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Repossession

~10400 answered questions
Parent Category: Debt Collection
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
%DETAILS%%FOLLOWUPS% Wautauga was a trade name used by the Whitaker, Holtsinger Hardware Company of Morristown, Tennessee on firearms they retailed.Folsom, a sportings goods distributor and retailer in New York, was probably the wholesaler. They did not manufacture any firearms but Crescent Firea…
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Choosing a repair shop Here are some tips to consider before you start, when you're at the car repair shop, and after the car repair. Read your owner's manual to become familiar with your vehicle and follow the manufacturer's suggested service schedule. Start shopping for a repair facility before …
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Intervals Here is what I recommend for maintenance intervals. There are exceptions to all of these including severe duty, which most northern cars fall into. Change Transmission filter-30,000 miles, 90,000 and 150,000 miles and fluid at 60,000, 120,000 and 180,000 miles. Change oil every 3,000 mi…
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Here are some tips for preparing your car for summer. Some of these tips can be performed by any do-it-yourself; others require an auto technician. Air Conditioning - A marginally operating system will fail in hot weather. Have the system examined by a qualified technician.Make sure that there are …
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Here are some tips for how to prepare your automobile for winter, i.e. "winterize your car." Some of these tips can be performed by any do-it-yourselfer; others require an auto technician. Engine Performance -- Get engine driveability problems (hard starts, rough idling, stalling, diminished power,…
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1-Compression test. This tests the state of the 'bottom half' of the engine and the valves and seats. All cylinders should should be within 5 psi, and near the high end of spec. If your compression gauge is old or of poor quality or the vehicle battery is suspect, look only for equality between cyli…
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%DETAILS% There are two possible things you can do:1. Sand the area, then lightly spray your color over it. With newer cars with clear coat, you'd have to also spray a layer of clear coat over the touch up job to make it match.2. If the nick is small enough, you can take a fine tip brush and brus…
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If you have a late model Audi A4 or A6 or a VW Passat, it is possible to crack the engine oil pan and/or the transmission housing/case. If you have an older Chrysler FWD sedan, it is easy to put a hole in the engine oil pan. On many RWD and 4WD vehicles, the rear differential and the transmissio…
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ANSWER When the car stalls out, depending on speeds, you can strip part of your transmission. (Basically break the tranny). Most stalls are stripping and what not when it comes to stalling, also I'm pretty sure you can short out some of the systems inside the vehicle.
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Your fuel pump may have been damaged by having been run dry, or the fuel filter might be restricted by debris that may have gotten sucked into it from the gas tank.   Check the owner's manual to see if it mentions a reset switch. Some cars come equipped with a reset switch I think to avoid da…
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keep in mind that "total loss" only means that it costs more to repair your car than it is worth on the market. that 89 beretta that you had since highschool is probably a total loss from a monatary standpoint. but can it be fixed? of course it can. my wife had an 85 Buick skylark (x-car) that she t…
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YES, I don't remember what VA Bch is but I know they have a limit. This would be covered by the "mechanic's leins act " or a similar type state regulation that sets out the amounts that can be charged for vehicle storage. If you don't pay for the repairs and the storage costs, eventually the ga…
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I would think if steam is coming from your vents that you have a leaking or defective heater core and or one of its components and in most cases the water leaking from the core can be found in the floor board on the passsenger side and this needs to be fixed right away due to engine coolant loss an…
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If you are in dallas proper, no. BUT if you can venture north a piece..I broke down in denton around 1 a.m. and was towed to a place in Gainesville, had to leave my firebird there with a note and expected to get ripped off. I called the next day and the guy told me it was done, charged me for 15 min…
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%DETAILS% Trade it in for a Vette or something...   You dont. And the 89' skylark gets WAY more than 7 miles to the gallon. I get about 20-23 in the city and 32 on the highway.
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Hey Starr===It varies from one part of the country to the other. It is probably an hourly charge and in Calif it can be from $150 an hour to somewhere in the central us which would be about $50 an hour. THESE ARE JUST GUESSES. GoodluckJoe
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it is a blown head gasket,it would take less to fix rather then buying another car,if you like the car. I would also have the heads checked for cracks.
