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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
In this state, your own company pays your hospital bills up to $10,000. The at fault driver pays all costs above that amount. The at fault driver pays all costs above that amount. The at fault driver pays for all car repair bills.
One collision can cause insurance premiums to increase by how many times?
Well it really does depend upon a number of factors... If you have 20 no claim years and then have a bump it will not be as much as a 17 year old writing off a car. If your a new driver expect your premium to double. If you are an older driver and have a bump. expect it to go up by about 50%. Of course this depends on so many different factors. If you are considered a low risk driver.. the insurance company may see the matter as a one off.
If a car has insurance where it covers any one who drives it dose the driver have to be insured?
Assuming your car is insured any driver is normally considered an insured also. However, if this driver is a spouse, child or someone who regularly drives the car and the "driver" has a bad record and you don't want to pay the premiums, your insurer could deny the claim. Also the owner of the car is ultimately responsible lending your car out ruins friendships.
no, his own policy will cover him.
A2:
Yes, you can be sued any time for anything. If you are sued for something that an adult child did there is a good chance that they will not prevail against you. Chances that you will end up paying improve if some of the following conditions can be shown to have existed:
- The adult child was in your employment and was operating the vehicle as an employee;
- You caused the adult child to have the wreck;
- The car that the adult child was driving suffered a mechanical failure from an improperly performed repair that resulted in his loss of control and you were the one who performed that repair;
- You served alcohol to the adult child and allowed him to drive while impaired.
Do you have to give someone else auto insurance company your auto insurance information?
Some states do require you to provide it to the other carrier because they need to prove you had valid liability coverage at the time of the accident.
Can you lose your license with no insurance if you cause an accident?
Yes! You sure can!
You have already broken the law to drive without insurance. . .
They by YOU yourself causing the accident, you are definitely liable for license removal.
--Feefhh:myspace.com/feefhh
What are the names of insurance companies that start with an A?
There are hundred if not thousands of insurance companies starting with the letter A.
How do you find registered owner of a car without a VIN number?
It depends on why you want the information. If you have a license plate number that is an alternative. If you don't have the license plate OR VIN number it is going to be pretty difficult. You would have to have a legitimate reason such as a hit and run or some other crime that the police were interested in pursuing during an investigation. Even if you had a VIN number you need a legitimate reason for finding out specific information like that. This is assuming that you are asking about a car that you do not know the VIN number to rather than a car not actually having a VIN number which is located in the drivers side dashboard by the windshield as well as other locations depending on year and vehicle. .
What does it mean when your car insurance is inactive?
It means you have no insurance. Either it has lapsed or has been cancelled.
Generally speaking, you can not pull out of a parking lot into on coming traffic. The on coming traffic most always will have the right away, regardless of your blinker!
Commercial auto insurance cheaper than personal auto insurance?
Generally speaking the answer is NO. Commercial auto insurance is more expensive that personal auto insurance because of the (1) frequency of using the auto- more often in commercial, (2) Commercial auto can cause more damage in accidents, and (3) bigger lawsuits are more evident in accidents involving commercial autos.
There are very few exceptions. For example, a personal auto carried by a 16 year driver living in an urban area with few violations and a certain amount of liability limits can be more expensive than a commercial auto policy for a 35 years old suburban driver, with clean record, for comparable liability limits.
Can you have auto insurance without a car?
You do not have to own a vehicle to bind car insurance. If you do not own a vehicle you can purchase auto insurance to cover you when you are driving borrowed and unowned vehicles. Named non-owners insurance is a policy for individuals who drive borrowed cars and have a need for liability insurance. If you are required to provide an SR-22 to the DMV to keep your driving privilege and do not own a vehicle, named non-owners policies are the best solution. These policies will provide you with liability coverage in any car you do not own if you are found at fault for injuries or damage.
Who is at fault when a car loses control and gets hit?
Nobody, because you never knew that the car was going to lose control!
Does your insurance still cover you if the roads are closed?
Too broad of a question to apply to everyone's coverage but in general when you knowing into a hazardous situation of your own accord, you would be liable for any damages to your vehicle and any other vehicle that you may damage.
There are some umbrella policies that covers you no matter what but those are extremely expensive because of the unknown risk. Now, for certain, if you proceed around a police or DOT closed barrier, you expose yourself to fines, fees, and penalties up to imprisonment depending on the locale so best leave them alone. If you live on a road that has been closed, you should contact the local police -- use their regular number not 911 -- and ask to speak to an officer on duty and tell them that you live on a road that is closed and if there is an route to avoid the closed road or if you just have to shelter in place until the road reopens. If it is an emergency situation, they would rather come to you than you try to get to them.
A car hit me They have insurance but I don't What do I do?
First of all you need to get insurance as soon as possible.
2nd you need to report the claim if you don't you will not get pay for the damages.
If you don't get insurance your license might get restrited for not having insurance and been involve in an accident.
Does insurance cover a minor driving after curfew if they are in an accident?
Yes. If they are on your policy they HAVE to cover it. Hope this Helps!
Do you have to be the registered owner of a car to get insurance on it?
Yes. Only a registered owner of a car can get the insurance. The insurance policy document and registration documents of a car both should be in a name of one person. The mismatching of documents leads to legal complications. So it is important to ensure that to get insurance, you have to be the registered owner of a car.
You probably would.
Totaled in a auto accident can I get my rims off of my car?
If you accept payment for the vehicle then the insurance company will own the wrecked car, rims and all.
It's worth inquiring though, they may make some allowance in the offer they make if you keep the rims.
