Liability Insurance

Buildings Or Premises - Bank Or Office - Mercantile Or Manufacturing (Lessor´s Risk Only) - Other Than Not-For-Profit

No, there is usually some stipulations to a certificate of insurance - such as the premiums must be paid.

Residentioal Carpentry, not exceeding 3 stories

Yes it can.

There are quite a few factors that will determine how much insurance costs, I would call a local agent for a quote.

More information would be needed. The address where the vehicle would be garaged/parked is also a factor in the rate. I would recommend calling a local agent to get a quote.

An error of omission is the failure to take some action that should have been taken by one with comparable knowledge and under under similar circumstances. It essentially equates with the concept of negligence.

To provide an incentive to guard against errors and theft by others.

To protect the government against errors and dishonesty by Departmental Accountable Officials and Certifying Officers.

1-800-843-8810. The company was acquired by Prairie States Life Insurance Company which subsequently changed their name to American Memorial Life Insurance and is still in Rapid City, SD.

1. General Liability - including products / completed operations

2. Pollution Liability - for the use & application of pesticides, fertilizers, and other chemicals. Often can be added to the General Liability policy by endorsement.

3. Workers Compensation - if its just you, and you alone, you are not required to have this. If you hire anyone, even a "day laborer" on a cash-only basis - you really need to have this coverage to protect the worker as well as your personal assets.

4. Commercial Auto - for vehicles used in the business. Some personal auto insurers will allow "business use" to be endorsed to the existing policy for a nominal premium

The above coverage is the primary focus for most contractors, including landscapers. Other coverage you may consider are, Life, Health, Tools & Equipment, etc.

In terms of Auto Liability...this depends....

1. Does the policy excluded unscheduled drivers? If so, no coverage for you.

2. Did you have permission to use the vehicle? If not, no coverage for you.

If the policy does not exclude unscheduled drivers, and you have permission to use the vehicle, the policy should afford coverage for incidents where you are the driver.

In terms of Medical Payments or other benefit to YOU as the driver....

1. Same questions as above, and more importantly...

2. Is Medical Payments and/or "PIP" coverage is provided on the policy? If no, no coverage for you.

If no Medical Payments and/or "PIP" coverage is provided on the policy, you would need to seek coverage under the Workers Compensation policy. If you are an Excluded Owner under that WC policy, there would be no coverage for you here either.

Remember, these answers are "general" in nature, and may not reflect the exact response from your insurer. I highly recommend contacting your agent for clarification of coverage.

Yes, getting more than one citation for driving on public roads without insurance can begin to impact your insurance rates in Texas.

If you've just had one ticket for no insurance recently or even another a while back you will see no change in your rates, but if you get a lot of these tickets you can start to look like a high risk, or an irresponsible driver to a potential insurer.

Sure, just make sure yor parent also lists your name as an additional driver on the policy so that you can be covered to drive the vehicle as well.

Aggregate = per year, which generally is the policy period.

The answer is most likely no. If you are not licensed to operate a vehicle, then the insurance company would be contributing to a crime if you are operating it as all states require a driver license to operate a motor vehicle.

There are exception and there are a few carrier that will provide coverage in special circumstance. For example, grandmother has never learned to drive and do not have a license. She purchase a car so that her granddaughter will drive her to and from the grocery store and the church.

Audiology GL class code

Short term loans, Insurance prepaid a/c

passengers in my car should be covered since the california car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance

Automobile liability insurance coverage is one of several types of autobile coverage. It is required by the law of most US jurisdictions in order to register a vehicle for operation on public highways. It is often also required to be shown as a condition of obtaining a driver's license.

Automobile liability insurance is intended to cover the negligent acts or omissions of a driver in the operation of the covered motor vehicle. Depending upon whether it is property damage liability coverage, bodily injury liability coverage, or both, it generally covers the correlating kind of damage sustained by the person who was not at fault. In that sense, it is considered to be "third-party" coverage in that it does not pay for the damages sustained by the insured person.

Another aspect of automobile liability coverage is that if the aggrieved party makes a claim against the insured, such as by filing suit, the liability insurer defends the insured by retaining an attorney to defend the insured. The insurer pays the attorney, but also has the right to control the defense, including by settling the claim.

yes wife can sue her husband

Any insurance related job is a good stepping stone.

Keep in mind that State Farm agents are captive, and therefore you will only learn about the products that that company offers.

Independent agents have access to a variety of different insurance companies and products, both preferred standard and non standard markets as well as Surplus Lines and International markets.

Farmers Insurance agents have a preferred market, as well as some limited ability to broker business to the surplus lines market.

Whatever route you take, be sure to get your insurance license and negotiate a commission split with the agent in addition to your hourly wage.

Ask the contractor for a copy.