Repossession

No. The loan was made and the person who made it owes for the loan. To take this one step further if the car was wrecked the loan is still owed. So, it doesn't matter who drives the car.

Finance

As it's part of the deceased's estate, it'll be handled in the same way as their other assets. Creditors will be paid off, and then the remainder of the estate will be disbursed according to the deceased's will.

They are pushing your buttons. The original company has probably written the debt off and it is possibly off of your credit report. Do not pay them one red cent, or they will be able to resurrect the debt.

what happens if i voluntarily return my car to the bank due to job loss

I think I would answer $449.31.

Really!?!?! You seriously want an answer to this?

Can you sue a gun dealer for legally selling a firearm to someone who commits a murder with it?

No! Wow amazing!

Once the agent takes possession of the vehicle, they are responsible for any damages which occur.

If they forclose and you are not out by the deadline whatever is still in it is usually forfeited (generally) but check laws in your state.

A marked police car has all the stickers

such as Police, Dial 911 ect.

and an unmarked car is as it says it has none of those decals to indicate it's a police car.

No. Your state's department of motor vehicles will require the seller to release the vehicle to you. That individual's signature on the appropriate form(s) provides the required release.

You only get the value of the totaled car. Youdidn't have to buy a more expensive car you chose to buy one.

Yes. Your willingness to pay it off isn't enough - you need to be able, and be up to date on your payments. Now, if the repo man comes, and you tell him, "look, I have the cash on hand to pay your fees and pay the vehicle off", then he's going to call the finance company and ask how they want to proceed. The finance company would much rather have your money than your car, and will likely say yes.

Sometimes one can negotiate with the company holding title to the automobile and work out a payment schedule to pay back the amount in arrears, but some companies will not negotiate at all. The easiest way to prevent a vehicle repossession is to ensure that all payments are made according to the payment terms.

No, otherwise people would hide the vehicle, move it into a garage, etc.

Late fees can be incurred for utilities payments that are not made on time. These terms will vary depending on what utility company is used, and they should be contacted to learn what late fees and penalties they charge.

apt., suite, bldn

If you have a lien on it, yes. If you don't, then you're going to have to go through the courts.

Until the debt is satisfied in full or the garnisher recends the judgment order.

No. Unless they're given permission from the owner of the other vehicle, they can only legally enter and move the vehicle they have an order for repossession on. If they move another vehicle, they're guilty of a criminal offense.

The car is not yours, it belongs to whoever got the repo company to collect it. They can decide what happens to the car, if they instruct the repo company to break into it, then that's what will happen.

The creditor is the one who repossesses the car. They simply hire an agent in the area to do the repo. As long as they hold the lien, they're the rightful owners of the vehicle, and have a right to reclaim their property, even across state (and even international) boundaries.

If you have the VIN number, you can have a title search done through the Department Of Motor vehicles. It will not be free. In NYS, they charge around $30.

Depends entirely on what the contract you signed says. If you are 1 day late they may be able to repossess the vehicle if that is what the contract says and what your state laws are regarding repossessions. Read your contract.

No it will not pay anything in that case. GAP only covers the difference if the value is less than amount owed.