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Hey Andrea==There could be dozens of things to cause it. If it runs bad on wet days spray the dist cap inside and out and all of the plug wires with WD40. GoodluckJoe
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DISCONNECT THE BATTERY Remove the steering wheel Remove the lower plastic trim from the column(5 phllips screws) Unplug the clock spring Remove the 3 TORX head screws from the clockspring
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It depends on the engine size, number of valves in the head, and difficulty of head removal. Typical repair procedure is to remove the head, replace all the valves and valve seals. This ensures the best and most dependable repair. I would guess it will run you anywhere between $600.00-$750.00 for a …
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Call your dealer or Junck Yard and ask them if your cluster is interchange with another year. For example Jeep Cherokee is interchange 2000 to 2002 for the cluster but for ac/blower resister is interchangable for, 96-2001. O hope this help youSuleiman
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Start by climbing into the trunk and locating the three metal clips in the back, one in the middle and one each of the far sides. You'll need two people for this project. Have the person in the trunk use a screwdriver to lift up the clips while another person in the back seat of the car pulls the se…
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thats your knock sensorESC is Electronic Spark Control which governs timing.
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If you have the key number code and can prove that the car is yours then yes. It is always better to try to go to the selling dealer.Some car companies will give you a REAL hard time if you do not have the key code.
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This is almost always a fan-related problem. Sometimes a failing water pump or slipping belt can also cause this symptom. Mechanical Fan: With the engine stopped and cold, look for obvious damage to the fan or belt. If so, correct the problem by replacing the appropriate part. Never straighten a …
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Some Times in a hurry I have pulled the emergency brake up too tightly. When I get back in and push the button to release it, it wont work. The brake is stuck, However, if I grab a hold of the brake handle, pull it up with a bit of force to remove the tension on the button, then push the button, it …
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If it's electric you have to "pop" it from the middle, NOT from where the key lock is. CAUTION....CAUTIONOne needs to be VERY Careful about USING A slim Jim on some of the Later model cars (not sure if Buick falls in this category) which have air bags in the door panels. I'm told by the local po…
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Unscrew the old ones at the headstock and put the new ones on where the old ones went and screw them in at the right spot (where you whant them) and do them up tight.not so easy. first the head light has to come out, the a 5/16 nut inside the head light housing holding on the trim piece that need to…
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Here is the answer to this question, although it was asked previously. (My responses are in parenthesis as I am sure that this was copied from another site, as there is a lot of missing common sense)Here are some tips to consider before you start, when you're at the car repair shop, and after the ca…
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%REPLIES% Answer The entire movie was filmed on soundstages. If you want a... good bar... on Rush Street go to The Whiskey. Answer Hi Adam, Thanks for responding. I'm surprised! I've heard so many people talk about a bar that preceded Gibsons (disco bar in the early 80's called "Fac…
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Laws vary from state to state. However, if you haven't made your mortgage payments for several months, the bank is likely to repossess your home. Generally the time period is up to the lender, but once the paperwork goes through--you will receive notices if your mailing address is up to date-- you s…
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The automotive manufacture has two options when repossessing a vehicle. They will either tell you to keep the vehicle and they will put a lien on your house for the value of the vehicle if there is enough equity in the house, and pressure you into selling it. If you do not sell the house then the li…
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As a one-time issue in a good credit report, it may not be an issue. However, the reason the landlord checks credit is to assure that you will be likely to pay rent on time. It costs a lot of time and energy to follow up on non-paying tenants. I would also guess that the rental market you are lookin…
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If you are talking about a typical 4"x4" box, you can use a pair of combination dual switches (they have the same shape as a standard receptacle, so you could use a plate made for a double duplex receptacle...see for the type of switch I had in mind) .
