Will insurance company cover an accident involving two veheicles owned by insured?
Yes, if it was a "true" accident. My wife once backed in one of our cars from the garage and didn't notice the second car was in the driveway.... Yes, stupidity but it happened. It wasn't fabricated a mere distraction. The bad part is that being your own insurance, they will charge you 2 deductibles, one for each vehicle.
Alcohol related crashes cost the public 10 million?
"Alcohol-related crashes in the United States cost the public an estimated $114.3 billion in 2000, including $51.1 billion in monetary costs and an estimated $63.2 billion in quality of life losses. People other than the drinking driver paid $71.6 billion of the alcohol-related crash bill."
http://www.drug-alcohol-addiction-recovery.com/alcohol-statistics.html
Can you get auto insurance under your dad if hes not on the car loan?
Yes. The leinholder (the person who has to pay the loan) and the lender (the person who receives the loan payments) is not related to the person insured to drive the vehicle.
Is the card insured if stolen?
Yes. If you report a card stolen, then you are not liable for any charges not made by you personally.
What are some factors of production in the automotive industry?
There are so many factors of production in the automotive industry. Some of them include market demand, availability of resources, human resource, cost of production and so much more.
Anyone can sue you for any reason. Yes the company can sue you and if you are found negligent per your state's laws - you would owe the judgment. If you cannot pay the judgment you can work out a payment plan with the court's approval.
They can not do so. They file judgments against you because you owe them money. Pay the money that you owe them if you want to keep the privelidge of driving. That is your responsibility as a driver.
You are going to have to pay all cost out of pocket. Also you may be given a severe ticket for driving without insurance.
Hopefully you carry uninsured motorists coverage on your own policy.
If you have it, it will cover your expenses up to the policy limits. If not, it may prove difficult to recoup your losses from the uninsured driver directly.
Also make sure you have a filed accident report. It might be helpful if you wind up in court later.
Is your employer liable if you hit a dear while using personal car for business?
I believe (at least in the state of Pennsylvania) that the employer would not be liable. I looked up the answer in an Insurance book that I have for PA. And actually, it was in the liability EXCLUSIONS: "for any insured using any vehicle while employed or engaged in any business, except for farming or ranching". Therefore, I think that the damage would not even be covered. It would be covered if not being used for business, but the employer would not be liable for the damage. I know that auto insurance follows the car, so if you made a claim, you would have to make it on your own auto policy. Hopefully you were able to make the comprehensive claim! Hope I helped a little!
How many points do you get for no car insurance?
I recommend you this site where you can compare quotes from different comapnies: INSURANCE-QUOTES-FREE.INFO
Can your boyfriend add my car to his insurance?
If you live in the same household as your boyfriend, you may be able to combine insurances to lower your premiums. Each insurance company is different with their requirements of who qualifies for a multi-car discount. Some will require the two of you to be married, while others only require that you live in the same household.
It is important to consult with each of your agents to verify this information before you make a switch. Also ask the agent if you both must be registered owners of the cars in question to prevent confusion. The main issue there is whether you will be considered to each have an insurable interest in the car of the other.
Additionally, if the two of you are on the same policy, and one of you gets a ticket or has an accident, it can affect the entire premium. Therefore, to the extent that the boyfriend/girlfriend relationship may not be everlasting, it may be best to maintain separate insurance policies.
I want to become agent for car insurance?
You would actually have to be sponsored by an insurance company to be eligible to take your Property & Casualty exam. You would need an approval for hire upon completing and passing of the exam. Although be careful what you wish...being an auto insurance agent is very labor intensive. Homeowners and business insurance is a piece of cake.
How can you get cheap insurance on a car?
Here are the top 3 best ways to get the lowest price possible for car insurance, ( assuming you aren't willing to relocate to a cheaper zip or postal code).
1. Bundle your insurance with either tenant's, condo or home insurance. You just reduced your car insurance by ten percent or more.
2. Buy a safe, (bigger) vehicle. Pick-ups and vans almost almost rate better than smaller sedans and coupes, since you won't be as injured in an accident.
3. Shop online, every year for the best car insurance rates out there. It only takes 5 minutes, and with so many companies out there, the pricing discrepancies are enormous.
Will your car insurance cover your motorcycle?
You would need a seperate policy with most companies I would check with your agent or get a new policy by callin Allstate at 877-834-0398
the insurance of the owners car would have to be liable. basically, your not gonna get sh*t cus driving with no license or insurance automatically makes you at fault--regardless of who really in all actuality was. DONT DRIVE WITH NO INSURANCE.
Do insurance companies pay for replacement value or actual value when a vehicle is stolen?
Insurance companies ONLY pay for Replacement value when you have paid for an additional endorsement to insure your car for its "replacement" value. Otherwise, they pay Actual Cash Value, using blue books, fair market prices, your car's condition, i.e miles, etc, all of it is a factor to determine actual cash value, etc.
How long to report an accident to your insurance company?
The sooner you report the accident the better. Most insurance policies contain language requiring that the report of the accident or other occurrence be made "as soon as practicable".
The reason for this is that the insurer needs to conduct an investigation of the dynamics of the collision, especially if there may be a third-party claim arising from it. The insurer needs to get photos of the vehicles, the scene, interview witnesses, and attempt to control the medical aspects of the claim, if any. This is best done by the insured reporting the collision to the insurer soon after it occurs. The insured is also obliged to cooperate with the insurer in the investigation, such as by giving statements as required.
If the insured does not cooperate, or does not quickly report the incident, the insurer may take the position that it has been prejudiced, that "conditions subsequent" to coverage have not been met, and therefore deny policy benefits.
Is it your fault if your cow caused an auto accident?
Yes by law you will be held guilty, as the cow was yours you should have taken care to tie it well.
depending on the exact type of permit, you are not allowed to drive alone anyways