Loans

It depends on where you get your loan, how much collateral, and why your score is 649. Don't be fooled by credit scores. They don't mean what they say they do. I have a credit score of zero and my credit is excellent.

The lending institution can place a claim for payment against the estate.

Profit and Loss.

That means the mortgagors meet with the lender's attorney and sign all the documents, the transaction is completed and the mortgage is recorded in the land records. It's a done deal.

That means the mortgagors meet with the lender's attorney and sign all the documents, the transaction is completed and the mortgage is recorded in the land records. It's a done deal.

That means the mortgagors meet with the lender's attorney and sign all the documents, the transaction is completed and the mortgage is recorded in the land records. It's a done deal.

That means the mortgagors meet with the lender's attorney and sign all the documents, the transaction is completed and the mortgage is recorded in the land records. It's a done deal.

That depends on the merchant, that your applying for the loan at. It's the merchant that makes the decision on approving/declining a loan. 597 score is probably consider high risk to the merchant because you probably have high balances and some slow payments on your credit bureau file. It's a 50/50 decision for the merchant but probably more closer to the decline side because if they approve the loan, your score will drop more because of having more debt.

A loan off of debit card like credit card cash advance? Yes

This is called a bond.

the child continue to pay the loan of her his parents

The lender is free to consider whatever prospective assets it wants to when making a loan. The family member wouldn't be able to mortgage the property until they had title to it.

You cannot sell mortgages. Mortgages are owned by the bank that loaned the money.

You cannot sell mortgages. Mortgages are owned by the bank that loaned the money.

You cannot sell mortgages. Mortgages are owned by the bank that loaned the money.

You cannot sell mortgages. Mortgages are owned by the bank that loaned the money.

NO.

Get a job and save for it.

First of all make some good credit score by getting a job or any types of earnings.

Yes, your car can be repossessed if the title loan is in collections. Actually, this is one of the most common ways for a defaulted title loan to be settled.

I am assuming at this point you are in default on your student loans?

I suggest you call your student loan servicer and try to get your loan in a forebearence due to economic hardship.

Another option is to call the William D. Ford Company and see if they can assist you in consolidating your loans, which would take them out of default and then defer payments until you are able to pay on them.

Financial aid is a program that offers money to students based on income. The Cal Grant is part of financial aid and you qualify for this grant by filling out your FASFA for the school you are planning to attend.

You can still go back to school but will not qualify for financial aid until you have taken enough credits to cover the previous financial aid you received.

For example: If you received financial aid for 12 credits, you need to take 12 credits in the next semester to qualify for financial aid again.

if u av a gud credit card u can then do it in a day.

In that case you would be responsible for paying the loan on property that you do not own. When you signed the quitclaim deed you should have required that the ex-spouse refinance the mortgage in order to take your name off as co-mortgagor. Your attorney should have addressed that issue at the time of the divorce.

In that case you would be responsible for paying the loan on property that you do not own. When you signed the quitclaim deed you should have required that the ex-spouse refinance the mortgage in order to take your name off as co-mortgagor. Your attorney should have addressed that issue at the time of the divorce.

In that case you would be responsible for paying the loan on property that you do not own. When you signed the quitclaim deed you should have required that the ex-spouse refinance the mortgage in order to take your name off as co-mortgagor. Your attorney should have addressed that issue at the time of the divorce.

In that case you would be responsible for paying the loan on property that you do not own. When you signed the quitclaim deed you should have required that the ex-spouse refinance the mortgage in order to take your name off as co-mortgagor. Your attorney should have addressed that issue at the time of the divorce.

no

Yes.

hell if me and you know thats what im trying to find out

I hate to come across as rude as my input is essentially a word of advice. The/My answer firstly depends on the situation/variables surrounding your life currently. If you recently purchased and want a lower interest rate, it's prob going to cost you more to do this than it would be worth, unless of course you don't care because you're rich and can afford the current mortgage (which is unlikely because you wouldn't be asking this question.). Essentially, you can do this today IF that loan hasn't already been sold to another bank. Why are you soliciting advice from, "answers.com" and not your bank? I mean this is akin to, "The tortoise and the Hair.".

If you're in a financial crunch and need cash fast remember the process can take 2 months, but you've had to have paid off all your other old debts prior to and required by current lender in order for your home loan to close - Your new chosen lender may cut you a deal by using the same "current" info for processing and not need to do all that research again (always get your plats/encumbrances, etc. from the underwriter/title company - recorded info.) which is the cost associated with a closing (research/record).

If you are a current student, or student loans are still in 'deferment', or 'grace period', there are some avenues open to you by using your good credit AND new COLLATERAL (the house) to refinance/debt consolidation of your many student loans issued from various lenders at different times during your college career... of 1, 2 , 300K w/no associated fees and no further questions, but you know that already. . .

Good luck and don't sell your soul by making an irrational decision. Whatever you do think forward and make sure IF you need a bankruptcy down the road that it (debt) ALL goes with the judgement and you can keep your shirt (basic needs; clothes/personal effects, home, car) when all is said/done and you start over clean.

-peace-

A secured loan is where there is a physical item that can be claimed if the loan is not paid - a house, a car, jewelry, etc. An unsecured loan is where there is nothing for a bank to take to get its money back if you default, such as education loans, credit cards and similar loans.

The total value of the house minus the outstanding amount of the loan is referred to as "home equity".