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Travel Insurance
Travel insurance is intended to protect the insured from liability or losses incurred while on travel, either internationally or within the insured’s own country. It can cover various travels – business, student, adventure, cruise, leisure and international travel.
354 Questions
How much will gas cost to travel 651 miles and I get 20 miles per gallon?
Your vehicle will consume about 32.5 gallons of fuel, and in the US, you should budget no less then four dollars per gallon depending on the state. Different countries, different prices.
What is the distance from Boston to gillette stadium?
25 miles taking this route:
- Take I-95 SOUTH, from Boston, to U.S. 1 SOUTH to FOXBORO off EXIT 9.
- Take U.S. 1 SOUTH to Gillette Stadium, in Foxboro.
What happens if you are in another city and you're not onboard a cruise ship for departure?
In most cases the ship will leave unless you are on one of the excursions sponsored by the cruise line.
Should you buy travel insurance for a cruise through the cruise line or your travel agent?
Actually, anyone you purchase insurance from is going to make money on it. Neither the cruise line nor the travel agent charge extra commission on top of the cost of insurance. The insurance company writes the insurance for a set amount. They pay commission from that amount back to the retailer or cruise line. Additionally, one insurance company may have many different prices for the exact same policy, depending upon who they are writing the insurance for. The cruise line and the agent are, in most cases, selling a product like TravelGuard, TripMate, Travelex or Access America, among others. Check out all three options (cruise line, agent and insurer) and go with the most coverage for the least expensive price. Prices fluctuate all the time. This time your agent may have the best price. Next time it might be the cruise line or the insurer. Just be sure to check reimbursement method. Some travel providers (cruise lines, tour companies) only reimburse through future travel credit. Bon Voyage! * Neither. They both charge a commission.
Commission is a built in part of all travel insurance premium. If you go directly to the company, they save the portion of the premium that would have been paid in commission, not you! The best place to buy insurance is from an online travel insurance comparison site. Most consumer advocates will tell you not to buy directly from the cruise line due to the fact that certain restrictions apply if you do. Not every company has the same coverage. Check carefully. A competent travel agency generally works with multiple travel insurance companies and can provide a comparison for you. In most cases third party coverage is cheaper than the cruise lines and provides better coverage. If you are concerned that the cruise line might go out of business, be sure to get insurance from a 3rd party. If the cruise line goes out of business, so does their insurance, and then you are stuck.
Is cruise travel insurance worth the price?
It depends on the cost of the cruise and your ability to lose it if you had to cancel? It depends on how well you own medical coverage protects you while you are on your cruise. Remember that most cruises travel outside the USA (outside territorial waters) and Medicare will not cover you. Other coverages might but your benefits might be less because you're outside the service area. It also depends on whether you already have any protection against possibly needing an emergency medical evacuation. Most experts will advise against buying the cruise insurance from the cruise line because you can usually find better coverage at a lower price by shopping around. Its not the Cruise price that is most important, Generally speaking, if you are getting a really good deal on the cruise, it's probably not a great value to insure it. However, if you're investing thousands of dollars into an itinerary, and you've already paid the cruise line the cruise fare in full, the travel insurance might be a good idea. Note that you are by no means required to purchase this directly from the cruise line! (Chances are, the cruise line is making some sort of commission off of the referral). Shop around and check rates and coverage before you buy. Coincidentally, if this question is regarding HEALTH insurance, there is no need to purchase this specialized insurance if you are already covered by your employer or other health insurance program. If you utilize on-board health care, such as the ship's physician, you will need to pay for all coverage up front (at posted rates, billed to your stateroom) and then you will submit your shipboard receipt for reimbursement directly to your health insurance carrier. Shipboard medical centers are not set up to bill your healthcare insurer. Travel safe! No. Check Consumer Reports for more info.
What historical event is the marathon run based on?
The run by Phidippedes from the Battle of Marathon to Athens to warn of a possible Persian attack.
Does normal travel insurance cover a cruise holiday?
No.
You need specific travel insurance for that. Follow the link below for holiday insurance for a cruise holiday.
Are we covered in a rental car?
In the first instance, it is advisable to check with your private auto and household insurance carrier. Some home auto policies cover only liability, such as death or dismemberment, and they are with tight caps. Some homeowner policies, which include auto accident coverage, but only within your country of residence.
Once you determine what, if any coverage you already have, you then enter the often confusing, and certainly complex matters relating to Hire Car coverage.
CDW, PAI, LDW, PEC, are just some of the acronyms your presented with when walking up to a rental counter. It would literally take hours to fully read the legal jargon, (and a strong magnifying glass), before anyone other than a litigation or tax attorney could sift through the myriad of exclusions, addendums, and covenants.
In most simplistic terms, the above codes refer to:
CDW: Collision Damage Waiver. This protects you from any general dents and dings you may encounter whilst having the car in your possession. Anyone who fails to have this coverage should take heed. A number of the less reputable hire companies make substantial profit from discovering otherwise elusive 'owies' your car may have encountered whilst in your control. It doesn't matter whether the dent, ding, chip, smudge, scratch, keying, etc., was there before. If you failed to bring it to the rental company's attention, and they've clearly marked and detailed it, in advance, on your and their copy of the rental agreement, you may find yourself severely out of pocket.
