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Liability Insurance
Liability insurance is a system designed to protect the insured from lawsuits and similar claims. Generally, its policy does not cover contractual liability as well as damages caused intentionally.
1,430 Questions
What is the executive supervisor classification for general liability?
91580-0-Contractors - Executive Supervisors (Commercial Only)
91580-1-Contractors - Executive Supervisors (Residential or Mixed Residential/Commercial)
Why is liability an especially important type of car insurance?
Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.
What is class code 61223 for general liability insurance?
61223-0-Brokers and Correspondents 61223-0-Building and Premises - Bank and Other Financial Institutions 61223-0-Loan Agents 61223-0-Mortgage Loan Brokers,Payroll Accounting Services
61223-0-Securities Sales Organizations (including mutual fund sales organizations) 61223-0-Tax Preparation Services
What is the General Liability Class code for day care centers?
40006-0-Adult Day Care 40005-0-Adult Day Care - Not for Profit 42059-0-Day Camps - All other
41715-0-Day Care Centers 41716-0-Day Care Centers - Not for Profit Only
What is the deductible of a personal liability umbrella policy called?
It is most often referred to as a "Self Insured Retention" or "SIR".
The driver of a vehicle is responsible for the proper functioning of that vehicle. Even if you did not know the brakes were bad, the accident and all damages are the fault of the driver.
What is DJ liability insurance?
DJ liability insurance would be purchased by a disc jockey to cover the costs of their equipment in the event of theft or damage. Protection is provided by DJ liability insurance for both the DJ and the client.
What are reasons that one would need to purchase business liability insurance?
Business liability insurance protects a company's assets from a lawsuit. If a business is high risk or doesn't have enough capital to cover a lawsuit, they should have business liability insurance.
Where can you purchase cheap auto liability insurance?
Auto liability insurance, sometimes known as third party insurance, provides protection to the driver for the costs of damaging another vehicle, property or person whilst driving. Cheap auto liability insurance can be purchased from car insurance brokers, and cheap deals can be identifed using insurance comparison websites such as Go Compare or Compare the Market.
Where can one find information on renters liability insurance?
There are many place to get Renters Liability Insurance,some of which are State Farm,Geico,Shelters insurance, and there are many more to check out what they offer.
What is class code 61224 for general liability?
61224-0-Building and Premises - Premises Occupied by Employees of Insured
What companies provide insurance for accidental death and dismemberment?
There are many companies that provide insurance for accidental death and dismemberment. This includes companies such as American General Life Insurance Company.
How does commercial general aggregate insurance protect the customer?
The aggregate limit can be higher than the per occurrence limit of the policy, thus providing additional coverage should multiple claims be filed against the insured.
What is definition of truckers general liability class code 99793?
9793-0-Truckers - excluding automobile bodily injury and property damage
IS ISO general liability classification code 52134 rated on payroll or sales?
52134-0-Door or Window Manufacturing.
Is a homeowner covered by public liability when injured during an aggravated robbery?
I sincerely doubt that the Robber would carry public liability insurance of any kind, and general "Public" would not be liable for the acts of a robber.
There is no Insurance Policy owned by the "Public", that would cover damages to crime victims. Some states and jurisdictions do however have programs in place to provide financial assistance to crime victims, but this is not insurance.
In fact, there is no Insurance Company that would insure a Robber for loss or injury resulting from criminal activity.
"All" Insurance Polices specifically exclude coverage for losses resulting from criminal acts of the named insured.
How can you find out if property has liability insurance?
Insurance Records are confidential information protected under both state and federal privacy laws. Typically, the way to get this information is to ask the owner of the property.
If the owner of the property determines that you have a legitimate need to know. he will probably share the information with you. If he determines it's none of your business then of course he will not.
How much hazard insurance policy to cover for 300000 house?
You already answered your own question.
If the house is worth 300K, then you buy hazard insurance on the home for 300k. It would be unlawfull (insurance Fraud) to over-insure your property.
What is the release of liability form?
A liability release form is a protective paper for the company in which issued the form, for protection in the case of a mishap or death. One will sign a liability release for to exclude the company performing a surgical experiment, this way the company does not have any responsibility of any sort of something goes wrong like an accident or even the death of the patient.
That would likely be fraud anywhere
Why do you need to fill out a waiver of liability form?
A person may be required to fill out a waiver of liability form for several reasons. The waiver of liability generally protects an individual or business against legal risk, and asks the individual filling out the form to accept their own risks for undertaking a certain activity.
What does general liability insurance typically cover?
General liability insurance typically covers a third party from putting a claim against a companies operations. Some of the things that can be covered are property damage and bodily injury.
