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Loans
Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.
13,117 Questions
What organizations helped to guarantee home loans?
Getting an FHA Loan will do it. FHA has just a few conditions, like it has to be your primary residence, you have to live there and promise not to sell for a minimum number of years, etc. But an FHA loan will serve you well. They're easier to quallify for, mortgage companies like working with them. They have a wonderful support system in place. You can get in a house with less down on an FHA loan, and should bad times arise and your forced to leave your home, the PMI (personal mortgage insurance you had to get will satisfy the lenders and they won't come looking to get it from you. PMI is added to loans that aren't seem as strong as the lender would like, so you'll pay about $100 more per month until you have about a 78% ratio value of the loan vs equity, then you can drop it if you like.
How long does it take for a car dealership to approve your car loan?
Just as long as it takes to find financing for you. The salesman will start with those financing agencies he knows and continue to call one after another, the first one to say yes, is when the clock stops. I would expect no mlore than a couple of hours to 1/2 a day.
What small business loans are available for national guardsman?
A long long long long long long long long long long long long long long long long long long long long long long long long long time ago, back in the stone ages.
debt
Are small business loans hard to get in this economy?
No small business loans are not so hard to get, following are the 3 way to get small business loan
Loan processors work along side loan officers and or underwriters in order to process mortgage paperwork. They essentially act like an assistant to the loan officer or underwriter in making sure all the required paperwork is completed and time frames met during the loan transaction. They will work hand and hand with borrowers in facilitating paperwork to and from the lender to try and get the mortgage loan approved.
Are employees secured or unsecured?
Employees can be either secure or insecure. It depends on the job and what the demands are, and what the company needs are. Those in healthcare are considered to have a secure job and those who are in private sector jobs do not.
Where can one borrow money from?
The most traditional place to borrow money is at a bank. If you have a job you can get a pay day advance loan based on the amount of money you make every payday. Pawn shops will give you money for property with thirty to sixty days to repay the borrowed amount or forfeit the property.
What does the amortization schedule calculator calculate?
An amortization schedule calculator lets you estimate your monthly loan repayments. It also determines out how much of your repayments will go towards the principal and how much will go towards interest.
What kind of information would a customer need to provide when applying for a loan?
A customer applying for a loan would need to provide basic proof of citizenship, such as a social security card or passport, and also documentation about financial status. Tax returns are also often requested.
Who pays homeowner assoc. fees the mortgage holder or the deed holder?
The deed holder is responsible for paying the HOA fees.
The deed holder is responsible for paying the HOA fees.
The deed holder is responsible for paying the HOA fees.
The deed holder is responsible for paying the HOA fees.
Can a finance company cancel the loan if the signer doesn't drive the car?
No. The loan was made and the person who made it owes for the loan. To take this one step further if the car was wrecked the loan is still owed. So, it doesn't matter who drives the car.
How can you get your SSS loan statement of account?
You can check it out through Internet, text, or by printing it off. All you need is to go to the right website and use your assigned SSS number.
Can you use your previous rental payments to pay towrad a down payment on a mortgage?
No, not unless you had that agreement in writing with the owner of the property who has agreed to take back a mortgage in a sale of the property to you.
No, not unless you had that agreement in writing with the owner of the property who has agreed to take back a mortgage in a sale of the property to you.
No, not unless you had that agreement in writing with the owner of the property who has agreed to take back a mortgage in a sale of the property to you.
No, not unless you had that agreement in writing with the owner of the property who has agreed to take back a mortgage in a sale of the property to you.
Do you need home owners insurnace after you pay off your mortgage?
You don't HAVE to cover your property with homeowners insurance once your home has not mortgage but you could lose everything if you had a fire or if someone was injured on your property. Some HOA's require some type of insurance on every property regardless of mortgage. Its not a wise decision to drop coverage.
Can a spouse get a home equity loan without the other spouse's signature?
All the owners of the property must sign in order for the lender to have the authority to take the property by foreclosure in the case of a default. A prudent lender will not loan money on a half interest in real property since they could not take possession of the non-borrower's half interest if the loan wasn't paid.
All the owners of the property must sign in order for the lender to have the authority to take the property by foreclosure in the case of a default. A prudent lender will not loan money on a half interest in real property since they could not take possession of the non-borrower's half interest if the loan wasn't paid.
All the owners of the property must sign in order for the lender to have the authority to take the property by foreclosure in the case of a default. A prudent lender will not loan money on a half interest in real property since they could not take possession of the non-borrower's half interest if the loan wasn't paid.
All the owners of the property must sign in order for the lender to have the authority to take the property by foreclosure in the case of a default. A prudent lender will not loan money on a half interest in real property since they could not take possession of the non-borrower's half interest if the loan wasn't paid.
What is a amortization schedule?
A tool to figure out how much you own, when you will be done paying, and how much is spent on interest. http://en.wikipedia.org/wiki/Amortization_schedule
Can you obtain a home equity loan on a family home that does not have a mortgage?
Yes, as long as you have a good enough credit rating to qualify for the mortgage.
Yes, as long as you have a good enough credit rating to qualify for the mortgage.
Yes, as long as you have a good enough credit rating to qualify for the mortgage.
Yes, as long as you have a good enough credit rating to qualify for the mortgage.
Can you borrow 300 with your rush card and NO bank account?
Rushcards are pre-paid cards, only the money that is loaded onto it, can be spent. You can't borrow money using it.
What is it called when property is pledged to assure repayment of a loan?
That would be a secured loan and the property is called collateral.
In the case of real estate, the borrower must sign a note and a mortgage.
That would be a secured loan and the property is called collateral.
In the case of real estate, the borrower must sign a note and a mortgage.
That would be a secured loan and the property is called collateral.
In the case of real estate, the borrower must sign a note and a mortgage.
That would be a secured loan and the property is called collateral.
In the case of real estate, the borrower must sign a note and a mortgage.
I think I would answer $449.31.
What is the APR of a payday loan for 730 due in 15 days that charges a 75 fee?
To calculate the APR (Annual Percentage Rate) of a payday loan, you can use the formula:
[ \text{APR} = \left(\frac{\text{Fee}}{\text{Loan Amount}}\right) \times \left(\frac{365}{\text{Loan Term in Days}}\right) \times 100 ]
For a $730 loan with a $75 fee due in 15 days, the calculation would be:
[ \text{APR} = \left(\frac{75}{730}\right) \times \left(\frac{365}{15}\right) \times 100 \approx 365% ]
Thus, the APR for this payday loan is approximately 365%.
What are some private loan consolidation companies that have good reviews?
Three of private loan or debt consolidation companies that have five star ratings are Accredited Debt Relief in San Diego, California, Care One Credit in Maryland and Eagle One in Pennsylvania
