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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
the excess is how much you pay, anything over that is paid by the insurance company. So for a 1000 pound billyou would pay 500 and they would pay 500
Would you be intitled to money if you were hit by an uninsured motorist?
If you are not at fault and they are, you have the right to sue them for money to cover the accident and possible medical bills. Seek an attorney.
If you back into somthing its your fault regardless of whether it was parked improperly or not. You were suposed to be looking
While driving a tree fell on a car at a state park. Is the car covered?
You will have to file a claim on your own comprehensive auto Insurance. The comprehensive portion of your auto insurance policy would provide coverage.
You can make a claim, but if you are claiming the same damages that is insurance fraud and it is a federal crime. If you have unrelated damages you can make a claim, or you can disclose the prior claim to your insurance carrier and they will advise you if there is any coverage that would apply.
What if your in a car accident and the other person gives you the wrong insurance information?
If you have contact information for the other party, you might try contacting them in the event they gave you erroneous or outdated information.
You can also file a police report after the fact if necessary with your local authorities. with the plate number they can determine any associated insurer and policy number. If determined no coverage they can cite the owner and or driver and suspend their drivers license. The procedure may vary by state.
If a vehicle is in your name and the cosigner has possession can he get his own insurance?
Only if represented on the registration.
Who is at fault for car accidents on dirt roads?
If the dirt road is private property, the laws don't legally apply as they would on a public road.
However, in the eyes of an insurance company, they would determine who is at fault using the same rules that apply on public roads.
If you have never had a driver's license can you own a car?
Yes, you can own a car without a license, but you *must* have auto insurance as well as a photo identification card.
Will cop take your car away if you have no registration and no insurance?
It can be impounded in some states.
Can I drop my adult son from my insurance if he doesn't drive my car?
As long as he will not drive the car or have any other need for you to insure him, yes drop him.
Can I drop my adult son who lives at home from my insurance if he doesnt drive my car?
Depends if you live in a "no fault" state. Here in NYS ther is no such thing as an "excluded driver" other than for a busboy that might climb into your car to get suitcases or a similar situation in which in th ecourse of business someone may have access to your car.I googled NYS insurance regulations and laws as I read so many posts that said otherwise.The only wasy to exclude him is to have him get his own insurance and report that to your insurance co. Suggest you google your state's insurance web site.
Now here in NY, an adult son does not need to be listed as a driver on the policy , but must be listed as a member of your household, so th einsurance co. can jack up your rates based on his driving record.
Is anyone at fault for car accidents on dirt roads?
Rule vary from place to place regarding "Fault"
In most jurisdictions dirt roads are covered by the basic rules of the road.
I have seen Police divide the "driving Surface" with a tape measure in an effort to see who was more across the centre line.
Next the rules of excessive speed, careless or dangerous driving also apply.
So if you are driving to fast on the wrong side of the imaginary centre line you are toast.
As long as the Adult:
- Has properly informed the insurance company
- Has insurance
- Was not drunk or otherwise negligent.
This is complicated but yes it can be done.
If your insurance provider won't do the needed work to do this, get a new one.
This is a mess in many jurisdictions.
I have heard of people getting successfully sued like this
The trick, if I understand it, is to cancel the plates and insurance before the car leaves your possession.
Laws vary by state but I can tell you for the state of California you have up to 3 years from the date of the accident to attempt to collect money from the responsible party (ex: filing suit against someone). Now just so you know, if it was confirmed you were not insured on the date of loss, most major companies will just send the file to a collections company to go after you for the money.
Is it illegal to tow a car the driver doesn't own?
No, not so long as you have permissive use from the owner or some other legal reason for towing it.
In a no fault state can negligent party of a auto accident sue for bodily injures?
If there is no fault, then by definition there is no negligent party - negligence implies fault.
5 days
How to write application to insurance co for claim?
Attention: Manager, HR Department.
Dear Sir/Madam,
Attached hereto, please find my Curriculum Vitae which I am tendering in support of --------- positions which may be presently available in your esteemed organization.
I would appreciate you reviewing my C.V. and in the event that there are no positions presently available being suitable to my background, I would be pleased if you would hold my details on file for consideration should a position become available in the future.
The Owners Vehicle Policy offers primary first pay coverage. Any policy carried by the driver would invoke as secondary coverage.
