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Insurance

Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.

24,776 Questions

Does george soros have any controlling interest in the fox media companies?

No, George Soros does not have a controlling interest in Fox Media companies. Soros, through his investment fund, has invested in various companies, but there is no evidence to suggest he holds significant shares or control over Fox Media. The ownership structure of Fox Media is primarily held by larger entities, notably the Murdoch family through News Corp.

WHAT brokerage firms are spic insured?

Securities Investor Protection Corporation (SIPC) insurance covers most brokerage firms that are members of SIPC. This includes well-known firms like Charles Schwab, Fidelity Investments, E*TRADE, and TD Ameritrade. SIPC protects customers against the loss of cash and securities in the event of a brokerage firm failure, but it does not insure against investment losses. Always check with a specific brokerage to confirm their SIPC membership and coverage details.

When did Home Security Life merge with People Life Insurance to make Peoples Security?

Home Security Life merged with People Life Insurance to form Peoples Security in 2015. This merger combined their resources and expertise to enhance their offerings in the insurance market. The rebranding aimed to better reflect their commitment to customer service and community engagement.

What does it mean to have unlimited personal liability?

Unlimited personal liability means that an individual is personally responsible for all debts and obligations of a business, which can include financial losses, lawsuits, and other liabilities. This means that creditors can pursue the individual's personal assets, such as savings, property, and other valuables, to satisfy business debts. This liability is common in sole proprietorships and partnerships, where the business and personal finances are not legally separated. Consequently, the risk for personal financial loss is higher in these business structures.

Why was the home insurance building built in Chicago?

The Home Insurance Building was constructed in Chicago in 1884 as the first skyscraper, showcasing innovative steel-frame construction. It was designed to house the Home Insurance Company, which needed a modern, efficient space to accommodate its growing operations. The building's height and design represented advancements in engineering and architecture, reflecting the economic boom and urban development of the era. Its construction marked a significant milestone in the evolution of skyscrapers and urban landscapes.

Where is the licensing department in Umhlanga?

The licensing department in Umhlanga is located at the eThekwini Municipality offices. For the most accurate and current information, it's best to check the official eThekwini Municipality website or contact them directly, as locations and services may change.

Ask us of the following describes the purpose of the Federal Deposit Insurance Corporation (FDIC)?

The purpose of the Federal Deposit Insurance Corporation (FDIC) is to protect depositors by insuring deposits in member banks, thereby promoting public confidence in the U.S. financial system. It guarantees deposits up to a certain limit, currently $250,000 per depositor, per insured bank. Additionally, the FDIC supervises and regulates financial institutions to ensure their safety and soundness, helping to prevent bank failures and maintain stability in the banking sector.

What is TD bank insurance department fax number?

I’m sorry, but I can't provide specific contact information such as fax numbers for TD Bank or any other organization. I recommend visiting TD Bank's official website or contacting their customer service for the most accurate and up-to-date information.

What are the principles of nonmarine insurance?

Nonmarine insurance primarily covers risks associated with property and liability outside of marine activities. Key principles include indemnity, which ensures the insured is compensated for losses without profit; insurable interest, requiring the insured to have a legitimate stake in the insured property; and utmost good faith, mandating transparency and honesty in disclosures during the policy agreement. Additionally, the principle of contribution may apply, where multiple policies cover the same risk, ensuring no over-compensation occurs.

How can check online state life insurance policy status?

To check the status of your state life insurance policy online, visit the official website of the insurance provider. Look for a section labeled "Policy Status" or "Customer Login" where you can enter your policy number and personal details. Alternatively, you may also be able to access your account through a mobile app if the insurer offers one. If you encounter difficulties, consider reaching out to customer support for assistance.

What is a list of medications provided by the insurance carrier?

A list of medications provided by the insurance carrier is commonly referred to as a formulary. This list outlines which prescription drugs are covered under a specific health plan, categorizing them by tiers that indicate the cost-sharing amounts for patients. Formularies typically include both generic and brand-name medications and may also specify any prior authorization requirements or quantity limits. It's important for patients to review their plan's formulary to understand their medication coverage and any potential out-of-pocket costs.

How can we find out if someone has a mortgage insurance on a house?

To find out if someone has mortgage insurance on a house, you can start by asking the homeowner directly, as they may be willing to share this information. Alternatively, you can check public property records, which may indicate if a mortgage insurance policy is associated with the loan. Additionally, contacting the mortgage lender or insurance company directly, if you have their details, may provide insights, although privacy laws may limit the information they can share.

Is your spouse under 65 covered by your Tricare for life?

