Auto Insurance

a question that needs to be answerd in a full sentence.

Their insurance policy will pay for their own car. However you must know it's against the law not to have insurance coverage for your auto.

passengers in my car should be covered since the california car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance

well its not only the price it also depends on age, condition and make and model of the vehicle. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net

Yes. I paid my car insurance on line.
It depends on what type of insurance you're referring to. Health, auto, home, life? If you have health insurance, it is most likely through your work, and in most cases, they take care of the payment. Most auto, home, and life insurance companies have a website you can access and pay your bills through. Most sites can be found through google.com. The best option would be to call your insurance provider to find out their specific options.

It is always a good idea to file insurance claims as soon as possible. There is no good reason to delay (although if you are hospitalized, you might need help filing the claim). Delays of a month would not be unusual. People have lots of things on their minds, and it could take that long to get around to the matter of insurance claims. Longer delays than that would seem excessive although not necessarily so excessive as to cause the insurance company to reject the claim. If you let it go for a year, however, that is too long.

This would only affect the drivers DMV record. It would not impact the insurance or MVR of the owner of the vehicle.

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Yes it is. The problem, however, is that most comprehensive deductibles are $250, $500 or $1,000. A typical windshield shouldn't cost much more than $250.00. If your deductible is more than the repairs - it's not worth it. Some companies have different deductibles for glass repair and breakage if you purchased the extra endorsement.

http://www.coloradosbestinsurance.com

It depends on two things - how late were you and what state do you live in? Almost all the states allow you to be reasonably late on your payments - less than 2 weeks - without the policy cancelling. If you had already gone through the grace period and your policy actually lapsed (went out of force), then you would be responsible for the damages caused by your accident.

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Automobile liability insurance coverage is one of several types of autobile coverage. It is required by the law of most US jurisdictions in order to register a vehicle for operation on public highways. It is often also required to be shown as a condition of obtaining a driver's license.

Automobile liability insurance is intended to cover the negligent acts or omissions of a driver in the operation of the covered motor vehicle. Depending upon whether it is property damage liability coverage, bodily injury liability coverage, or both, it generally covers the correlating kind of damage sustained by the person who was not at fault. In that sense, it is considered to be "third-party" coverage in that it does not pay for the damages sustained by the insured person.

Another aspect of automobile liability coverage is that if the aggrieved party makes a claim against the insured, such as by filing suit, the liability insurer defends the insured by retaining an attorney to defend the insured. The insurer pays the attorney, but also has the right to control the defense, including by settling the claim.

It depends on the location but it is almost always illegal to drive the car away without insurance.

Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.

In the UK, cars with low insurance group numbers. (1 to 3 approx) Generally small cars lacking in power.

It's been my experience the answer is yes. We also were rear ended, the other party was completely and totally at fault. This caused me to have to get a lawyer as the insurance company was not paying the medical bills that were accumulating which I would have ultimately been responsible for. The Dr's were not interested in treating as well because they weren't getting paid. Having a lawyer guarantee's that the Dr's will be paid, you will get the treatment you need and you will not be responsible for the expensive medical bills. It also simplifies the billing process. If you receive a bill at home put it in the mail it goes to the lawyer. You will not have to spend hours on the phone trying to figure out who is billing who or lose sleep over whether or not you would have to be responsible for the huge expenses.

The insurance company won't pay out until you have a medical release, but how are you going to get a medical release if they won't pay for the treatment. Makes no sense.

Depends on your insurance contract, look at the small print. Some contracts permit you to drive other cars with the owners permission, but, in the UK, give 'Third Party Only Insurance', meaning that if you have an accident, the insurance covers the car you have bashed, but not the car you are driving. So check your policy carefully.

The same person as the actor in Geico's The Walton's commercial.

General principle of insurance is that you can't insure something in which you don't have an interest.

If a car is parked (so it wasnt moving, standing still), the other car is in fault.

If you caused the accident and you totaled your car and you only have liability insurance, your insurance company does not do anything to your car. The car was taken away by the tow truck driver. You may pay to haul it somewhere to be repaired or you may sell it to a junk yard. If the other driver caused the accident, then his insurance company buys your car. It still goes to a junk yard to be recycled. That way, however, you will get some money. Either way, you are entitled to get your personal stuff out of the car.

If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.

Well being as we live in a bent world apparently women drive safer than men, however this is really due to there being less women drivers on the road.

as a 30 yo male £300-350 per year with 5 years license and no points. 30 yo female £280-330 with 5 year license and no points.

You can possibly get it for less if you shop around as when a new insurance company starts in your area they will tend to offer rock bottom prices without taking age or other issies into consideration. Just make sure you understand the small print etc as not all of these companies offer you much past someone hitting you.

There is no real figure that can be given as the insurance companies will offer you 12 months for £300 then if you take a month break and go back to same company they will double/treble or even quadruple it for no genuine reason (normal answer is inflation).

It is a shame that insurance companies have little to no legislation as to what they charge or why, its a case of take it or leave it.

The only way that this can be legal is if you are the executor or administrator of the estate legally appointed by the probate or magistrate judge in your area. In any case the vehicle title should be transferred to the name of the person who will inherit it as quickly as possible. Then this person can insure it legally in there name.

Yes, the prosecutor will tell you it won't, but insurance companies will increase it. Mine increased 15% because of a 2-point non-moving violation.

So the story is we were going to McDoanlds me, him (the other vehicle owner) and 2 of my girl friends. I was backing out of a drive way and his car was behind mine, my back window was frosted so I couldn't see out if very well. (My fault!) So i just rolled back and heard a little thunk. So we got out and their was a small dent on his car and nothing on mine. He didn't seem to care at the time, although I was all worked up and offered about 1000 times to pay for any damages. But he insisted it was ok and he had bigger problems to worry about in life other then a little dent. (Which all my friends heard.) So we've talekd since then and have hung out a couple times and then now 5 months later he calls me up and says he wants 1050 cash. So know that its my fault I ask him to get an estimate done at the autoshop I like and he says he doesnt trust anyone working on his vehicle and just wants me to pay the work him and his friend would do. So all my friends and family say that he's trying to take advantage of me and I shouldn't even have to pay since at the time he said to not worry about it. No reports were filed to the police or insurance company. Can I still be sued? Am I still liable?