Credit

One can reduce the size of a credit card bill by taking a number of precautions such as keeping a track on spending and costs. Other ways to help one reduce the size of the bill would be to create a budget and plan a strategy to pay off the debt.

The meaning of a revolving line of credit is a line of credit that is not linked to a certain number of payments. It is the complete opposite of installment credit.

Prepaid credit cards are available in various dollar denominations. One can purchase one with a preset dollar amount. When they would like, they can have it reloaded and funds added by calling the customer service number.

The best way to get a credit debt settlement if you feel it is right for you is to go to an expert in the field. Many credit repair companies, like Credit InfoCenter, specialize in researching the foundation of your credit and finding any loopholes or bargains in order to maximize the amount of debt you can get forgiveness for. Depending on the person, this range can go anywhere from $200 to $20,000 depending on past experience and other classification statistics.

A bank letter of credit is a type of document issued by financial institution to assure the seller the payment of goods or services given that certain documents have been presented to the bank.

Some of the best Visa credit cards for getting rewards would be the Capital One Venture Card, the Chase Sapphire Preferred Card, the Chase Freedom Card, and the United Mileage Plus Explorer.

The main advantages of having a Target VISA credit card are 5% off your purchases, free shipping from the Target website and free online bill payment.

By taking time to pay your debts and improve your credit rating you can make yourself eligible for a good credit rating resulting in mortgage approval. Paying your debts in full will prove you are serious when applying to buy a house

There are many credit card companies that give frequent flyer rewards. Some of the best rewards come from the airline themselves. Capital One also have good rewards.

As far as I can see - it's just like any other 'reward' card. The method of payment you use to buy the goods you're shopping for is irrelevant - the reward points are credited as long as you're using the card at a participating retailer.

There will not be a zip code printed on a debit card as the zip code is typically used as a security measure to keep unauthorized users from making purchases with the card. The zip code will be from whatever address was given to the bank when the account linked to the card was created.

BPI (Bank of the Philippine Islands) credit cards can be paid online or by phone immediately. BPI Express is available 24 hours a day. There are over 800 branches of BPI if the preference is to pay in person.

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Contact the card company - either by phone or on-line !

The PIN is not held on the card ! It is stored (in encrypted form) on the computer system of the bank where the customer has the account !

The company can take you to court - and have you prosecuted ! Depending on the severity of the debt, you could even end up in prison if you flatly refuse to pay up. Technically - if you simply refuse to pay, you're guilty of theft. The judge can order the outstanding balance be paid directly from your income - whether that's your wages or state benefit.

I'm assuming here that this question is being asked in order to improve one's FICO. Neither will directly work in that neither type of acct. is reported to CRAs. However, a checking acct. indirectly affects one's FICO because it is needed in order to show a payment history to a creditor such as credit card. Prepaid debit cards have no affect on credit reports.

means your up to date with your monthly payments in the past 7 mths

(past) 1111111 (present)

if you have a 2s or 3s in the series of numbers ... ie) 111231121

it means you have been behind with your monthly payment that paticular month.

1s mean paid monthly payment on time

2s mean 30 days (missed one payment)

3s mean 60 days (missed two payments)

4s mean 90 days (missed three payments)

The back of the card in the signature strip. Normally the last 3 digits are asked for.

Because they're effectively a form of cash. Debit cards don't normally have (a) a credit limit or (b) an overdraft facility. In reality - you can only spend what's in the bank account linked to the card.

Limited edition.

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The credit agency records all your major transactions relating to your credit cards, loans as well as some information on your salary, overdrafts and regular payments. It then comes up with a score based on your disposable income, your commitments, frequency of missed payments etc.

A credit repair service can be helpful to individuals who may have misinformation on their credit report. For a fee, a credit repair service will fight on your behalf to remove any old or untrue information on your credit report. Since most credit card companies use your credit score to raise your interest rates, it may help to lower your current interest rates on credit cards you have or are currently paying on. If your payments are lower, it will free up cash to pay down the debt faster.

Credit cards don't normally come with funds already credited to the account. They're intended for use as a quick method of obtaining goods and services - while spreading repayment over a number of months. Some credit cards allow you to withdraw cash (up to your credit limit) from ATM's - but it's not a pre-loaded credit on the card.