The companies most prolific in suddenly finding a range of indiscretions committed upon the vehicle, whilst under contract, have tended to be the franchise agencies. Whilst by no means an endorsement or recommendation, historically, frequent renters have found the the Big Three - Hertz, Avis, National, have been the most relaxed (and perhaps the most ethical), when it comes to acceptance that any vehicle will experience normal wear and tear the moment you take if off the lot. This is particularly strident when hiring a car in a Winter environment, where roads are sanded and windscreens can take a beating. An important caveat; with franchises, particularly outside of Canada, the United Kingdom, Australia and the US, you may find that a pre-paid CDW policy varies from a CDW policy offered to you at the Rental Counter when you arrive at your destination. (again, a contributing factor concerning which company you choose).
PAI: Personal Accident Insurance. Sadly, accidents do happen. Being in unfamiliar environments can cause distraction for any driver. PAI is designed to assist should you accidentally hurt someone, damage property, or are involved in an accident where it wasn't your fault at all, but the other party is uninsured. Some of the policies even have an added feature to include coverage for you when you're travelling via the courtesy coach, or a taxi following your immediate return of the vehicle, either to a hotel, or back to the airport.
LDW: Liability Damage Waiver. Sadly, it's a litigious world, particularly if you're in the US. The LDW is a policy to protect you up to certain limits, against any litigation arising within the period of your having the Hire vehicle. Excluded are illegal acts committed by yourself, or anyone acting upon your direction or encouragement.
PEC: Personal Effects Coverage. Unfortunately, Vehicles are occasionally broken into. This policy, sadly, is often misunderstood, and there have been many publicised events where the policy holder deliberately attempted to defraud the Hire Company's Insurers for personal gain. The policy does not include, in general, that new thousand Pound camera you purchased and accidentally left on your car seat overnight. Claims against PEC must include evidenced forced-entry, a comprehensive police report, and often supporting evidence from hotel/restaurant security cameras. Nor does the policy include the mysterious disappearance of cash. However, one benefit of purchasing a PEC policy is that it often provides coverage for your personal items inside your hotel room. Any claims made involve the submission of original receipts, matching credit card transactions, occasionally photo details, and a rather detailed vetting by the insurance company, including: credit/Equifax report, access of insurance records to determine whether there's a history of claiming, and police records check.
Virtually all of the above have unique exclusions. The damage and liability policy covers only the legal driver of the vehicle. A legal driver is the individual whose name is on the RA (Rental Agreement). It is illegal for anyone who is not specifically listed on the rental agreement to drive the vehicle, at any time, or for any reason. Failure to comply instantly invalidates all of the coverage you have, and is most likely extended to your private home-owners coverage as well, as you have committed a breach of the law, (a typical exclusion clause for any policy). Additionally, should alcohol be involved in any element, whatsoever, virtually all policies (vehicle and home) are invalidated.
Finally, a small secret: The credit card used to hire the vehicle must belong to the individual signing the rental agreement, and designated as the driver. Slots are provided for additional drivers, however, their driving license details must be provided at the signing of the RA. Failure to do so, again, invalidates virtually all of the coverage (both Rental and Home).
Provided you are fully aware of the coverage you have against the coverage you need, and you adhere to the laws and condition of the Rental Contract, you should be in good safety.
How long does ground shipping from US to Canada take?
usually it takes around 3-5 business days during the holidays it takes much longer 5-7.
This is a good source that explains how a Life Jacket works works.
http://www.boatsafe.com/kids/buoyancy.htm
a ship wreck is when a ship sinks and floats to the bottem of the ocean were it is filled with water and creatures of the sea.
When you put your head to close to the vag!na and it farts in your face because you provoked it!
What are the benefits of a travel insurance?
Travel insurance can furnish you with the most extraordinary help with an unfamiliar spot.
Benefits of Travel Insurance
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Medical Emergency:
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Luggage Assistance:
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Delay/ Cancellation of Trip
Therefore insurance plan can be advantageous to your journey. Travel Insurance Master can be the best platform from where you can get the right assistance.
What is target market of insurance company?
An insurance company's target market is the group of people &/or businesses that they want to sell to. It may vary depending on the product in question. For example, they may want to sell Homeowners in Kentucky but not Auto.
Where can you get travel insurance with neutropenia?
Most travel insurance coverage does not include coverage for cancellation for pre-existing conditions. However, some, such as TravelSafe, waive the pre-existing condition clause if you buy your travel insurance within 14 to 21 days of making your travel arrangements and paying your deposit. Check with your Travel Agent that sells your trip and arranges your travel insurance for specific details.
Why is travel insurance dearer for people over 65?
Travel insurance prices are based on actuarial tables which show that as you get older, you are more likely to file a claim based on some kind of health concern. Thus the prices are higher.
put them on another flight
Does egyp come under worldwide for travel insurance?
I usually use Globelink travel insurance. They offer europe including Egypt and Morocco, so you don't need to buy worldwide policy.
Is Alliance insurance a group of insurance companies or an insurance company?
Alliance insurance group is an actual insurance company. They provide many insrance services including auto, life, and mortgage insurance. They are known for their excellent customer service and commitment.
Can money stolen through ATM be claimed under travel insurance?
it depends on the agency where you have got the policy. Check it up in your insurance company.