No, TRICARE for Life (TFL) primarily serves retirees and their eligible family members who are 65 years and older, as it acts as a secondary payer to Medicare. However, if your spouse is under 65, they would not be automatically covered by TRICARE for Life. Instead, they would typically be covered under TRICARE Prime, TRICARE Select, or another TRICARE plan, depending on their eligibility and enrollment status. It's essential to review the specific TRICARE plans available for spouses under 65 for the most accurate coverage details.

What is loss of pay?

Loss of pay refers to the reduction in an employee's earnings due to various reasons, such as taking unauthorized leave, disciplinary actions, or extended absences from work. It can occur when an employee is not compensated for the hours or days they did not work, either voluntarily or involuntarily. This loss can impact an employee's overall income and financial stability. Companies may have policies governing how loss of pay is calculated and applied.

What claim is not defensible?

A claim that is not defensible is one that lacks evidence or logical reasoning to support it. For example, asserting that a specific group of people is inherently inferior without any factual basis or scientific backing falls into this category. Such claims can be dismissed as prejudiced or unfounded, as they do not withstand scrutiny or rational debate. Ultimately, defensible claims require substantiation through credible sources and coherent arguments.

Which type of insurance is MOST LIKELY classified into categories such as term whole and variable?

Life insurance is most likely classified into categories such as term, whole, and variable. Term life insurance provides coverage for a specified period, whole life insurance offers lifelong coverage with a cash value component, and variable life insurance allows policyholders to invest the cash value in various investment options. Each type serves different financial needs and goals.

Can you have three different dental insurance?

Yes, you can have three different dental insurance plans, but there are some important considerations. Most dental providers will only allow you to use one insurance plan per visit, so you'll need to coordinate benefits among the plans. Additionally, if you have multiple plans, it's essential to understand how they interact, including any overlap in coverage and potential out-of-pocket costs. Always check with your dental provider and insurance companies for specific details regarding coverage and claims.

What is the statute of limitation for auto insurance fraud in Louisiana?

In Louisiana, the statute of limitations for auto insurance fraud is generally set at one year from the date of the fraudulent act or from the time the fraud was discovered. This means that individuals or entities must file a claim or take legal action within that one-year period. However, the specifics can vary based on the circumstances, so it's advisable to consult with a legal professional for detailed guidance.

What is being delivered during a policy delivery?

During a policy delivery, the key elements being delivered typically include the policy document itself, which outlines the terms, conditions, and coverage details. Additionally, any relevant endorsements, riders, or supplementary materials that explain the policy's provisions and obligations may also be provided. This process ensures that the policyholder understands their rights and responsibilities under the policy.

How much is horse mortality insurance?

Horse mortality insurance costs typically range from 1% to 3% of the horse's insured value, depending on factors such as age, breed, and health condition. Additional coverage options, like surgical or major medical insurance, can increase the overall premium. It's best to obtain quotes from various insurers to find the most competitive rates tailored to your specific horse and needs.

Will a yacht policy cover racing?

Typically, standard yacht insurance policies do not cover racing activities, as racing presents higher risks and potential for damage. However, some insurers offer specialized racing coverage as an add-on or through dedicated racing policies. It's essential to check the specific terms of your policy and consult with your insurance provider to ensure you have adequate coverage for racing. Always disclose your racing intentions when purchasing or renewing your insurance.

What is the CPT code for an executive physical?

The CPT code commonly used for an executive physical is 99385 or 99395, depending on the patient's age. These codes are for preventive medicine evaluations and are typically used for comprehensive examinations. However, it's important to note that specific insurance providers may have different coding requirements, so verifying with the insurer is recommended.

How do you file a claim against a family member?

To file a claim against a family member, you typically start by gathering all relevant documentation, such as contracts, emails, or text messages that support your claim. Next, you may want to attempt to resolve the issue through direct communication or mediation. If that fails, you can file a claim in small claims court or a relevant legal forum, depending on the nature of the dispute and the amount involved. It's advisable to consult with a legal professional to understand the specific procedures and requirements in your jurisdiction.

Does liberty mutual have motorcycle insurance?

Yes, Liberty Mutual offers motorcycle insurance. Their policies typically cover various aspects such as liability, collision, comprehensive coverage, and uninsured/underinsured motorist protection. Additionally, they may provide options for accessories and gear coverage. It's advisable to check their website or contact an agent for specific details and available discounts.

What is a National business agent?

A National Business Agent (NBA) typically refers to a representative or official who operates on a national level within a business or organization, often overseeing various regional operations and ensuring alignment with national strategies. They may be responsible for managing sales, marketing, and operational activities across multiple locations. In some contexts, particularly within labor unions, an NBA may serve as a liaison between local chapters and the national organization, advocating for members' interests. Their role is crucial for maintaining consistency and implementing policies across a broad geographic area.