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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

When does car insurance get cheaper after the age of 25?

At 25 you are no longer considered 'youth' so things like 'steer clear' programs (those that reward young, safe drivers) are not applicable anymore but you are also considered less risk. It will decrease but the amount is based on points and many other factors (married vs. single, where your car is parked etc...)

Is car c at fault if car c hits car b when car b hits car a?

yes, in a line - if b hits a and and c hits b - it is c's fault. By law c should be a good distance away from b - big enough for that case

How do you get ins with invalid license to get car out of pound when the car was not suppose to have been driven?

Do you mean you have an invalid car tag or do not have a valid drivers license? If you have a valid car tag and have a friend or relative with a valid driver's license and valid insurance, you can get that person to drive your car for you after you pay all the fees. That person does not have to be insured to drive your car. If you do not have a valid car tag, you might be able to hire a tow truck. That way you can leave your car there until you can get a valid license and insurance and stop running up pound fees.

Can a patrolman in unmarked vehicle tailgate motorist?

I have seen it, it's difficult to get a police officer to pull over another police officer. If you are really concerned, you can take the license plate down and file a complaint with internal affairs and they may be able to do something.

What is unlisted operator information mean when being denied car insurance?

The insurance company has found some record that you have someone living at your residence that you have not denied. Esurance told me they sent an email with a 10 day response time limit, and afterwards issued a policy cancellation notice.

Is car insurance cheaper for women?

Yes, car insurance is cheaper for women. Insurance companies charge individuals based on demographic data, and women continually cost insurance companies less. This is partially because men get into more accidents, but even those years when the numbers of accidents between genders is nearly-identical, women get in less severe (i.e. less costly) accidents, so insurance companies feel justified for charging men extra.

Can I add my your daughters car to my insurance policy?

No. In this state you must have a separate insurance policy for each car. Your area may be different. Why don't you call your agent and see. In another state it is possible to list two cars on one policy. I have no idea where you live or what the law is there.

How much is just liability insurance for a 16 year old for a 1996 Chevy Camero?

More information would be needed. The address where the vehicle would be garaged/parked is also a factor in the rate. I would recommend calling a local agent to get a quote.

Does a auto repair body shop have to carry insurance?

yes it has to carry insurance because they are dealing with so many of other people's cars there for they have to carry auto insurance.

Can an insurance company claim damages from a person who was involved in an accident with the insured after his vehicle is repaired by the insurance company?

Yes; the process is called subrogation. The insurer that paid for the repair of its's insured's vehicle succeeds to the right of action against the at-fault party for the purpose of collecting that which it paid. The subrogating insurer has no greater rights than its insured did, such that if its insured is found to have been, for example, 30% at fault for the collision (in those states that adhere to comparative negligence), the insurer can recover only 70% of its damages.

What is Mexican collision coverage in auto insurance. I don't live anywhere near Mexico and have no plans to visit there. Any ideas?

Collision coverage in regards to Mexican Auto Insurance means if the vehicle hits a rock or a tree or is hit by another vehicle your vehicle is covered. In Mexico this generally means "Full Coverage", which also includes theft.

What car insurance company has the best coverage and rates?

There is no company that has the best coverage and there is no specific company with the best rates. I would shop around until you are comfortable. Try this site where you can compare quotes from different companies

usinsurancequote.org

Can you go to jail if you dont have a driver's license and with no insurance?

It depends on your priors but it shouldn't be a jail able offense. If you have been jailed I would talk with your attorney or the public defender for proper legal advise.

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