Auto Insurance

It can be impounded in some states.

As long as he will not drive the car or have any other need for you to insure him, yes drop him.

Depends if you live in a "no fault" state. Here in NYS ther is no such thing as an "excluded driver" other than for a busboy that might climb into your car to get suitcases or a similar situation in which in th ecourse of business someone may have access to your car.I googled NYS insurance regulations and laws as I read so many posts that said otherwise.The only wasy to exclude him is to have him get his own insurance and report that to your insurance co. Suggest you google your state's insurance web site.

Now here in NY, an adult son does not need to be listed as a driver on the policy , but must be listed as a member of your household, so th einsurance co. can jack up your rates based on his driving record.

Laws vary by state but I can tell you for the state of California you have up to 3 years from the date of the accident to attempt to collect money from the responsible party (ex: filing suit against someone). Now just so you know, if it was confirmed you were not insured on the date of loss, most major companies will just send the file to a collections company to go after you for the money.

There is no easy answer. In the UK policies sometimeshave a "driving other vehicles extension". This allows the policyholder to drive another vehicle, not owned by him/her, for third party risks only. This extension is not found on all policies so an individual would need to check the policy wording and the certificate of insurance.

Yes, you can own a car without a license, but you *must* have auto insurance as well as a photo identification card.

Attention: Manager, HR Department.

Dear Sir/Madam,

Attached hereto, please find my Curriculum Vitae which I am tendering in support of --------- positions which may be presently available in your esteemed organization.

I would appreciate you reviewing my C.V. and in the event that there are no positions presently available being suitable to my background, I would be pleased if you would hold my details on file for consideration should a position become available in the future.

Your rates should not go up for someones violations unless they are listed on the policy.

Always call your insurance carrier if you have been involved in a car accident. You may also need the advice of a good personal injury attorney if you have specific questions regarding your accident claim. You are under no obligation to speak directly with any other insurance company that may be involved in your claim other than to offer basic information. Unfortunately many insurance handlers are taught ways to coerce claimants into admitting guilt in an accident. They also record the conversations they have with claimants.

The cheapest car insurance company is highly dependant on your situation. I would recommend using a local insurance company website that compares rates to find which one is best for you.

Well this depends on a lot of factors. For one if he is under 18 yes, you are liable. He is a minor. 18 or older no, hes an adult. Now, if he is 18 or older and you are on the title, then yes you can be liable. Technically they can go after anyone on the title, even if you weren't driving.

Mark

Owner of Denvers Insurance

As long as he had a coverage which is called Medical Payments at the time on his auto insurance. Also known as PIP. when you buy this converge you buy it in limits and per person. The highest 2 of my companies have is a 100,000 dollars.

So if there was an accident, the insurance company will pay no more then 100,000 dollars per person.

Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.

This really depends. For example- John has a 1992 Toyota Corolla. The car is worth about 2000 dollars. He has no lien or lease on it. He doesn't need comp or collision.

Mary has a 2009 Toyota 4runner, its brand new, low miles and has a lien on it. Since she has a lien on it, she is required to have comp and coll. Also considering the car is worth 20,000k she would be crazy not have it.

At certain points you will find that their will be an in-between type of time where the car is paid off, but it also worth some money still. At this point you will have to way your options. Does having comp or coll add up over time to be the best way to go? Or should I take my chances and do away with it to save money? At this time, this is up to you to make the call.

up to $1000

When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered.

So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.

Many states consider this a felony if you leave a scene of an accident where someone was injured or killed and this could leave to jail time.

Most of the time it is alright, in fact your claim could be reported to a national database for other insurance companies.

The trailers liability coverage is generally an extension of the vehicle, if you want the trailer to be covered for anything else, a separate policy would be needed.

If the claim is one for property damage and the insurer is paying for the repairs, the check is usually made payable jointly to the body shop and the insured.

If the claim is one for damages for bodily injury and the insured was represented by an attorney, the check is normally payable jointly to the lawyer and to the insured.

If the claim is made by a third party, you, as theinsured, are not named on it.

You must do this right away.

the number plate is in your name so the police will find you or a person can recognize you and find you

You will get the car back and plus they will give you the money to repair all damages on the vehicle. You will not get a check for the full amount of the car unless its totaled. You must have comprehensive in order to have coverage on a vehicle that has been stolen.

Unfortunately, there is no policy that will insure everything. Call an independent insurance agent to find out what they can do for you in terms of packaging coverage for you.