70.75

0.0417

Yes, you must have your P&C insurance license to sell pet insurance

For health insurance: Total Charge = Insurance Payment + Insurance Adjustment + Self Pay (+Non-covered) Total Charge = Insurance Payment + Insurance Adjustment + Deductable + Coinsurance + Non covered charges Total Charge= INS + CJR + Deductible + Co +NC EXAMPLE: The Patient is seen for an MRI costing $3500, where the insurace states covered charges are $3000. They are on a 90/10 plan ( based on total charges) with a $500 unmet deductable. Find the following a. Insurace Payment 2150 3500-500-850= 2150 b. Insurance Adjustment 500 3500-3000= 500 c. Patient Responsibility 850 500 + 350 (10% of total 3500) = 850 ----------------------------------------------------------------------------------------------------------- THE EASYER WAY IS: 1st figure the Insurarace Adjustment 500 3500-3000=500 2nd the Patient Responsibily 850 500 + 350 (10% of total 3500) = 850 3rd Insurance Payment 2150 3500-500-850= 2150

84 divided by 2 is 42

Call the insurance company and ask that they mail, fax or email a claim form to you. You can then make a life insurance claim as soon as you are able to obtain a certified copy of the death certificate which is required to make a claim. The insurance company will then issue a check made payable to the named beneficiaries or to the estate if there are no named beneficiaries.

Well, that's too easy!!!! People who love fashion, love to fit in!!! If you copy fashions, that means that you don't want to be a stupid stand out dork!!!lol... if you don't follow fashion trends, set 'em! by the way if u dont like fashion, no offense... :s Yes i soooo agree, fashion is a way to express who you are and if you want to stand out or fit in

Sure you can find the status of your LIC policy online. Just go to this site licindia.in and register for a new account. Fill the form with your policy number, DOB and the premium amount. After registration you can access your LIC account and find details about your policy.

Rebating is when an agent, offers reimbursment to an applicant (in any form) for applying for or continuing to renew a policy. It is very illegal.

Insurance is defined as the compensation due to a loss, damage, death or illness. The compensation is in return for the payment of an insurance premium.

Staring a pet insurance company is extremely time consuming and capital intensive. It will take 2-5 years to get started, you will need to find an insurance company to back you and the average investment is $5mm just to get off the ground.

Pet insurance is very expensive, and like house insurance you can put hundreds of dollars into it and your dog may not require using the health insurance until they are much older. However, health insurance also cuts back the cost of the shots the dogs need during the year. You don't really see the investment in this until your dog has a more major problem.

If you have a large dog with a low-slung back-end (boxers, grey hounds, German Shepherds, etc.) then their chances of having "hip displacia" is almost certain and any procedure the vet will do will be costly. Border Collies are prone to eye problems (some go blind later on and also can have hip problems) and small dogs can have joint or back problems and respiratory problems as well.

The draw-back on Pet Insurance is you have to get it before your dog gets ill with a certain health problem. ie: Your dog has to have x-rays and an operation for hip displacia and then you want the insurance. They won't cover it! If your dog has the above, but has another problem in the body then it will cover this particular problem as long as the dog didn't have it before the time you got the health insurance.

To get the best out of insurance, you would ideally want to insure them as soon as you can. Preferably when they are young like 1 or so because companies wont cover claims it if is a pre-existing conditon. This doesnt mean you shouldn't get insurance when they are older.

Also, please ready each plan carefully and be sure it's a good one for the money. I'd go "mid price" and be sure it covers emergency calls.

yes they do get kick backs from the insurance on the pet!!!!!!!

I'm not sure I'd agree with the word "kickback." This normally implies something underhanded, and that's not normally the case at all. If a vet works on your pet, he/she will give you a bill. If you have pet health insurance the insurance company will pay the bill for you, just like medical insurance for people pays their medical bills. This is just normal business procedure, not an illegal or under-the-table kickback. With the prices that vets charge these days, it might be tempting to consider the possibility of something criminal, but in the case of reimbursements by insurance companies, this is not the case.

Pet Insurance is completely legitimate and no, they do not get "kickbacks".

Salt-water and fresh-water are not different immiscible substances. Salt water is simply water with dissolved ions in it, which, when compared relatively to a body of fresh water, is denser. However, taking fresh water and adding it to salt-water, or the other way around, simply dilutes the concentration of ions and makes the whole solution less dense. The ions will be evenly distributed throughout the new solution, barring temperature, pressure, and other differences. What can occur in the real-world large-scale of the oceans however, is that differential evaporation and precipitation rates, and other effects, can cause some level of stratification. Look up halocline, for example.

fresh water that is mixed with salt water

Pet insurance is a type of insurance which some people may be unfamiliar with, especially when compared with other more well known insurance varieties such as: auto insurance, homeowners insurance, life insurance and health insurance. However, pet insurance is just as valuable as the aforementioned types of insurance, if of course you are a pet owner.

Really any dog. no matter what kind how old how behaved it is there will be some kind of naughty behaver