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Loans

Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.

13,117 Questions

Where could one find an auto loan calculator?

If someone wanted to find an auto loan calculator there are a variety of places where someone can find one. Some of these places are Tesco Bank and Bank Rate.

How would one apply for a personal loan?

The best way to apply for a personal load is through the bank that you currently use, especially if you have a good banking history with them, you are likely to get a better interest rate on your loan compared to a bank with which you have no previous history.

What are some tips for securing a personal loan from a bank?

To obtain a personal loan from a bank, it's best to meet a financial adviser from that bank first. The adviser will review the current financial state and previous history before determining if one qualifies for a loan.

Where can someone apply for a bad credit consolidation debt loan?

Your bank or building society would be a good place to try in the first instance, then try a few others if you have no success. There are specialist companies who can help you with a consolidation loan and more importantly a plan to make you debt free. Remember a consolidation loan is not there to give you extra money in hard times but to pay off your debt, making way for the better times.

How would one begin the process of obtaining the lowest loan rates from lenders?

There are many different approaches to obtaining the lowest loan rates from lenders. The most common ways are to establish a good credit score, proof of stable income and monitor market interest rates and apply for a loan when interest rates drop.

Where can one get a secured home improvement loan online?

There are a number of companies that offer secured home improvement loans through their online sites. TD Bank, Chase, and Quicken Loans, for example, each offer these loans online.

What rates are typically charged by payday lenders for a loan?

Payday lenders charge unusually high rates for loans. Many of these companies are not governed by the same laws as banks and credit unions. They typically charge around twenty percent interest on their loans.

Where could one get a loan for 1000 dollars?

There are several places one can get a loan for 1000 dollars. These places include Cash Net USA and Citi Financial. The best place to get a loan is to go to your local bank and set up a meeting.

Does the down payment for a house take money off the loan from the bank?

No, the "down payment" is made directly from the buyer to the seller and is on top of the amount loaned by the bank to complete the purchase price.

In a sense, the larger the down payment the smaller the loan that will be needed, so it would "take money off the AMOUNT of the loan", but not have any impact on the repayment of the loaned amount.

For instance, if my down payment is 90 percent of the purchase price, the loan only needs to cover the remaining 10 percent.

What types of securities are available to a buyer in the context of mortgage bonds?

  • Personal security: An individual can bind himself / herself personally as surety for the repayment of another's debt , for example, a parent signing surety for a child) in the event of non-payment by the debtor himself. Should the debtor not pay, the surety will be called upon to pay on behalf of the debtor

· Non-bondedproperties

· Cashdeposits

· Insurance policies which allow the client to seed it to the bank

Can your car loan increase if sold to another finance company?

Absolutely ! The new company can pretty much charge what they like in interest on the outstanding balance - meaning your debt will be more..

What is a legal mortgage?

A legal mortgage is a security interest granted to the lender by the owner of property as a condition of the loan. A note details the specifics of the money being loaned to the borrower. The mortgage refers to a security interest which the borrower grants the lender. The lender takes the security interest so that if the borrower defaults on the loan, the lender can seize the underlying asset (the real property, or home).

Can you have two mortgage loan modifications in two years?

It depends on your contract. You need to contact your lender.

What is the max late fees you could add to car finance loan?

That is an often debated, not so easy to answer question. There is a good article in the related link.

My answer was vandalized. It was deleted and re posted almost verbatim but did not include the link, and just a minor change in the sentence. What "related link", Ms./Mr. "improver"? ....... can you not answer questions yourself? I am open minded and entertain other answers when I could be wrong. But what I do not do is plagiarize other folk's posts. ..... David Hutchison

Is there a 3 day right of rescission on auto loans in the state of Louisiana?

No, Louisiana does not provide a three-day right of rescission for auto loans. The right of rescission typically applies to certain types of loans secured by real estate, but auto loans are not included in this provision. Once an auto loan contract is signed, it is generally binding, and borrowers should carefully review the terms before finalizing the agreement.

What are some ways one can secure a loan to pay off credit card debt?

Securing a loan to pay off a credit card debt is not generally a good idea. However, if the interest rate on the loan is lower than the credit card rate it may be a good thing to do. Online lenders usually do not offer a rate lower than credit cards, so one's bank may be the only place to find a loan with a lower rate.

How does one go about applying for a cash loan from Payday Ok?

An individual can go about applying for a cash loan from Payday OK by first going to the website. The next step is to hit the apply now button. Finally follow the on screen instructions.

What does predatory lending mean exactly?

When a lender uses actions to entice a borrower to take out a mortgage that has very high interest rates, fees, or puts the lender at more of an advantage than the borrower.

What exactly is the practice of usury?

The practice of usury is the practice of making unethical loans, such as making a loan to a person whom the lender knows has no way of paying the loan back. Large interest fees are often charged on this loan, which makes it extremely difficult to pay back.

Where is it possible to get a loan based online of credit?

You can get a loan based on your line of credit at your local bank or local banks in your area. You can call the bank ahead of time and ask to see if they will offer you the option before going down to the bank for an appointment.

How can an amortization chart be produced?

An amortization chart is created from an amortization table or amortization schedule to show visually how the balance, cumulative interest, and principal change over the time.

What are the names of two services one might use to obtain a money loan?

One service one might use to obtain a money loan is to take out a second mortgage on ones home. Another service one might use to obtain a money loan is through a personal loan through ones bank.

Where might a person with poor credit go to receive an auto loan?

There are a staggering amount of auto loan companies who will offer loans to those with bad credit; the trick is finding a reliable one. Auto Credit Express is one example of a company that might be more reputable. They work with multiple lenders so that the buyer can avoid getting multiple loan applications rejected, thus lowering their credit score even more. In general, go into the bartering process armed with information: get your credit score beforehand so you know what it is.

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