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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

Why is boys car insurance higher than girls car insurance?

Insurance rates are based on what they call 'actuarial tables', which are basically statistics on accidents people get into and associated with various factors such as age, gender, the type of car, and so on. Males are statistically more likely to get into an auto accident, especially under the age of 25 (and especially if driving a powerful car that is difficult to control or a car that is more fun to drive recklessly in), and therefore their insurance premiums will be higher. The insurance company is taking a bigger risk in insuring a male driver, so they charge more money to offset the possible cost of having to pay a claim.

Actuarial tables are not intentionally biased. They are based on empirical evidence -- observed facts. The fact that male drivers are more likely to crash a car is not the result of someone deciding they don't like men. It is an observed statistic in reality.

If a licenced driver in your household has a DUI how will it affect your insurance rate?

Ask your insurance company, but I do not think that they will care about other people you happen to know or be living with. They're concerned about your own driving record.

Am I at fault if I'm hit from behind causing my vehicle to hit another vehicle?

no

The person behind you should not be tailgating (even though many people still do this today). It also depends on how close you are to the front of the car. In this circumstance, you are not at fault. The tailgater is at fault. For a reminder, always keep a distance at low or high speeds. Tailgating is one of the top causes of car accidents. Stay safe out there.

How long after DUI conviction does insurance companies find out?

The insurance companies in this state find out about DWI convictions the next day when the state computers update all the records.

Will a Florida Property and casualty or life license transfer to Tennessee?

Yes, you can. It is a $55 fee to transfer your life and health license from FL to TN. No testing necessary. I do not know about the property and casualty side.

How do I report a vehicle with no MOT or insurance annonymously?

Drop an anonymous note into your local police station. You should report it, no insurance = no payout in accident. No MOT = possibly dangerous, maybe brakes fail, maybe chassis collapses while driving.

Report a vehicle with no insurance?

It's up to you. In some ways it would be a good thing in case the person is involved in an accident.

On the other hand, it may cost you a friend.

MyInsuranceXpert

Do you need car insurance on your current vechile before you trade it in?

if you are driving it , of course you do! When you go to trrade it in, the insurance will be transferred to your new vehicle and adjusted accordingly.

What is an insurance surcharge?

Insurance Surchargesa Surcharge is somthing you are being charged extra for because of a specific reason or risk... such as a Surcharge for underage drivers, or a surcharge for a Wood Burning stove... they burn alot of houses you know... ya.. so its just an extra charge they give you to insure you.

Here are some examples on Auto Insurance Polices

Undisclosed Household Drivers Surcharge

Undisclosed Tickets Surchage

Young Driver Surcharge

Inexperienced Driver Surcharge

High Risk Driver Surcharge

High Risk Vehicle Surcharge

Modified Vehicle Surcharge

Happy Motoring

What covers costs resulting from bodily injury and property damage to others?

In this state, your insurance covers property damage to others, the other persons car insurance covers his bodily injury if it is below $ 10,000, otherwise yours does.

How do you tow a car in gtasa?

You must find a Towtruck. You can usually find them in Los Santos near, or in and around, Ocean Docks (where you take Ryder in the mission, "Robbing Uncle Sam"). When you get the Towtruck, use the right analog stick like you would with the Forklift, Tractor, or Packer. Make sure you're close enough to the car. A car or truck cannot be towed from the rear. You must lower the "crane" BEFORE backing into a vehicle. Back up SLOWLY so as not to damage the Towtruck, or the car or truck about to be towed. You know you are "hooked" when the vehicle being towed lunges forward a little. Used the right analog stick to raise the vehicle's front end. Stealing a car or truck this way does NOT warrant a wanted level! Just make sure that there are no cops or law enforcement around when you try to enter the "jacked" ride! Entering the ride in the presence a cop or law enforcement will get you a one-star wanted level. Guess what? a Rhino (army tank) can be "hooked"! Try the Towtruck Train! You can hook multiple Towtrucks together to create a Tow-tram! (It's a bit tricky, and may take some time though: Hook one Towtruck to the other, then drive up behind another Towtruck, jack it, and back it into the two "hooked" Towtrucks. Drive the 3 hooked trucks to another Towtruck, Jack the NEW Towtruck and "hook" the 3 "hooked" Towtrucks. Drive the 4 hooked trucks to another Towtruck, Jack the new truck and hook the 4 "hooked" Towtrucks to the recently stolen Towtruck, giving you a total of 5 Towtrucks!) Remember: The newly stolen truck is going to be used as the lead truck! Simply put, Drive, Jack, Hook. This trick can also be done with the Tractor!

If you get in a auto accident and your at fault but police report is never filed does insurance go up?

no, the insurance will not go up but will go down and because i am an insurance agent, i had this kind of problem and i had to pay less

If you hit a parked car does your insurance go up?

Whether or not your insurance goes up if you cause an accident depends on your company Ask your agent.

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