How many years do you reduce if you make two additional mortgage payments a year?
That would knock about 8 years off a 30-year mortgage; but I wouldn't save up money for lump payments twice a year -- just add the amount you're saving to the monthly payment instead. That'll pay it off a little faster.
See the related links for a calculator that'll let you play with different scenarios; there are many similar web pages, if you search the internet for "mortgage calculator".
When did green tree buy purchase gmac home mortgage loans?
The Green Tree did purchase the GMAC home mortgage loans five years ago. They are expecting to own homes in the near future because they will be financed by the mortgage loans.
What are retracted payments on our wells Fargo auto loan payment history?
Retracted means to withdraw from something. It also means to withdraw a statement, opinion or charge as not valid or unjustified.
It can mean take it back, reverse, repeal, cancel, recant, back out of, deny or recall.
Possibly Wells Fargo cancelled or removed payments from your auto loan history.
Is it possible to get Guaranteed Auto Loans with No Money Down and how?
I don't know what you mean by "guaranteed auto loans". Usually the phrase is used by used car dealerships and means that the dealership will either finance the car internally or has a relationship with a lender who has agreed to finance car loans no matter how bad someone's credit is (usually at very high rates) if the "usual" lenders balk.
In general, you do not want such a loan. You'll either pay much much more in interest than you should (best case), or you'll wind up defaulting and lose the car, plus still owe money.
What happens when car loan is paid off but late charges are due?
THEN THE LOAN IS NOT PAID OFF!
All late charges, penalties are added to the principle amount and then the payments continue until all owed monies are paid.
Penalties and repossession are still done at this point in the process
What primarily resulted from the late 1980s savings and loan crisis?
Deregulation in a high interest rate enviorment.
good answer!
Can you get a mortgage loan with a 674 fico score?
depends....
Most lenders are 620 min for a FHA/VA/USDA loan with 3.5% down.
You can go for a conventional loan, but with a 674 you would want to put down 20% to get out of MI and get a good rate.
The best option for you would be a VA loan if have ever served in the military, or you could do a USDA loan if you are looking in a rural area.
VA- 100% fin great rates no PMI
USDA- 100% fin great rates no MI
Is it against the law to hide your car from title loan company?
You will have to check with a local lawyer to be sure, since some states may have a law that says it is illegal, though I have never heard of one. You don't have to hide it, just keep it on private property and make sure the property owner does not give consent for anyone to come on the property and tow it away. The owner should call the police if someone trespasses on the property.
How can you qualify for getting instant approval car loan?
If your credit score is so low you do not qualify for a regular car loan, and have tried a local credit union with no success, so you go to a car dealer that has signs saying "we finance here," be careful. If you have enough income, you may get the "instant approval," but it will come with a high interest rate. Do not sign any document that has blank spaces. Do not apply at a lot of places, as that will lower your credit score even more.
Can you be sued in pa for a payday loan?
The laws regarding payday loans are simple, payday loans are prohibited in the State of Pennsylvania. (The Check Cashing Licensing Act of 1998 prohibits check cashing agencies from issuing payday loans) Thus you cannot be sued from a payday lender who loaned you money.
David Schmidt, PLDR
Does the boyfriend have to leave the house if the mortgage holder dies?
Yes. All of the power is in the hands of the mortgage holder or owner. Example: a lease holder can ask an occupant to leave as it it thier dwelling (more or less though it belongs to the owner). But if the occupant also were on the lleases then it is a dispute that must be settled legally to decide whos name can be removed fom said lease.
How much is the monthly payment to pay off my mortgage in 12 years?
Google mortgage calculator. Find one online and fill out the questions... You will need to know balance and rate...
Will my life insurance policy have to pay my student loans?
No. Life insurance is paid the the beneficiary named in the policy, your creditors have no claim against the insurance proceeds EXCEPT if the proceeds are paid to your estate.
Can a husband let the wife take over the loan of a house without her having rights to own the house?
If the loan by the Bank than it will be on your name. Do not pay loan if someone else as name to the loan.
What happens to charged off debt in chapter 7 bankruptcy if you refinance mortgage?
This confuses two different concepts. A "charge off" is an accounting and tax term that means the creditor does not believe a debt is going to be repaid. It gives the lender a tax deduction.
A discharge in bankruptcy is a permanent injunction against a creditor taking any action to collect a debt, including debt collection agencies or successors/purchasers of a discharged debt.
Assuming the refi of the mortgage happens after discharge, nothing happens. If the refi happens while a c 7 or 13 is still pending, and lowers the mortgage payment, and has been approved by the bankruptcy court, it could affect how much you have to pay to the trustee.
Is there anyone who has got a car loan with poor credit if so where at?
Victory Chevrolet in Mt. Holly, North Carolina. I have poor credit and I was treated like a customer who had good credit. They secured me a loan from GM Financial for 9.9%, which is better than Drivetime, who suggested a 17.9% loan for me after I paid a car loan through them for 4 years without one late payment. Don't go to Drivetime, trust me. At Victory Chevrolet, I was greeted, test drove cars and got financing underway and completed in less than 2 hours. Awesome experience.
compound
When is mortgage insurance typically required?
when the down payment is under 20% of the homes purchase price -kaya :)
Does the co-op board have to approve a shareholder's request for a home equity loan?
Yes. But in practice, the Board delegates such powers to the operating personnel with limits in place.
Is there government funds to help if your mortgage is behind with payments?
Yes just check around your state to c any housing programs
Can you take out a mortgage to pay off loans that you already have out?
yes, when you take a second bond on your mortgage your pay less interest rates so that is the better option
What is the bank loan value of your car?
It's Depends on you earning and and documents you submitted for car loan.