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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

What are standard KPIs for insurance companies?

Standard Insurance Company is Unethical, does not have morals, unfair, unfriendly, uncaring, injustice, and unrighteou

Is your car insured?

I just got mine insured for pretty low, 99$ a month full coverage, however my car is a 99. Visit this site if you would like an auto quote for yourself http://www.free-auto-quote.com

Can you drive your vehicle to an mot station without a tax disc the vehicle is insured?

Driving an untaxed vehicle to an MOT test

You can drive your vehicle to and from a pre-arranged test at an MOT test station as long as you have adequate insurance cover in place for the use of that vehicle.

This is also for vehicles being driven to and from a pre-arranged test at a Vehicle Inspection Check (VIC) test station, an approved weight testing station and reduced pollution test.

Can your mom insure your car and you register the car?

If her name is on the registration of the car and she drives it sometimes.

How can my mom insure a car still in my name?

i am giving my parents a car i am still paying for the car can they get insurance without me

Who founded Allstate Insurance?

Sears, Roebuck & Co. Even though it was in the Great Depression they understood that people needed to be insured. They wanted to look out for all of us. Just like their slogan, the people during the Great Depression were "In good hands".

Will your car insurance cover your motorcycle?

You would need a seperate policy with most companies I would check with your agent or get a new policy by callin Allstate at 877-834-0398

In California what happens if an uninsured unlicensed driver is driving your insured car and has an accident and the other driver is licensed and insured is at fault?

the insurance of the owners car would have to be liable. basically, your not gonna get sh*t cus driving with no license or insurance automatically makes you at fault--regardless of who really in all actuality was. DONT DRIVE WITH NO INSURANCE.

Do insurance companies pay for replacement value or actual value when a vehicle is stolen?

Insurance companies ONLY pay for Replacement value when you have paid for an additional endorsement to insure your car for its "replacement" value. Otherwise, they pay Actual Cash Value, using blue books, fair market prices, your car's condition, i.e miles, etc, all of it is a factor to determine actual cash value, etc.

How long to report an accident to your insurance company?

The sooner you report the accident the better. Most insurance policies contain language requiring that the report of the accident or other occurrence be made "as soon as practicable".

The reason for this is that the insurer needs to conduct an investigation of the dynamics of the collision, especially if there may be a third-party claim arising from it. The insurer needs to get photos of the vehicles, the scene, interview witnesses, and attempt to control the medical aspects of the claim, if any. This is best done by the insured reporting the collision to the insurer soon after it occurs. The insured is also obliged to cooperate with the insurer in the investigation, such as by giving statements as required.

If the insured does not cooperate, or does not quickly report the incident, the insurer may take the position that it has been prejudiced, that "conditions subsequent" to coverage have not been met, and therefore deny policy benefits.

If someone hits you do they have to replace your car?

It depends on how much damage was done to the car. And also what kind of insurance policy they have.

Can you have your license without auto insurance?

Yes, but to register a car you need the vehicle insured. In the state of CA you can't even buy the car without the insurance. Dealers won't let you take it out.

What is the average price of car insurance?

There is no "average" price to car insurance. Everyone's needs are different depending on your gender, age, how long you have had a license, and type of car, Experienced drivers may pay around 1500 a year while someone who is young and has a sports car may cost them 3000 a year.

When can you drop auto insurance on a repossed auto?

When your vehicle is in the process of being repossessed, the bank is starting the process of taking back ownership. If you have not maintained continuous insurance coverage on your vehicle, chances are the bank will force place insurance which will add to your loan balance. If you are anticipating repossession, keep insurance on the vehicle until the vehicle is claimed. If you intend to discuss payment arrangements to get your vehicle back, you must keep insurance prove you are financially responsible. If you do not intend to get the vehicle back you can cancel your auto insurance after the vehicle is no longer yours. When the bank takes possession, you no longer have a financial interest in the car. Notify the DMV before cancelling the insurance that you are no longer the registered owner of the car to prevent fines for no insurance with the state.

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