answersLogoWhite

0

🌼

Mortgages

Using property (e.g. normally real estate) as collateral to obtain a loan that is paid by the borrower in installments.

500 Questions

The lowest rate of gas exchange is most likely the result of?

User Avatar

Asked by Wiki User

The lowest rate of gas exchange is likely the result of decreased surface area for exchange, thickening of the respiratory membrane, or a decrease in the concentration gradient of gases. These factors can impair the efficiency of gas diffusion across the respiratory surfaces.

What is the average Monthly electric payment?

User Avatar

Asked by Wiki User

The average monthly electric payment varies depending on the region, household size, and energy usage. On average, in the United States, households spend around $115-$200 per month on electricity. However, this can be higher or lower based on factors such as location, weather, and energy efficiency of the home.

Can you payoff a mortgage with a primossory note Back by a bond and a set off bond?

User Avatar

Asked by Wiki User

It is uncommon to settle a mortgage with a promissory note backed by a bond and a setoff bond. Usually, mortgages are paid off with funds from a sale or refinancing of the property. Using a promissory note and bonds to pay off a mortgage would require the lender's agreement and may have legal implications that should be carefully evaluated.

What happens to one who leaves the priesthood?

User Avatar

Asked by Wiki User

Leaving the priesthood involves a formal process of laicization, which releases the individual from their vows and obligations as a priest. They can then choose to live a secular life. The individual may face mixed emotions, societal challenges, and potential estrangement from the Church community.

Who is the strongest bank in the US?

User Avatar

Asked by Wiki User

Wells Fargo. The only AAA credit rated financial institution in United States. **Update** Wells Fargo is no longer a AAA+ rated bank they fell off the list when they bought out the failed Wachovia bank in October 2008. as of now may 2009 TD Bank is currently the only Bank in the US to have a AAA+ rating.

What has been the trend in the US exchange rate over the past four years?

User Avatar

Asked by Wiki User

The trend in the US exchange rate over the past four years has been relatively stable with some fluctuations. Overall, the US dollar has strengthened against some currencies while weakening against others due to various economic factors such as interest rate differentials, trade policies, and geopolitical developments.

Who owns Odwalla Inc.?

User Avatar

Asked by Wiki User

Odwalla Inc. is owned by The Coca-Cola Company. It acquired Odwalla in 2001 as part of its strategy to expand its presence in the health and wellness beverage market.

Is the atmosphere an open or closed system?

User Avatar

Asked by Wiki User

The atmosphere is considered an open system because it exchanges matter and energy with other systems, such as the biosphere and the geosphere. This exchange allows for inputs of energy from the sun and outputs of gases like oxygen and carbon dioxide.

Where is the lowest place in the United States above ground?

User Avatar

Asked by Wiki User

In terms of altitude, the lowest elevation in the Western Hemisphere is in Death Valley. The elevation in the lowest point is 86 meters below sea level. If we include places under water, the lowest place is the bottom of Lake Champlain, between Vermont and New York. Because it's elevation above see level is just 95 feet, and the deepest part of this lake is 399 feet, this makes that point lower than even Death Valley, which is 282 feet below sea level. I stumbled upon this fact in Bill McKibben's book, Wandering Home.

Should the person who has defaulted on a mortgage due to Hurricane Katrina file bankruptcy or allow the home to be foreclosed on by the lender?

User Avatar

Asked by Wiki User

It is advisable for the person to consult with a bankruptcy attorney to understand their options and potential consequences. Filing for bankruptcy may help protect assets and provide a fresh financial start, whereas allowing the home to be foreclosed on can impact credit history and future financial opportunities. Each option has its own implications, so it's important to weigh them carefully.

Is it safe for your house to run at 127V to 129V even 130V AC or should you reduce the voltage to 120V?

User Avatar

Asked by Wiki User

It is generally safe for household appliances to operate within a voltage range of 120V to 130V. Most residential electrical systems are designed to handle fluctuations in voltage. However, if you notice consistent voltage above 130V, it may be beneficial to consult an electrician to ensure the safety of your appliances and electrical system.

What is mean by 2nd pari passu charge?

User Avatar

Asked by Wiki User

A second pari passu charge means that multiple creditors have equal rights to the same assets in the event of default, ranking equally in priority. This means that after the first charge holder is satisfied, the proceeds will be distributed equally to the creditors with a second pari passu charge.

Why would you keep getting a heavy discharge?

