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No, you can always pay cash for something that you can afford, or you can go to the auto dealerships that sell junker used cars with a ridiculously high loan interest rate. Those types plan to repo a car several times and will be all over you if you are a day late for a payment. My advice, take care of your credit history by paying off all present and outstanding loans, start over paying cash for everything and slowly re-estabilish your credit being careful to not overextend yourself.

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โˆ™ 2005-10-18 14:06:34
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Q: Is it hard to get a car once you have a repo?
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Related questions

How do you get your property from your car once your car is repo?"

Can the repo people keep belongings inside the car?

Yes. once they repo the car the only was to get items back is to pay off what you owe

Is it legal for the repo company to break into your car once it has been repossessed without a key?

The car is not yours, it belongs to whoever got the repo company to collect it. They can decide what happens to the car, if they instruct the repo company to break into it, then that's what will happen.

How long does it take for a repo of a vehicle once the account goes to the repo dept?

It can happen as soon as they find the car. Sometimes within hours.

Is it legal for a cop to force you to allow a repo man to tresspass?

repo men are allowed to be on the property... once they have possession of the car, it is legally theres.

Will able to purchase a car after a repo?

Will i be able to purchase another car later on if my car is repo

Can your car be repo after 38 day's?

can my car be repo 38 day's in default?

If you move to Florida can you still get your car repo?

Yes. The repo company I work for goes out of state at least once a month to get a repo because the owners have moved, I don't believe any state will stop a repossession just because the car was moved to a different state.

Is there a repo list in Illinois to see if your car is on it?

want to know if my car is on a repo list

If another car is blocking the repo car can they make you move it?

Yes, afterall, the repo-car is still the legal property of the person who has sent the repo-guy to retrieve it.

Is it legal for a repo company to drive your car around in the state of Colorado or wyo they put over 300 miles on my brand new car?

If they have a repo order, that is between them and the holder of the note. Once it has been repossessed, it is no longer your brand new car.

Is an ATV repo the same as a car repo?


Can you self repo your car?

Yes, you can self repo your car if you can no longer afford your car and is financially unable to pay the payments for your car.

But once filed in Magistrate do you get a chance to answer or will you have to surrender car the same day?

the repo man come and repo my car the police made him bring the car back because he didn't have a signed consent from magistrate after going to magistrate will I have a chance to answer the dispository or will the car be repoed the same day

Can you get an apartment with a car repo?

Q:Can you get an apartmet with a car repo? A: All apartments come without a car repo option. Sometimes you can negotiate utilities, however

Can a repo guy drive your vehicle to his appointments after he's repossessed it?

Alot of repo guys do drive the repoed vehícles, But be assured If they drive Your reposessed car that Most compañys have a million dollars worth of clarify once a car is repossessed it is no longer "your" car.

If you voluntarily relinquished your car due to your unemployment status can you be subpoenaed to pay the remaining balance after they sell the car at auction?

They are not lying to you. A repo is a repo is a repo.

Can the repo man remove your possessions from your car after they repo it?


How hard would it be for a person to get a car back after a repossession?

1st repo?? Pay the arrears and repo fees, have ins. coverage 2nd repo??? Most likely have to payoff the loan unless the lender is in a really good mood. Read your contract

Do you have to let them repo your car?

You have to read your contract to find that out. You can offer to catch up the payments and keep on trucking - if they will let you do that. I once bought a car from a supposed friend and a repo man show up at my door a year later to repo the car because my friend had a loan on it and hadn't paid. I wouldn't let them have it. The repo people got the Sheriff to come out and get it anyway. I got srowd by my ex friend Jerry G.

If you do a voluntary repo and get another dealerships car will that hurt your credit as bad as not making any payments for a repossession?

A repo is a repo is a repo.

Can a loan company repo car at 12am on a Saturday?

Legally, once you have defaulted they have the power to take your car at any time...even after dark. Many cars are repossessed at night as the repo men can expect less chance of confrontation when you are sleeping.

Who does repo agent report to once car is repo'd?

I would hazard a guess that he contacts the finance company first.

What happens if you don't turn a car over to the repo man?

they will repo it

Can your car be repo if you have no insurance?

The repo man will not care if your car has insurance or not. If you haven't been paying for your car, the finance company or bank will take their car back.