Retirement Planning

I went to the SEC to find Rockwell headquarters. Their web page has a Q&A about 401K's. The Dept of Labor handles retirement plans. Their address is:

U.S. Department of Labor

Employee Benefits Security Administration

200 Constitution Avenue, NW, Room N5623

Washington, D.C. 20210

Toll-Free: 1-866-444-EBSA (3272)

Phone: (202) 219-8776

Good Luck!

INDEPENDENCE LIFE AND ANNUITY COMPANY

ONE SUN LIFE EXECUTIVE PARK

WELLESLEY HILLS, MA 02484

(781) 237-6030

It's called a "Perpetual attribution"

If you're looking into the government insured reverse mortgage, it's important to use a HUD approved lender that's capable of offering the reverse mortgage program. The Department of Housing and Urban Development publishes a list of approved HUD lenders that you can search on their website. Remember to check the box that limits the search to lenders who have completed a HECM loan within the past 12 months. This will give a better list of which companies really specialize in reverse mortgages and which ones don't.

A fixed annuity is invested with the insurance co who then invests in a variety of things. All you need to worry about is that with a fixed annuity it is all guaranteed and there is zero risk. Currently you can get a guarantee of 6% interest for 10 years at a period of time when banks and the FDIC are failing and the market is down. Insurance companies are your safest bet as they know how to manage risk.

There are essentially two things you can do with $400--if you might need it quick, put it in a savings account; if you can sit on it for at least six months, US Savings Bonds are good.

Move to Texas and put your money into exempt assets; e.g., a homestead, retirement assets, life insurance, annuities . . . .

The beta score is a calculation of a security's tendency to change according to the prevailing market movements. A regression analysis of previous performances is calculated in order to reach a beta score.

and investment vehicle that allows you to borrow at a variable rate.

this method is partyicularly applicableto those assets whose cost is heavy and life is long and fixed e.g. leasehold property, land & building etc

Mailing Address for AIG Annuity Insurance Company Annuity Withdrawal Form is 205 East 10th Avenue Amarillo, Texas 79101-3546

it depends on the person and whether they have a big family to support or not. id say some where close to a million or maybe even more

I'd say a billion dollars in the bank. When you have a million dollars, you are going to have very little interest from the bank. Not enough to buy that sweet Corvette, or buy that 87 inch screen tv. Plus, you are going to need to pay for food, clothes, home payment, electricity, phone bills, that very expensive baseball legue, ballet class. It would be a very tight budget, so I'd aim for a billion.

No. The decedent's estate is responsible for paying the debts of the decedent. Generally, an annuity with a named beneficiary is not part of the probate assets much like life insurance payable to a named beneficiary. However, the recipient of an annuity should consult a professional regarding tax issues.

if the brits come for u t.a.l/

Preferred stocks Êpays Êdividends Êat a specified rate and has preference over common shares. In essence, it is Êkind ofÊ hybrid security making itÊÊaÊ good option for Êretirement investments. However, it is not a perfect choice if you are investing inÊa stock market with an aim of making capital gain.

If pension funds have filled up a LIRA, it is transferred to a retirement account, or LRIF. When the person reaches retirement age, the pension is locked in for the remainder of his or her life.

yes

An annuity due is an annuity where the payments are made at the beginning of each time period; for an ordinary annuity, payments are made at the end of the time period. *an annuity due of (n) periods is equal to an ordinary annuity of (n-1) periods plus the payment.

you look everywere. You look in the places you were and you go into your car and your sitting room..

I worked for a BFC subsidiary form 1967 to 1983. When I left I had a small vested pension. Sometime around 2004 or 2005 I spoke with someone in Chicago who confirmed my account. I will be 65 in October 2008 and have recently tried to contact that office but the number s no longer in service. I was able to contact my forrmer employer who gave me an address in Chicage to inquire about my pension. The address is: Conagra Retirement Services

PO Box 991

Deerfield IL 60015-0991 Bill

Consider small towns out west for lower humidity and living costs. The AARP site has some recommendations. Be sure to consider location of medical facilities and other businesses you find important.

anyone that paid taxes last year and made income of up to $70,000 should be inline for a tax rebate

Perhaps you meant a "non-qualified" annuity? If so, a nq annuity is an annuity purchased with after-tax dollars; conversely, a qualified annuity is one purchased with pre-tax dollars, such as in an IRA or a TSA.

In this case the Real Rate of Return (RRR) should be used. A worker saving for his retirement, will be concerned with how much goods his money will be able to buy after finishing work. That is why the inflation should be taken into acount. If using nominal rates you would see how much stuff would you be able to buy TODAY with the amount you will have when retired.