Auto Insurance

Yes, but why. Perhaps you are in the process of changing companies and so you went to the new company when purchasing a new car and plan to move the other one when the policy expires in a month or so? You will not get the multi-car discount which can be substantial. Why would you want to do this? I need more information before answering more than I already have.

Yes, the prosecutor will tell you it won't, but insurance companies will increase it. Mine increased 15% because of a 2-point non-moving violation.

General principle of insurance is that you can't insure something in which you don't have an interest.

If you caused the accident and you totaled your car and you only have liability insurance, your insurance company does not do anything to your car. The car was taken away by the tow truck driver. You may pay to haul it somewhere to be repaired or you may sell it to a junk yard. If the other driver caused the accident, then his insurance company buys your car. It still goes to a junk yard to be recycled. That way, however, you will get some money. Either way, you are entitled to get your personal stuff out of the car.

If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.

Well being as we live in a bent world apparently women drive safer than men, however this is really due to there being less women drivers on the road.

as a 30 yo male £300-350 per year with 5 years license and no points. 30 yo female £280-330 with 5 year license and no points.

You can possibly get it for less if you shop around as when a new insurance company starts in your area they will tend to offer rock bottom prices without taking age or other issies into consideration. Just make sure you understand the small print etc as not all of these companies offer you much past someone hitting you.

There is no real figure that can be given as the insurance companies will offer you 12 months for £300 then if you take a month break and go back to same company they will double/treble or even quadruple it for no genuine reason (normal answer is inflation).

It is a shame that insurance companies have little to no legislation as to what they charge or why, its a case of take it or leave it.

The only way that this can be legal is if you are the executor or administrator of the estate legally appointed by the probate or magistrate judge in your area. In any case the vehicle title should be transferred to the name of the person who will inherit it as quickly as possible. Then this person can insure it legally in there name.

Some police will be nice and give you 24-48 hours to go home and get it and brinf it to the station. But they dont have to give you anything.. they can just charge you for driving without insurance. you can prove it to be untrue of coarse but its a pain

No. Comprehensive coverage on the auto does that.

So the story is we were going to McDoanlds me, him (the other vehicle owner) and 2 of my girl friends. I was backing out of a drive way and his car was behind mine, my back window was frosted so I couldn't see out if very well. (My fault!) So i just rolled back and heard a little thunk. So we got out and their was a small dent on his car and nothing on mine. He didn't seem to care at the time, although I was all worked up and offered about 1000 times to pay for any damages. But he insisted it was ok and he had bigger problems to worry about in life other then a little dent. (Which all my friends heard.) So we've talekd since then and have hung out a couple times and then now 5 months later he calls me up and says he wants 1050 cash. So know that its my fault I ask him to get an estimate done at the autoshop I like and he says he doesnt trust anyone working on his vehicle and just wants me to pay the work him and his friend would do. So all my friends and family say that he's trying to take advantage of me and I shouldn't even have to pay since at the time he said to not worry about it. No reports were filed to the police or insurance company. Can I still be sued? Am I still liable?

If a car is parked (so it wasnt moving, standing still), the other car is in fault.

You were in an accident with someone with a full coverage you paid his 500 dollars deductible and his company wants you to pay the repair charges How come?

Read your policy.

if there is a mix up then yes

The flood insurance rate maps are created cooperatively by the National Flood Program and the governing city/county where the property is located. If you are looking to get a flood zone determination to see if you can be changed to a better zone, search the Internet for "flood zone determination companies".

There is a cost for this service, but can save you hundreds on the cost of insurance.

Another suggestion is to speak to your neighbors about their flood insurance. You may discover that changing to a mortgage company that does not require flood insurance may be the best solution.

What happens is at the discretion of the officer that stops you and the guidelines for that particular state. The officer may merely ticket and release you for no drivers license since the car is at least insured. But he has the authority to arrest you and impound the car. He also has the authority to ticket the owner of the vehicle if they knowingly allowed an unlicensed driver to operate their vehicle.

There are seven types of car insurance. Liability insurance covers the cost of repairing any property damaged in a crash, as well as medical bills. Collision insurance makes it so then insurer pays for repairs. Comprehensive insurance handles any situation, including theft. Uninsured motorist protection is a policy that covers damage by an uninsured motorist. Medical/Personal-injury Protection covers costs of injury. No-fault insurance covers property damage and injuries no matter who is at fault. Gap Insurance is for driver's who still owe money on the cars and need to pay off the vehicle if it is totaled in an accident.

If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.

You should have liability coverage with sufficient limits to cover a typical accident claim and protect you against claims that could attach to your other assets. Depending on the laws of your state, you may be required to maintain personal injury coverage. The choice whether to maintain "comprehensive" insurance, which would pay to repair or replace your vehicle if you are the one who causes an accident, is really an economic one. Look at the cost of the premium versus the value of the vehicle, and determine whether you could easily purchase a new vehicle if yours were destroyed and no insurance was available. If another driver is at fault, their insurance would likely cover your car's replacement. But if damage is your fault, you would be out of luck.

£50. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net

No direct answer, as this all depends of the level of cover of the insured driver.

It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.

Try gathering enough proof and choose the right words, and declare why it was not your fault.

457 dollars every 6 mo. with no tickets or accidents and born in the 1970 range.