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There are a number of views about allergies. Most doctors agree that not all allergies are "all or none"; you may be able to tolerate a certain amount of an allergen without reacting. Once you exceed a certain amount, your body reacts. NOTE: this is not true of all allergens, especially peanuts and …
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Selling an Old Car You can offer your car directly to auto wrecking yards. Create a flyer listing what is desireable about your truck and fax or deliver it to wrecking yards. Tell them you are accepting bids and give them a time and day to respond. The salvage value could be $500-600. They will come…
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It depends. Did you buy the car "as is" or was there a warranty implied? Does your state have a used car lemon law? If you bought the car with a warranty, then you probably would have a chance in small claims court to get your money back. If you bought it "as is", you're out of luck. Did you have …
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Answer If you purchased it as is, you are probably out of luck. Unless your state has a "lemon" law. Check with your Attorney General's office. Find out what car dealers don't want you to know at www.dealertricks.com Answer If the transmission is replaced or repaired it will be at your expen…
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%DETAILS% Answer Most if not all states require the original title to be negotiated between buyer and seller. So if you lost that, you'd need to go back to seller, beg him and pay his expenses ($25 in NH) to apply for a replacement title. Go with him to MV in person or else wait a long time. …
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Yes. The only concern is how quickly your state processes titles. Some states will issue the new title in a few days, some in a few weeks. However, which ever dealer you trade the car into should be able to take care of it all for you. If you sell it on your own, you may have to do a little more wor…
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you have to look at the contract, or the bill of sale. You should have a 3 day right to recend on the deal. Most states have a 3 day rule Contact your local DMV and ask them what the state law is on that.
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%REPLIES% Answer Usually on a supplemental sticker, the dealer sticker price for a new car is the Monroney sticker price (MSRP) plus the suggested retail price of dealer-installed options, such as additional dealer markup (ADM) or additional dealer profit (ADP), dealer preparation, and undercoa…
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Just a common sense approach with this suggestion.The reason you would buy a newer or new car is your current vehicle is costing you more than a car payment each month.My recommendation is research the cars your interested in on overall reliability and resale value.All cars have there good and bad p…
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Lemon VehiclesStates with lemon laws allow the owner a refund or replacement when a new vehicle has a substantial problem that is not fixed within a reasonable number of attempts. Many specify a refund or replacement when a substantial problem is not fixed in four repair attempts or the car has been…
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Registering a car You have several issues here. If you plan to drive the car in California it must be registered there, but your Military stautus exempts you from certain fees. If you plan to drive the car straight to Florida you may obtain a "One way Trip" permit from the DMV. On arrival in Fl…
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The Kelly Blue Book is the "Bible" of the Car Industry. The "Lease-end" Value is a projection of what the car will be worth "Wholesale" (not Retail) at the end of the "Term" This assumes you stay within the miles allowed for the Lease. Generally 10-15K per year.This also assumes the condition of the…
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Try asking the question a different way.I have been in the business for a long time and have never heard of substitute plans.
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According to Texas's top seller of new and used car, SoloAutos, the color white is the sought after color for new as well as used cars.
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Try the VW Jetta TDI model 2000 through 2004. This is a computer controlled Turbo Diesel with Intercooler European solid build sedan. 40 MPG for me. Max torque at the low end. Unstoppable going up hills. Doesnt bog down at all, and you dont need a "running start" before going uphill. The turbo sucks…
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In the next section of this answer are a lot of responses about returning cars because you don't like the car, don't like the deal, whatever. The QUESTION, however, was about returning a lemon. Every state has a Lemon Law, which requires the dealer to take the car back if it can't be fixed in a "rea…
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One thing to keep in mind is a lease, most new cars are allowed to finance more than the new car is worth I.E. our dealership can finance 115% of the new cars MSRP note that you can by a car well below MSRP there for hiding your neg balance keep in mind this is carried over into the next loan so you…
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It depends on what the number was.If you did the deal "subject to" anything like loan approval, a pay-off on your car being verified, appraisal of your trade-in if it wasn't there, then yes.Anything other than that, I would be suspicious of. If you have more details, e-mail me and I'll see if I can …
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Absolutely. The only issue will be how much equity you have in the car. In other words, if the car is worth $5,000 and you owe $4,000, you have $1,000 in equity. If the car is worth $5,000 and you owe $6,000, you have $1,000 in negative equity. Be sure to verify your pay-off amount before you begin…
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When 'that' particular vehicle holds the least real value to the consumer vis a vis cost to the manufacturer. -pay attention projected yearly gas prices -look around you for mode-income (not average but the amount of income made most often in that area at that time of year). A lot of oilfield money …
