?
There is no such thing as a 3 day rule or buyers remorse law concerning cars.
What happens to balance on car title loan when car is stolen?
Every car obtained on loan definitely is an insured one.One gives loan on insurance basis only.
Can you make payments even though your car is up for a repossession?
Yes you can. The main interest of the financial institution or or owner of the property is to have the property paid for.
What do I do if the car dealer where I pay my car closed?
Return again when they are open. If closed permanently, try to find the person who owned or managed it to ensure your account does not go into arrears.
What can you do if you have a car loan and you became unemployed?
The first thing you should do is contact the lien holder, which would be the person or company that you are making payments to, and advise them of your situation and what plans you have, if any, to make payments. Some financial institutions may permit you to make interest only payments for a limited time until you are re employed.
How many days do i have to take a car back to dealer in New York state if you do want the car?
Unless the sales contract states you a Right of Rescission, once the contract is signed by you and the dealer, it is binding. A right of rescission in a contract gives you a cooling-off period where you can walk away from the deal. It's normal for homeowners to have this right when they use home equity loans to tap the equity in their homes, but isn't standard fare on the purchase agreement for a automobile.
How ever long
it takes you to get the title & registra to betion. And I assume you would want the car to be paid off.
Can you scrap your car if it has a loan on it with out going to jail?
You can do anything you wish with the car if you have clear title. But in most cases the title has the loan holder's name on it. They have to be paid off before you can dispose of the vehicle. You may not go to jail, but you are still liable for the remainder of the loan.
Can you trade in a vehicle that has been charged off?
You can trade it in but the dealer will have to pay it off before consumating any deal he has with you. Charging it off does not relieve you of the debt nor does it erase the lien on the title.
Can you trade your car in on one of lesser value?
You can but your best bet is to get the money out then buy one and get as much car as you can.
Can you use buyers remorse law when renting in fl?
Florida's Buyer's Remorse law only applies to home solicitation, so if you buy a product from a door-to-door salesman, you can exercise these rights.
It does not however offer any protection to vehicle purchases, property sales, etc, nor renting.
How do you get the car if you are the cosigner and making the payments?
As the cosigner on the contract, you are an equal owner of the vehicle. You cannot steal your own property. But, if you choose to simply go and pick up the vehicle, contact local law enforcement to let them know your intent and the reason so that when the party who currently has possession of the vehicle comes out to their empty driveway, LEOs know the vehicle was not stolen.
You might be required to get a notice or order from your local court, possibly a writ of repossession. Contact the clerk's office of your local jurisdiction and ask; they will likely be happy to help you with this info.
Your other option, if you do not want the vehicle, is to contact the finance company and discuss possible voluntary repossession. You may need to seek legal assistance to have your name removed from the contract, and be prepared to show/prove you made the payments and the other party did not.
Can a finance company charge off an auto loan collect past due balance and still repo it?
If they have collected the entire amount owing (all principal and interest on the original loan) they have no legal right to repo the auto. If they have only collected the past due amount and there's still a sum due, then they can repo the auto. It doesn't matter one bit if they've charged it off. That's just for their tax purposes.
REPOMAN IN TEXAS: YES, THEY CAN WRITE IT OFF (CHARGE-OFF) AFTER A CERTAIN TIME WHEN THE PREVIOUS REPO COMPANY CAN'T FIND IT. LATER THEY HIRE A BETTER RECOVERY COMPANY TO FIND IT AND RECOVER IT.
Can you register and insure a car if you are not on the loan?
If you're an owner, it doesn't matter if you're not on the loan.
Can you buy the car without the driver license in Iowa?
anywhere in the usa you cannot buy a car with out a lisence
What reasons can you give to defer a car loan?
You can defer a car payment for many reasons such as:
- Recent job lay off
- Payroll change date
- income change
Most lenders will allow 2-3 car payment deferments per year after you have made a minimum of 12 payments. Car payment help is available.
Hope this helps
What happens if you cant make a final payment to your lawyer before your trial?
That is up to the lawyer
Do you still have to pay car payment to the car dealership if your car was a write off?
It depends. Normally, if you car was repossessed, the finance company will "write off" the balance, but that does not mean you don't have to pay it. The company normally sells the car at an auction and you owe any deficiency balance. In other words, if you owe $10,000 on the car and it only sells for $6000, you will owe the $4000 difference.
Is there a grace period with capital one auto loans?
yes there is.. it is 10 days from the due date.. but be prepared for them to call you everyday for those 10 days or until the payment is made.
I was late by 2 days one time and not even 12 hours past my due date they were calling me about it.