User Avatar

Asked by Wiki User

A heavy discharge may be due to various reasons such as hormonal changes, infections, or irritation. It's important to consult a healthcare provider to determine the cause and appropriate treatment, especially if it is accompanied by other symptoms like itching, odor, or pain.

What are Meltdowns?

User Avatar

Asked by Wiki User

Meltdowns are episodes of intense emotional distress or overwhelm, often associated with conditions such as autism or sensory processing disorder. They can manifest as extreme anger, frustration, or sensory overload, and may involve difficulty regulating emotions and behaviors. It is important to provide support and understanding during a meltdown to help the individual regain a sense of calm and safety.

Is it legal to ship merchandise to a customer and charge them the shipping charge plus a 40 percent increase and list it as freight charges?

User Avatar

Asked by Wiki User

It is legal to charge customers for shipping costs along with a handling fee or a reasonable markup. However, it's important to accurately disclose these charges as part of the overall price to avoid any misunderstandings or possible legal issues. Be transparent and clear in your communication to customers regarding freight charges.

Besides extra snow shoveling what are the disadvantages of a corner lot?

User Avatar

Asked by Wiki User

Some disadvantages of a corner lot include increased noise from passing traffic, less privacy due to exposure from multiple sides, and potentially higher maintenance costs for maintaining two street-facing yards.

What are the pros and cons of buying a 2001 Dodge Neon?

User Avatar

Asked by Wiki User

Pros: The 2001 Dodge Neon can be a budget-friendly option for those looking for a compact and fuel-efficient vehicle. It has decent handling and a spacious interior for its size.

Cons: The 2001 Dodge Neon is known for having reliability issues, particularly with its engine and transmission. It also has below-average crash test ratings and may require more frequent maintenance and repairs compared to other vehicles in its class.

What is used to pledge real property for a loan?

User Avatar

Asked by Wiki User

When securing a loan with real estate, two main options emerge: mortgages and deeds of trust. Imagine a mortgage as a lender placing a temporary claim on your property, like a security deposit on a house. If you default, they can seize the property. A deed of trust functions differently. In this scenario, a neutral third party holds the property title until the loan is satisfied, acting as an impartial umpire in the transaction. Both methods provide lenders with a safety net in case of delinquency, and the specific choice often hinges on the state's legal framework and prevailing practices.

What is a government backed mortgage called?

User Avatar

Asked by Wiki User

A government-backed mortgage is typically referred to as an "insured mortgage" or a "guaranteed mortgage." These types of mortgages are supported or guaranteed by a government agency or entity, such as the Federal Housing Administration (FHA) in the United States, Canada Mortgage and Housing Corporation (CMHC) in Canada, or similar organizations in other countries. Government-backed mortgages often offer more favorable terms and lower down payment requirements to encourage homeownership and stimulate the housing market.

Is there a picture of how big 5 acres are?

User Avatar

Asked by Wiki User

An acre is equivalent to about 43,560 square feet, so 5 acres would be approximately 217,800 square feet. Visualizing this size can be difficult, but it's roughly the size of multiple football fields laid side by side or roughly the size of 5 square city blocks.

What does thoreau mean by saying that he must not pursue his own interests while sitting upon another mans shoulders.... i must get off him first?

User Avatar

Asked by Wiki User

Thoreau means that he cannot prioritize his personal goals and desires while benefiting from the exploitation of another person. He must first rectify this inequity and stop taking advantage of others before pursuing his own interests. This statement likely reflects Thoreau's commitment to justice and fairness.

What is psychometric chart in humidification?

User Avatar

Asked by Wiki User

A psychrometric chart is a graphical representation used to analyze the properties of air in relation to temperature, humidity, and other parameters. It helps visualize how these properties interact and impact processes like humidification. By using the chart, engineers and researchers can design and optimize systems for humidification based on the specific conditions of the air.

What zodiac sign has the lowest suicide rate?

User Avatar

Asked by Wiki User

There is no conclusive evidence to suggest that any specific zodiac sign has a lower suicide rate than others. Suicide rates are influenced by various factors such as mental health, socioeconomic status, and access to resources, rather than zodiac signs.

What states require a survey for a mortgage loan?

User Avatar

Asked by Wiki User

Some states require a survey for a mortgage loan as part of the closing process to confirm the property boundaries and identify any potential issues. Requirements vary by state and lender, so it's important to check with your specific state's laws and your lender's policies. Some common states that may require a survey include Texas, Florida, and New York.