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The majority of car dealerships across the United States do not have a three day return policy or cooling off period on new or used car purchases. "Buyer's Remorse" will not be enough to get you out of a vehicle purchase or return a car to the dealer. Is an emotional response from a car buyer durin…
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Only if they have that it writing. Go through your paperwork, or better yet, have the dealer show you in writing where it says they can do this. Find out what car dealers don't want you to know at www.dealertricks.com NO unless thay have found you to have lied like if you told them it hsde a cl…
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It is illegal in California to sell over the advertised price regardless of if the buyer was aware of it or not. The courts have ruled that accident typos are considered fixable, but in all other cases it is illegal. You would need to talk with an attorney first.   Nope. My dealership has th…
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No, the minute you've signed the contract, the vehicle is yours. "Buyer's Remorse" is a myth pertaining to the buyer's supposed legal right to change their mind and return a vehicle after signing the contract. Not at all based in reality! This myth probably stemmed from a stipulation called the "Rig…
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%REPLIES% Answer of course Answer of course again - but dealers are much less happy with that. With loan rates so low, and dealer incentives they want to move new cars not clog their lots with old ones. So 1+1 won't equal 2 Answer Trades are more valuable than cash to any dealer. T…
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They don't sell cars to "couples" they sell cars to individuals. If there is one name on the contract, and that name has a signature, then the car is sold. They don't care if your spouse is in agreement. The spouse is not a factor in the contract.Yes, this is true provided that your spouses name is …
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Yes.Find out what car dealers don't want you to know at www.dealertricks.com   That's a possibility. Try to look for some car dealers in the internet and see if thatbargain is available.
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Deffinately!! Dealerships will not tell you this but you have 30 days to return the vehichle no questions asked without penalty.That is a very wrong answer. If you signed paperwork and took delivery of vehicle it is yours unless and until you win in court.ANSWERSure you can return it!! If you don't …
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%DETAILS% Answer It depends on what the documents said when you took the car. Many dealers will do this. They let you take the car, so you become emotionally attached to it. Then they work on the financing. They probably had you sign a document that says the deal is subject to financial…
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No. There is no such thing as a non negotiable car price. Some "no haggle" dealers would like you to think that, but as soon as you turn around to walk out the door, the haggle begins.Hope this helped.
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I am not aware of any state that will allow you to buy a car without a valid drivers license.
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You need to inform the dealer that you will be buying the car and need it titled in the state you want to register it in. I don't believe that you have to pay another tax, unless you buy it there then take it home and re-register it as if you move.
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In this scenario "the trade in value" itself will pay off your outstanding debt of $5000, regardless of the "dealer incentive". The column should look like this:Price, 20,000.00 New car Less 2,000.00 Discount Less 5,000.00 Dlr. Inctv. Less 5,000.00 Trade Value add 5,000.00 Money Owed add Aplicable T…
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READ your contract. Most auto financing contracts require you to keep the car IN state, unless the LENDER approves. Likely a "note" lot would have such a clause.
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Toyota is one of the top brands in the industry for reliability, fuel economy overall, and rigidity. However, Honda deserves notoriety, as the Honda Accord outsold the Camry in annual sales by a mere 941 more than the Camry.
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Yes. If the dealer is trying to change the terms of the sale, then the sale is not final and you should be able to get out of the deal.Find out what car dealers don't want you to know at www.dealertricks.com
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You can always get ripped off anytime you trade. Also you will not receive nearly as much as the car is worth and will pay more in the long run. Sell your car to a private party at somewhere between wholesale and retail. Find the value at www.nada.com By eliminating the trade you are in a much bette…
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Answer Find another dealer. Find out what car dealers don't want you to know at www.dealertricks.com ^^ are good advices. The good thing about having the internet today is that information is very accessible. You can browse cars classifieds and research about a car before going to car dealers t…
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Unfortunately, unless you have a contract stating that you will receive this car with EVERY option and describing each feature including color for this exact price, with both yours and the dealers signature, then yes, they can rescind.Also search the fine print... Sometimes there is wording in there…
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I don't know but you might want to check out the following site:http://www.consumeraffairs.com/automotive/dealers_nv.html
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Cobuyer, cosigner, they are the same thing. Wherever you sign as co-signer you should be aware that if the primary borrower defaults on payments you will be held equally responsible for paying the loan.
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you sign off on it and then sign Mr. whatever your ex's name is. lolIt depends on how the title is worded. If both names are on it as "or", for example, john smith or jean smith, you do not have to have his signature to sell it. If it is john smith "and" jean smith, both are required to sign it in o…
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Depends on what state you live in. In most states the answer is yes. Call your State Attorney General for the answer.
