Auto Insurance

Generally, the person whose name is 'actually on the title' must be the same person who insures the car. You must disclose to the insurance company if you are not the owner of the car. You should call the insurance company and ask your question.

Just file your claim, you won't get into trouble. The worst thing that can happen is that your claim will be denied, which is no worse than if you didn't file a claim.

You should be executed for stupidity (just kidding). You have to pay all damages yourself.

There are many types of bad drivers...distracted drivers,drunk drivers,people who speed or follow too closely,careless drivers, aggressive drivers. The list can go on and on.

Medical insurance

If you have an auto accident and you do not have auto insurance with medical payments coverage for your injuries and medical costs, you may need to research the coverages available through your medical insurance policy.

If you are not at fault for the accident that caused you injury, and the third party insurance provider has taken responsibility for the accident, the at fault party's liability insurance should pay for medical injuries up to the limits on their policy.

Because you do not have insurance, receiving a claim payout might require more work because you do not have an adjuster working for you.

If you were at fault for the accident and you do not have auto insurance, you will need to speak with a representative from your medical insurance company to discuss the coverage provided under that policy. You may have a co-pay or a percentage you are responsible for depending on if you have an HMO or PPO.

You are going to go to jail. Enjoy!

the police can only take your car if you have a violation. they can't take your car without any violation even if it doesn't have any insurance.

What country are you in?

In Britain no tax or no insurance means points on your licence if driving and even if parked means towed away with heavy fine, storage fees and if not sorted in 14 days the car is crushed.

No, and you may be responsible for paying for the damages since it was your car. If you want that money back, you'll have to sue your DUI friend.

Call your insurance agent and ask for them to be removed from your policy.

no, the deer blood covers you

Generally speaking you do not have to pay taxes on personal injury settlements. However, in certain situations where (1) all or part of the proceeds of the settlement is treated as disability income, and (2) the premium of the policy (under which the proceeds were paid) was paid by an employer; then that part of the proceeds will be treated as a taxable ordinary income.

From the description of the collision contained in the question, there is no way of clearly determining the scene and what occurred.

If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.

does the driver have insurance? if so unless your policy specifically states that it only covers your car it will follow you into the other car if something happens. However if something does happen whoever gave you the car could be in trouble for not having insurance.

depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved.

That question doesn't really make sense. Yes your vehicle can be registered anywhere you have place of residency but uhh insurance is who ever your insurance company is IE. USAA, State Farm.....

Hopefully, they have insurance. That insurance should cover everything, including a rental car for you if needed. If your insurance has to cover you, it depends on your policy. This is a good question to ask your agent directly.

Your 19 and Don't have a job? ok go apply at McDonalds get hired... go to progressive give them money after you get your first paycheck... oh and dont drive till you have insurance...and honestly you shouldn't drive after you have insurance

No you can't go to jail for not having insurance but you can loose your license and be forced to pay major fines and fees to have them reinstated as well as have to carry a SR-22 bond for a few years if your pulled over.

Why in the world would you want to. If this is an immediate family situation, you need to put them on one policy so that you get the multi-vehicle discount which is usually about 25%. If you get separate policies, the policy will still require that each household member be listed on each of the separate policies, defeating the purpose and costing you much more money overall. As a matter of full disclosure, I own and operate a small Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.

Theft is not the same as accidents. If you drive a car, whether it is in your name or someone else's name, and you have an accident, then your own insurance is applicable, but if someone else's car is stolen, that doesn't seem to involve you. Presumably you were not in the car when it was stolen, right? What involvement do you have?

Start off by contacting the police first and making a accident claim. After that, file papers in small claims court to sue them. People who owe money to the courts and to the government can have their wages garnished, and "I think" that if the person is sued for damages, the judge could impose garnishments on their wages. May take a long time for them to pay it off, but at least you would get something out of it.

A claim for windscreen glass will not normally affect the no claims discount of a motor insurance policy.... but your policy may be different, you need to read what it says.

Simplistically, the profit of an insurance company is the premium less the claims and expenses associated with running the company plus the investment income. As a practical matter these components are subject to a number of factors ranging from accounting rules, regulatory rules, rating agency requirements, tax laws, lines of business written, the use and cost of reinsurance, the geographic profile in which the business is located, and litigation environment to name a few. For that reason it is difficult to answer the question without a clear understanding of these variables.

One way to answer the question is to simply look at the income statement of any insurance company, (or a group of insurance companies), that fairly represents the type of insurance you would write and and territory in which you would propose to operate. By looking at the net operating income which includes investment income, the income statement indicates the amount of income that would accrue to the owner(s) of the insurance company. Perhaps a better measure than the absolute amount of profit, is the return on equity, since earning $10 Million on equity of $100 Million is arguably more desirable than earning the same amount on $1 Billion.

Looking at insurance industry statistics for the Property & Casualty Insurance Industry as a whole for examples reflects a fairly marginal rate of return(http:/wwwzperiodzisozperiodzcom/ResearchzhyphenzandzhyphenzAnalyses/Overview/StudieszhyphenzandzhyphenzWhitepaperszperiodzhtml). On an individual company basis, however, some perform much better than others on a consistent basis.