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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

Your son allowed a friend who you later discovered had a suspended licence to drive your car He was the at fault driver will your insurance company still pay for the damages and medical bills?

YES. BUY SOME COMPANIES RESERVE THE RIGHT TO SUBROGATE THE CLAIM. THIS MEANS THEY WOULD COME AFTER THE AT FAULT AND TRY TO COLLECT WHAT THEY PAID OUT. BUT AGAIN IT DEPENDS ON THE STATE U live in

How can you get the number of insurance company?

you can call your insurance company and ask them for assistance.

or go to your DMV site

Who carries broad form insurance in Washington?

Rubens Insurance, Silverdale, WA 98383 is an agent, the insurance comes through Dairyland Auto, Viking Insurance Company of Wisconsin.

What are the minimum automobile insurance requirements for California?

The only coverage you are required to have is liability. The limits must be set at $15,000 per person for bodily injury. $30,000 total bodily injury coverage per occurrence and only $5,000 for property damage.

If someone not on my policy is driving my vehicle and has an accident is the claim covered?

If your insurance policy has permissive use then another driver would be covered in your vehicle if they had an accident.

I don't know about other states but in California they should not be living with you and they can not be excluded from your policy. One more thing, they MUST have a valid license.

What is a SR1 report with the DMV?

You don't say which state you are in, but there are similar DMV documents in other states like that, that are in reference to your insurance coverage.

How do you write a comprehension?

A comprehension passage in an English exam will come a specific set of instructions. The writer has to stick to the instructions, and produce a work that is clear and well organized.

Under what circumstances are overtaking and passing to the right not permitted?

Under all circumstances. You always pass on the left side of the road.

You are driving a friends car but your car has insurance and his car has his insurance will you be covered?

Your are insured. I just called 3 agents. Progressive, Geico, and all-state.

Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!

If an uninsured driver lives in your house are you responsible if they have an accident?

There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.

If you have no drivers license but car is insured are you supposed to get arrested and get your car towed?

It depends on the state and area you live in. In most areas, you will be arrested and hauled off to jail for driving without a license. In some parts of the US, if there is another licensed driver in the vehicle they can drive it home for you OR they might be in trouble for letting you drive. Unless they can prove they did NOT know you did not have a license. Or (in some places) if you can contact someone immediately AND there is a safe public location to park the car you can leave it for someone to pick up. NOTE: Everything depends on the laws in your area. In some places, the vehicle HAS to be towed so the city/law enforcement agency cannot be sued should something happen to your vehicle after you are arrested and carried away for driving without a licence.

How can you sue the other person that hit your car even when the insurance has says they have no fault?

What the insurance company says is immaterial. You can file suit against the other party for damages (depending on the monetary amount) in either Small Claims Court or regular Civil Court.

Can you get auto insurance in NJ if you live in ny?

not legally, if they find out your address is wrong the insurance company can deny a claim

Does a ticket for running a red light speeding and no drivers license effect auto insurance in san antonio?

Yes, Tickets for speeding and careless driving such as ignoring red lights, posted speeds and ignoring other drivers responsibilities such as licensing and insurance could indicate to an insurance company that you are a negligent high risk driver and will likely result in high auto insurance rates for you.

Violations of three points are?

Most times, when you gets points on your license, you will get a ticket that you will have to pay. If you get so many points on your license, you can lose your license.

How much does liability insurance cost for a 17-year-old with a 1998 Kia?

It depends on many different things like if your male or female, your grades, If you are on your own policy or your parents. If you have ever gotten into an accident or had a ticket, and where you live. Get some quotes online. That will give you a good ballpark range.

What auto insurance company has the code number 420?

Each state has their own codes that they use. You should be able to find it by going to the state's department of insurance website. For example, if you were looking for one in NJ you would go here :http://www.state.nj.us/mvc/Vehicle/InsuranceCompanyCodes.htm or here for NY http://www.ins.state.ny.us/dmvcode/dmvnuzz1.htm Hope that helps.

How long can insurance company take to approve a claim and pay a claim?

It all depends on the state the claim is filed. If a state does not have a set amount of time of the company to investigate and make a decision on a claim, they are required to do it in a "reasonable" amount of time, depending on what time of auto claim it is.

How do you file an insurance claim with other drivers insurance?

Fliling a ClaimThis is generally done by telephone. Just call up the insurance company and give them notice and a description of the accident. They will assign a claims adjuster who will will follow up with you and their insured. It's really very simple. Answerwell, do you mean others like the other party that was involved with the accident? or other drivers insurance like you were driving ur buddies car and got into an accident?

Well if it was the first one then you just call your insurance company, make a claim, they will proceed to ask you for the Third parties information, then the insurance company does all the work for you.. i would always call as if the third party calls and lies and tell his insurance company you were at fault, it can affect you later in life.

If its ur buddies insurance you want to make a claim under, call his insurance company and make a claim. Simple

Is it necessary to carry uninsured motorist coverage in Arizona?

It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.

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