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Mehcanic inspection It's best to have any used car inspected by an independent mechanic before you buy it. For about $100 or less, you'll get a general indication of the mechanical condition of the vehicle. A pre-purchase independent car inspection is a good idea even if the car has b…
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%DETAILS% Answer Park the RV in a high traffic area, with permission of the landlord, with huge signs that read: I bought this lemon at such and such dealership. They hate negative publicity and will usually do something just to avoid further negative publicity. Call the dealership and tell the…
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%DETAILS% The Seller is only responsible for Smog in california. If the Brakes and muffler repair/replacement was agreed to "in writing" he has entered into a "contract" to fix those items. It is incumbent on the purchaser (you) to have the car checked out" by a mechanic (CSAA offers this service…
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%DETAILS% In Texas, you can return the car within a timely period. It does vary depending upon problems with the vehicle, but not just because you want to. Texas hold a "lemon law" prohibiting sales of vehicles that do not meet state inspection standards.   The great state of Texas has a 3…
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Depends on the state and the type of contract that was signed. If you aren't happy with what you did, take the car back and talk to the dealer. They may work with you.
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Whoever was willed the person's belongings or appointed head of estate. If the car was specifically listed in the will, that person no owns the car. If there was no will, the spouse or partner will be in charge. If no spouse or partner, the eldest child. If no children, I have no idea.   You …
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If you have something saying you have paid for the car and you have the car and title, he can't come back and ask for more money. If you have no proof that you paid full price, but you did, you may have to let him sue you or you sue him. Talking to a lawyer may help if the dealer doesn't leave you a…
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If you accept the car "as is" that means you have looked at it and are satisfied and do not want any warrantee.   as is = buyer beware
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Yikes. I hope you're getting receipts from the seller. The cleanest way to do this deal is, to apply for a loan from a bank and do the transaction through the banks. Or, contact the bank that holds the note to see if you can assume it. If the seller defaulted on his payments, the bank would come get…
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Yes i will release the car back to the dealer even if i did made a first payment.Sandile
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%DETAILS% Answer First, you should call the person that you bought the car from if you haven't already. Just tell them what happened and you want your money back and you'll give the car back, end of deal. If they aren't willing to do this, which I think most people will be, then you'll have…
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Probably not since most used cars are bought in "as is" condition when purchased used. Their is a certain amount of wear expected on a used car and it is not unusual for things to spring up after purchase. Did you receive a warrenty? to guard against this you should always have the car examined by …
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No. The dealer (or bank that financed it)technically owns the car til it's paid for. If it's become a hard-ship for you, simply give it back. It becomes a 'voluntary repossession' for the person incarcerated, but that sounds like the least of their problems. Good luck.   FYI, a repo is going …
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I don't know but if it were me... I would ask the dealer for an itemized statement of the DMV fees owed and the amounts already paid, if they won't give you one, call the state Attorney General's office and ask for consumer help. If they give it to you, and it still doesn't make sense, try taking it…
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Yes it will most definatly go against your credit report. A credit check is only to provide a lender with a picture of your credit history. it has nothing to do with wether or not you have good credit or bad credit in its self. wether or not you pay your bills on time and how much you owe is what de…
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Yes !! Until the new buyer re-registers the vehicle into his/her name, YOU are legally liable for any damages to people or property as long as your name is on the title. Best to hand carry the title with both seller and buyer to the motor vehicle office and get this done before handing over the keys…
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all 50 states. read the lemon law for texas. its fat.   I have read the lemon law it doesn't answer the question above.
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if some one pays there mortgage in advance it means there mortgagewas payed before it is supposed to be payed.Therefore the opposite of advance has to be delayed.
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Depends on you state laws. In most states you have no legal right to return a car unless there is fraud involved.
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%REPLIES% Answer If you mean "totall loss" or "written off" then take them to Court. Answer The dealer has no legal obligation to inform you that a car has been wrecked, unless you ask. Now if the car was totaled and then rebuilt and re-titled, then you may have legal recorse. Some states r…
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Repo Business Insurance You can also contact me! I represent an Industry driven Program that was designed to package all of the coverages that are required by the major lendors. The hard coverages to acquire through your average broker are the wrongful Repossession and the Drive away coverage. This …
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