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Credit

The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date

10,683 Questions

How credit card used in the future shopping?

Credit cards are going to be used more and more in future shopping. Many places are not going to want to deal with cash.

Do i need to inform bank to use credit card in tenerife?

You do not have to inform the bank that you plan to use your credit card in Tenerife. However, if you do let them know ahead of time that you will be visiting Tenerife, it will prevent them from flagging your account and thinking someone has stolen your card.

Does agoda accept debit cards-?

Yes, Agoda does accept credit cards. The accept Master Card, AMEX, JCB, Carte Bleue, and Visa.

Can you sell with a prepaid credit card?

You should be able to do everything with a prepaid card that you could do with a regular card. So if you are able to sell w a regular card then a prepaid should work as well.

What does a credit score measure?

A credit score is a measurement of factors in your credit history. It is a general score of how well you can manage and repay your debts. Although there are several different scoring standards, your payment history makes up a significant portion of your score.

How do you cancel free credit score membership?

The ideal way to cancel a free membership to a credit monitoring site is to find the customer service number or email address and to contact them. A good site would have the number and/or email posted on the contact page in order to help customers who aren't completely satisfied with their service.

Can defaulting on your mortgage harm your credit rating?

Yes. Mortgages make up a good portion of your credit profile, so defaulting on one can damage your credit score pretty bad.

What type of things can ruin your credit?

There are many things that can ruin your credit. One of the biggest things that can ruin your score is missing payments, especially if you miss more than one. Delinquent payments can really bring down your score, especially if they go beyond 30 days late. Another way your credit can get ruined is if you apply for lots of credit cards at once. Although applying for new credit is a fact of life in our credit society, filling out too many applications gives potential lenders a red flag that you are living or planning to live beyond your means. In addition, running up your balances can take a huge chunk out of your credit score, so make sure the balances on your cards and loans are under control or else you could be losing valuable points.

Personal quip: good luck and happy borrowing!

Should you check your personal credit?

You must review your personal credit report once a year. Your credit information impacts many decisions,from the loan size to the interest rate. A credit report includes credit cards, any mortgages, and your loan payment history.

Which website offers tutorials on how to clean a credit history?

Websites like Credit Karma, Experian, and NerdWallet offer tutorials and resources on how to clean up and improve your credit history. You can find helpful tips and step-by-step guides to help you address any negative items on your credit report.

What bank credit card starts with 4892?

Usually the Credit Card Issuer Identification Number is the first 6 digits but the 4892 is a Visa Card issued by Columbus Bank and Trust Company as Green dot NASCAR Debit Visa Debit card, which is more or less a prepaid card.

How does credit affect an individuals financial standind?

Using a credit card sensibly - is a good way to improve an individuals status. Making payments on time - proves you can be trusted to use a credit facility sensibly. Clearing any outstanding balance quickly, also improves your rating.

Conversely, 'light' usage of the card, late payments and 'topping up' your balance to its limit all count against you.

How can one obtain rewards with VISA credit cards?

If you have a Visa credit card, you can obtain awards easily by shopping with your card at qualifying stores and website. Each time you use your card, you get %5 back in cash for your purchase in rewards.

How can someone with no credit history build their credit?

To build a credit history from having none is a difficult prospect but any website that offers you a pay in 90 days or similar offer establishes a credit history. Alternatively the bank you have your savings account at might offer you a lower maximum borrow limit credit card which you can then use to establish a credit history.

How is President choice credit card designed?

President's choice credit card refers to a banking service provided by Loblaw companies. It is designed to provide individual financial services under the Presidential's choice financial umbrella.

How do you find out everyone i owe money to?

When they come chasing after you. Other wise you shouldn't care.

Is a credit card company required to have the funds on hand prior to offering you credit?

Not necessarily. They simply need to be able to balance their books at the end of the working day. They can issue a new customer a credit limit for immediate use - so long as they can balance any new 'withdrawal' by the end of the working day. Remember - you're unlikely to be their only customer. Existing customers that have borrowed on their own credit cards will be paing interest on their balances - so the company will always have the 'promise' of funds going back into their account to cover new accounts.

Why wouldn't a foreclosed mortgage appear on a credit report?

Someone erred in entering it into the record or your information about the foreclosure is incorrect.

What is a line of credit?

A line of credit is any credit source extended to a government, business or individual by a bank or other financial institution. A line of credit may take several forms, such as overdraft protection, demand loan, special purpose, export packing credit, term loan, discounting, purchase of commercial bills, traditional revolving credit card account, etc.

Source: wikipedia.org

Where can you use your credit card at and how?

You can use it every where. Market, stores, shopping mall. You can use it where ever you go to buy things. Credit card is like money instead you don't use paper money. You can use it by swiping the card on a machine when you buy something.

What is a prepaid cash card?

A pre-paid cash card is similar to a debit card. The difference is - a debit card is linked to a bank account, whereas a prepaid cash card is not. In order to use a prepaid card, you have to 'load' it with money. You hand the card and your cash to a retailer - and they process the payment so it's transferred electronically onto the card. You can only use the card so long as you have sufficient credit. When you run low - simply 'top-up' the card again.

Where can one find a good credit card service?

There are several ways one can find a good credit card services. The simplest way might be to make an appointment to see a credit card specialist at the bank which already handles your accounts and see what types of credit cards are available. Many credit cards offer rewards programs and other incentives for credit card purchases.