What are standard KPIs for insurance companies?
Standard Insurance Company is Unethical, does not have morals, unfair, unfriendly, uncaring, injustice, and unrighteou
I just got mine insured for pretty low, 99$ a month full coverage, however my car is a 99. Visit this site if you would like an auto quote for yourself http://www.free-auto-quote.com
What is the importance of owning home insurance?
protecting your physical property against loss. If your home burned down tomorrow is that no sweat to you? if not you could self insure (also assuming you have no mortgage). Also homeowners protects you and members of your household who are your relatives against claims of negligence. The cost of insurance is generally worth it - although coastal communities are probably wrestling with this question. Insurance is the transfer of risk plain and simple. If you want to retain the risk - you can go without it.
Does car insurance cover tire vandalism?
Yes, vandalism is covered under comprehensive insurance policies. But if your deductible is too high, you may want to just pay for a replacement tire.
What is an insurance policy with bodily injury coverage?
The question can be answered in a couple of ways:
1. Third-party coverage is sometimes called liability coverage. It provides benefits for third-party who sustains damage or injury due to the carelessness of the insured. In this context, bodily injury coverage within the liability protection will provide benefits to the injured party for his/her injury. Note, though, that it will pay only upon a finding that the insured was legally responsible for the injury, and that BUT FOR the action or inaction of the insured, the injury would not have occurred. This is the concept of proximate causation.
2. Bodily injury coverage can exist in a first-party policy as well. This is a policy under which the insured is him/herself insured. Examples are the uninsured motorist and personal injury protection coverages of an automobile policy.
If the driver of the car has permission to drive and didn't have insurance. The claim could be filed with the insurance company that insures the car. Chad Joiner
Your question is slightly confusing. If you are saying that driver A was turning left and driver B attempted to pass them on the left then driver B is at fault because it is illegal to pass on the left except in a clearly marked passing zone (in which case as long as driver A had their directional signal on, driver B is still at fault).
Can a person drive deceased person legally?
can a person drive a vehicle of a deceased person that is deliquent in payments
Can i cancel the gap insurance from the dealer if you have insurance on it?
Usually you can cancel the Gap insurance anytime you want. You should be refunded money too depending on when you purchased it. Gap Insurance has nothing to do with Auto Insurance. Gap Insurance is just something that you purchase "usually from the dealer" to protect you if your upside down in your loan.
Say you owe $5,000 on your vehicle, but it's only worth $3,000. If you have an accident and it's totaled out. Your insurance company is going to give you only what it's worth. So you would get $3,000 from your insurance company. The Gap insurance would cover the "GAP" between what is owed and what you got from the insurance company.
Because your still going to owe the bank another $2,000 for a vehicle that is totaled out. Gap insurance can sometimes be difficult to cancel, and they sometimes they will give you a hard time about it.. But just read the paperwork that you got when you purchased your vehicle, usually it tells you on there how to cancel and if there are any fees involved.
Just keep in mind that Gap Insurance is not Auto Insurance, so you would need to have Auto Insurance regardless if you have the Gap Insurance.
Good Luck!
Why is car insurance required by law?
There are no guarantees on the road, and it is to everyone's benefit that drivers have car insurance. Because it is required by law, this ensures that if a driver is hit by another vehicle, he or she is taken care of financially. Likewise, if he or she hits another vehicle, paying for the damage doesn't have to come out of his or her pocket. Car insurance adds a degree of safety and financial security for everyone on the road.
Difference between live match or event coverage and exclusive coverage?
Exclusive coverage is locked only to certain broadcasters...
When a car is hit in a parking lot is it a comprehensive or collision claim?
Collision generally covers you in collisions with other cars or property; comprehensive generally covers you in accidents that don't involve other cars, such as animal hits, weather-related losses, and theft or vandalism.
So you are covered under collision coverage !
Can you get your divers license taken away for being in an car accident without auto insurance?
Yes, cause it happened to me in Kansas. Then I had to get a n sr-22 filing.
What is the punishment for not having car insurance?
It depends upon the financial responsibility law of the State. In general, each State mandates minimum insurance requirements. These usually relate to Personal Injury Protection Coverage and third party liability. Proof must be shown at the time of registering the vehicle.
If the insurance lapses, once the financial responsibility authorities find out, they can suspend the license and tags of the responsible part(ies). It is also an offence for which one can get a traffic ticket and which, depending on the State, carry a stiff fine and a further license suspension.
If one is involved in a collision without insurance and is found to be at fault, their license and tags can be suspended until full restitution is made. They may also be required to obtain and maintain high-risk liability insurance for a number of years.
Can you sue an uninsured owner of a vehicle for an accident when someone else was driving?
This is similar to the dilemma of a retard that decides to get strapped to the car and the guy driving crashes and the one strapped to the car is suing the driver. Ultimately though it is the judges decision. But I don't believe you can.
What happens if you can not claim damaged goods on insurance?
if you have an unisured loss - document and determine if it would be worthwhile to claim as a loss on your federal tax return
What to do if vehicle catches on fire while driving?
Panic, pull over and then freak out! While pulling over you should note where you are. While running frantically in circles (out of traffic of course) call 911 on your cell. Tell them the problem and your location. If you have a fire extinguisher in the vehicle, you may want to use it at this most opportune time.
What happens if the other driver in an accident denies liability?
Never admit to liability in an accident. Exchange your details and let the insurance companies deal with it.
How long after an accident can someone put a claim in against you?
It depends on the statue of limitations for the individual state.
Hit and run and you have no insurance?
If you ran then you need no insurance. If you got hit and the other guy got caught...sue him.